First Citizens Investor Services Inc

Item 5. Fees and Compensation
FCIS fees vary based on the services it provides to the client, the size of the account, and the number of services
the client uses. You should review your account statements received from the custodian(s) and verify that fees
are deducted appropriately. The custodian(s) will not verify the accuracy of the fees deducted.

First Citizens Investor Services Wealth Strategies Portfolio Management Fees

The First Citizens Investor Services Wealth Strategies Portfolio Management Fees charged by FCIS are
generally asset-based, expressed as an annual percentage of the assets in the account. The fees cover a range
of available services including investment management, ongoing monitoring of Portfolio Managers, services
provided by your IAR (including periodic reviews of your account), execution costs and reporting of transactions
with or through FCIS, custody of securities by Pershing, and services provided by the platform provider
associated with the program.

The Portfolio Manager fees are set forth below in the Fee Schedules and represent the maximum standard
annual rate for First Citizens Investor Services Wealth Strategies Portfolio Management. First Citizens Investor
Services Wealth Strategies Portfolio Management Fees differ among clients based on several factors, including
the specific program selected, the type and size of the account, and the client’s overall relationship with FCIS
and its affiliated entities.

        First Citizens Investor Services Wealth Strategies Portfolio Management Fee Schedules

             Account Value         Advisory         Portfolio        Tax Aware          Total Fee Range
                                     Fee            Manager*         Services**
             First $100,000         1.30%          0% - 0.55%        0%-0.053%            1.30% - 1.903%
             Next $150,000          1.20%          0% - 0.55%        0%-0.053%            1.20% - 1.803%
             Next $250,000          1.05%          0% - 0.55%        0%-0.053%            1.05% - 1.653%
             Next $500,000          0.90%          0% - 0.55%        0%-0.053%            0.90% - 1.503%
             Over                   0.85%          0% - 0.55%        0%-0.053%            0.85% - 1.453%
             $1,000,000
*Fees for Portfolio Managers are in addition to fees for First Citizens Investor Services Wealth Strategies Portfolio
Management. Portfolio Manager fees currently can be up to 0.55%.
**Fees for the Tax Aware Strategies are optional and are in addition to the First Citizens Investor Services Wealth
Strategies Portfolio Management fee.

The First Citizens Investor Services Wealth Strategies Portfolio Management Fee is assessed quarterly in
advance, based on the average daily total market value of the assets during the previous calendar quarter (or at
the funding of the account). The fee charged at account inception is prorated to capture the number of days
remaining in the calendar quarter and charged immediately to the account.

The fees will be deducted from your account and paid directly to our firm by the qualified custodian(s) of your
account. The Account Agreement authorizes the custodian(s) of your account to deduct fees from your account
and pay those fees directly to FCIS.

Guided Investing Program Fees

The Guided Investing Program Fees charged by FCIS are generally asset-based, expressed as an annual

                                                                 First Citizens Investor Services Firm Brochure
percentage of the assets in the account. The Guided Investing Program Fee of 0.30% per year represents the
maximum standard annual rate. The fee includes all fees and charges for the services of FCIS, Marstone, and
Pershing except as otherwise described under Other Fees. All brokerage charges and SEC and exchange fees
are absorbed by FCIS. Clients will not be charged a commission on agency transactions within the Guided
Investing Program account.

The Guided Investing Program Fee will be assessed monthly in advance based on the value of the Guided
Investing Program assets at the end of the previous month. The initial monthly Guided Investing Program Fee
charged when the Guided Investing Program account is established will be prorated by the number of days
remaining in the calendar month unless the Guided Investing Program account is funded on the first day
of the calendar month. Guided Investing Program Fees and expenses will be payable first from the withdrawal
or liquidation by FCIS of cash funds or any cash equivalents in the Guided Investing Program account; if these
assets are insufficient to cover the Guided Investing Program Fees and expenses owed, the Guided Investing
Program Fees and expenses will be paid either directly by the client or through liquidation of other Guided
Investing Program assets.

First Citizens Wealth Management

The First Citizens Wealth Management Fees are generally asset-based, expressed as an annual percentage of
the assets in the account. The fees cover a range of available services including management, consulting and
administrative services provided by FCIS, and services provided by the IAR (including periodic reviews of the
account).

                              First Citizens Wealth Management Fee Schedule

                                     Account Value            Annualized Fee
                                     First $500,000               1.95%
                                     Next $500,000                1.75%
                                     Next $1,000,000              1.55%
                                     Next $1,000,000              1.35%
                                     Next $2,000,000              1.20%
                                     Over $5,000,000              1.00%

The First Citizens Wealth Management Fee is assessed based on the net market value of the assets in the
...

Item 7. Types of Clients
FCIS’s investment advisory clients include individuals, trusts, estates, charitable organizations, pensions, and
profit-sharing plans, corporations, and other business entities.

FCIS requires a minimum of $25,000 to open a First Citizens Investor Services Wealth Strategies Portfolio
Management account and a minimum of $5,000 to open a Guided Investing Program account. Portfolio
Managers also have a minimum account and fee requirements to participate in their programs. There are some
portfolio models and Portfolio Managers that have minimums higher than the stated program minimum. Each
Portfolio Manager will disclose their minimum account size and fees in their Form ADV Part 2A Disclosure
Brochure(s).