Flower City Capital LLC

Item 5: Fees and Compensation

A. Fee Schedule

Asset-Based Fees for Portfolio Management

        Total Assets Under Management         Annual Fee

        $0 - $1,000,000                       1.00%

        $1,000,001 to $5,000,000              0.90%

        $5,000,001 to $10,000,000             0.70%

        $10,000,001 and above                 0.50%

The final fee schedule is attached as Exhibit II of the Investment Advisory Contract.
Clients may terminate the agreement without penalty for a full refund of FCC's fees within
five business days of signing the Investment Advisory Contract. Thereafter, clients may
terminate the Investment Advisory Contract immediately upon written notice. Portfolio
Management asset-based fees are negotiable, and the final negotiated fee will be set forth
in the Advisory Contract.

FCC uses the average daily balance of the account over the prior billing period for
purposes of determining the market value of the assets upon which the advisory fee is
based.

       Financial Planning Fees

       Clients may terminate the agreement without penalty for a full refund of FCC's fees within
       five business days of signing the Financial Planning Agreement. Thereafter, clients may
       terminate the Financial Planning Agreement generally upon written notice. The firm may
       charge fixed fees for financial planning services. These fees are negotiable.

       B. Payment of Fees

       Payment of Asset-Based Portfolio Management Fees

       Asset-based portfolio management fees are withdrawn directly from the client's accounts
       with client's written authorization on a quarterly basis. Fees are paid in arrears.

       Payment of Financial Planning Fees

       Financial planning fees are paid via check and wire.

       C. Client Responsibility For Third Party Fees

       Clients are responsible for the payment of all third party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by FCC. Please see Item 12 of this brochure
       regarding broker-dealer/custodian.

       D. Prepayment of Fees

       FCC collects its fees in arrears. It does not collect fees in advance.

       E. Outside Compensation For the Sale of Securities to Clients

       Neither FCC nor its supervised persons accept any compensation for the sale of securities
       or other investment products, including asset-based sales charges or service fees from the
       sale of mutual funds.

Item 7: Types of Clients

FCC generally provides advisory services to the following types of clients:

           ❖ Individuals
           ❖ High-Net-Worth Individuals

Minimum Account Size

FCC's minimum account size is $1,000,000, but FCC may choose to waive the minimum.