QTR Family Wealth LLC

ITEM 5: FEES AND COMPENSATION

    (A) General Investment Advisory / Portfolio Management Services

Depending upon the type of advisory service to be provided, clients generally have a choice regarding the manner
in which fees will be calculated. Options include the following:

    •    Percentage of Assets under Management. Clients will be charged as a percentage of assets under
         management according to the following schedule:

                                          Billable Assets      Annual Fee Rate
                                         Up to $1,999,999          1.00%
                                      $2,000,000 - $4,999,999      0.85%
                                      $5,000,000 - $9,999,999      0.75%
                                     $10,000,000 - $24,999,999     0.65%
                                     $25,000,000 - $49,999,999     0.50%
                                      $50,000,000 and above        0.30%

             Once billable assets reach the next tier, all assets are charged at the corresponding tier rate. AUM for
             family members in the same household may be aggregated for purposes of determining the applicable fee
             tier, where agreed to by the Firm and the client in writing.

             Flat Monthly or Annual Fees. Clients may be charged an agreed upon flat annual fee, paid monthly, or
             a flat monthly fee depending on the scope and complexity of the client's needs.

   QTR ADV Part 2 – March 2026                                                                            Page 8

     Fixed or Hourly Financial Planning Fee. Clients may be charged an agreed upon fixed or hourly fee
     based on the complexity of the client's situation and the services provided.

     All fees are negotiable at the Firm's sole discretion. The applicable fee will be set forth in the client's
     advisory agreement. We retain the ability to negotiate fee schedules depending on the size of the account,
     type of account, the level of service required, and other factors we consider relevant, including timing of
     the client relationship.

(B) Financial Planning and Financial Consulting Services
     For clients who retain the Firm for investment advisory services, there is generally no charge for financial
     planning services. Clients who retain the Firm solely for financial planning or financial consultation will
     be charged fees based on the nature of the services, who is providing them, and the complexity of the
     client's circumstances. Financial planning fees are generally calculated on a flat fee basis ranging from
     $2,500 (Two Thousand Five Hundred Dollars) to $50,000 (Fifty Thousand Dollars) per engagement.

     If a client terminates financial planning services after we have begun the work but before completion, we
     will charge a termination fee equal to the hours spent at a rate outlined in the client's agreement. Financial
     planning fees and the termination fee are negotiable. We will reduce or waive such fees in certain
     circumstances.

     We provide an exact fee quote before the client authorizes us to begin work. The specific fee will be set
     forth in an agreement between the Firm and each client. We will withdraw financial planning fees from a
     client's bank account only with the client's prior consent.

     Although the time required to complete a financial plan depends on each client's situation, we will provide
     a timing estimate at the start of the engagement. Fees will generally be due and payable upon delivery of
     the completed financial plan or completion of the services, as applicable.

     The client's financial professional will update the plan upon request or when the client's objectives or
     financial situation change. If a plan is updated, the fee will depend on the nature of the update and will be
     set forth in an agreement between the client and the Firm.

     In some circumstances, the financial plan may require the services of a specialist such as an insurance
     specialist, attorney, or tax accountant, as the Firm does not provide legal or accounting advice. We will
     recommend third-party service providers when appropriate and in the client's best interest, but the client
     is under no obligation to use any provider we recommend. Fees for specialists will be negotiated between
     the client and the specialist directly under a separate engagement.

(C) Fees and Compensation for Business Consulting

     The fee for business consulting services is set on a fixed fee basis and is negotiated with the client.
     Business consulting fees are governed by a separate agreement and are not included in the Firm's
     investment advisory fees.

(D) Billing of Fees

      • For asset-based fees, fees are calculated and billed monthly in arrears based on the average daily
        balance of the client's account(s) during the month, as determined by the custodian. Cash and assets
        invested in mutual funds, exchange-traded funds, annuities, individual securities, collective trusts,

QTR ADV Part 2 – March 2026                                                                          Page 9

          unit investment trusts, alternative investments, limited partnerships, and/or closed-end funds are
          included in the calculation of AUM for purposes of computing the fee. Although we do not typically
          utilize margin in our strategies, a client's margin balance is typically included when calculating AUM,
          in addition to any margin interest being paid by the client.

       • For partial months, fees are pro-rated. All unearned fees will be refunded to the client upon
         termination. Unless other arrangements are made, fees are directly debited from the client's
         account(s), and each client is required to provide the qualified custodian written authorization to
...

ITEM 7: TYPES OF CLIENTS

QTR generally provides investment advice to the following types of clients:

    •   Individuals
    •   High net worth individuals
    •   Trusts, estates, or charitable organizations
    •   Small business including corporations and other business entities

You are required to execute a written agreement with QTR specifying the particular advisory services in order
to establish a client arrangement with our firm.

Minimum Investment Amounts Required and Minimum Fees Charged for Financial Planning

QTR requires a minimum of $500,000 for our asset management services. To reach this account minimum,
clients can aggregate all household accounts. Exceptions may be granted to this minimum at the discretion of
the Firm.