Flagship Wealth Advisors LLC

Item 5            Fees and Compensation

     A. FWA charges fees based on a percentage of assets under management, hourly charges, fixed fees (not
        including subscription fees) or other fees for its advisory services. FWA’s portion of the account fee
        will not exceed 1.75%. Your total advisory fee which includes the Program fee and the Advisory Fee
        will not exceed 2.75%. Fees are negotiable.

         Vision 2020 Wealth Management Platform – Advisor Managed Portfolios Program
         We may use Advisor Managed Portfolios as an account where no separate transactions charges apply
         and a single fee is paid for all advisory services and transactions ("Wrap Account"). Or we may use
         Advisor Managed Portfolios with separate advisory fees and transaction charges (“Non-Wrap
         Account”). For Non- Wrap Accounts, in addition to the quarterly account fee described below for
         advisory services, you will also pay separate per-trade transaction charges.

         You will pay a quarterly account fee, in advance, based upon the market value of the assets held in your
         account as of the last business day of the preceding calendar quarter. Adjustments will be made for
         account additions and withdrawals in excess of $10,000. Your account fees are negotiable and will be
         debited from your account by our custodian. If you terminate your account, the account fee will be
         credited back to you on a pro-rata basis for the unused portion of the quarter.

         Additional, ancillary fees may apply. Please see the Advisor Managed Portfolios Wrap Fee Program
         Brochure for further details. For new clients, our Advisors Managed Portfolios account fee schedule is
         as follows:

             Assets Under Management                             Annual Fee%
             First $1,000,000                                    1.00%
             Next $1,000,000 to $2,000,000                       0.80%
             Next $2,000,000 to $5,000,000                       0.60%
             Next $5,000,000 to $25,000,000                      0.40%
             Next $25,000,000                                    0.30%

Fixed Income Portfolio Fees
Though the actual fee for any portfolio is negotiated based on the unique objectives of each client, the
complexity of the investment plan, types of assets held in the account, and other factors, the table below
shows the fee ranges generally charged at certain dollar levels for Investment Management Fixed
Income portfolios. This fee schedule applies only to clients who have chosen the “Fixed Income” model
for their entire portfolio.

 Assets Under Management                               Annual Fee%
 First $1,000,000                                      0.60%
 Next $1,000,000 to $2,000,000                         0.50%
 Next $2,000,000 to $5,000,000                         0.40%
 Next$5,000,000 to $25,000,000                         0.30%
 Next $25,000,000                                      0.20%

Because FWA’s fees for Advisors Managed Account Portfolios are generally lower than the fees for
Investment Management Fixed Income portfolios, FWA has a conflict of interest in recommending
Advisors Managed Account Portfolios, as the firm is financially incentivized to recommend the service
that will incur a higher fee. FWA mitigates this conflict of interest by basing its recommendations on
the client’s best interest, rather than basing such a recommendation on FWA’s financial interests.

Please Note: Not all fee arrangements are described in this Brochure. Certain of FWA’s clients
maintain legacy fee arrangements which may differ than those described above. These legacy fee
arrangements will be honored until otherwise agreed. Clients are advised to refer to their services
agreement with FWA for specific details.

Fee Dispersion: FWA, in its discretion, may charge a lesser investment advisory fee, charge a flat fee,
waive its fee entirely, or charge fee on a different interval, based upon certain criteria (i.e. anticipated
future earning capacity, anticipated future additional assets, dollar amount of assets to be managed,
related accounts, account composition, complexity of the engagement, anticipated services to be
rendered, grandfathered fee schedules, employees and family members, promoters and their employees,
courtesy accounts, competition, negotiations with client, etc.). Please Note: As result of the above,
similarly situated clients could pay different fees. In addition, similar advisory services may be
available from other investment advisers for similar or lower fees. ANY QUESTIONS: FWA’s Chief
Compliance Officer, Paul V. Ryan, Jr. remains available to address any questions that a client or
prospective client may have regarding advisory fees.

The complete schedule of fees is set forth in the Program Brochure created by Osaic Alliance and
provided by FWA to its clients prior to or concurrent with their engagement in the program.

Vision2020 Wealth Management Platform - Model Portfolios Program
We offer the Model Program as an account where no separate transactions charges apply and a single
fee is paid for all advisory services and transactions ("Wrap Account").

You will pay a quarterly account fee, in advance, based upon the market value of the assets held in your
account as of the last business day of the preceding calendar quarter. Your account fees are negotiable
and are based on written authorization permitting the fees to be paid directly from your account. Clients
receive a statement from a qualified custodian that shows the fee deduction transaction. If you terminate
your account, the account fee will be credited back to you on a pro-rata basis for the unused portion of
the quarter.

Additional ancillary Model Program fees may apply. Please see the Model Program Wrap Fee Program
Brochure for further details. The Model Program account fee schedule is as follows:
...

Item 7            Types of Clients

         The types of Clients to whom Flagship Wealth Advisors, LLC generally provides investment advice
         would be to:

         Individuals, high-net worth individuals, trusts, estates, corporations, and 401(k) plans and IRAs of
         individuals and their family members, and other business entities. Third-Party Advisory Services that
         FWA offers may have their own account minimums, as disclosed to the Client through the third party
         adviser’s own Form ADV and associated paperwork that will be presented to the Client.

         Fee Dispersion. FWA, in its discretion, may charge a lesser investment advisory fee, charge a flat fee,
         waive its fee entirely, or charge fee on a different interval, based upon certain criteria (i.e. anticipated
         future earning capacity, anticipated future additional assets, dollar amount of assets to be managed,
         related accounts, account composition, complexity of the engagement, anticipated services to be
         rendered, grandfathered fee schedules, employees and family members, promoters and their employees,
         courtesy accounts, competition, negotiations with client, etc.). Please Note: As result of the above,
         similarly situated clients could pay different fees. In addition, similar advisory services may be
         available from other investment advisers for similar or lower fees. ANY QUESTIONS: FWA’s Chief

         Compliance Officer, Paul V. Ryan, Jr. remains available to address any questions that a client or
         prospective client may have regarding advisory fees.