Foresight Capital Management Advisors Inc

Item 5.                  Fees and Compensation
 Fees for Retirement Plan Investment Management and Advisory Services
 FCMA's fee covers all of the consulting services described above. The firm generally does not offer services
 on less than a comprehensive basis. As shown below, fees for services are usually quoted as an annual
 percentage of assets, subject to negotiation. The factors considered by FCMA in determining the fee include
 number of portfolios being monitored, complexity of services being provided, and total value of assets in the
 account. Fees are paid quarterly, in advance, as services are provided. In addition to the FCMA fee, the Client
 may pay third party administrator fees, brokerage trading fees, custody fees, and fund expenses depending
 on the type of retirement plan and investments held in the Client’s account. The Client may choose to pay
 FCMA directly or allow the fees to be deducted from their account quarterly. FCMA bills the Client for the
 first quarter on a pro-rata basis for the number of days remaining in the quarter commencing with the date of
 the service agreement. To cover start-up administrative services, the asset-based fee may, as specified in the
 contract, be higher the first year of services. There is a flat graduated scale for pricing based on the total value
 of the account. Once the account reaches the next graduation all of the assets drop to that pricing scale at the
 beginning of the next quarter. FCMA may, at its discretion, combine the values of related accounts for fee
 calculation purposes.

 Foresight                                                                                              5|Page
 Capital Management Advisors, Inc.

                                Graduation of Assets                                           Annual Pricing Scale
                                    From $0 to $1 million .............................................   1.00%
                                    From $1m to $2 million ...........................................    0.80%
                                    From $2m to $3 million ...........................................    0.75%
                                    From $3m to $4 million ...........................................    0.70%
                                    From $4m to $5 million ...........................................    0.65%
                                    From $5m to $6 million ..........................................     0.55%
                                    From $6m to $7 million ...........................................    0.50%
                                    From $7m to $8 million ...........................................    0.45%
                                    From $8m to $9 million ...........................................    0.40%
                                    From $9m to $10 million ........................................      0.35%
                                    From $10m to $11 million .......................................      0.30%
                                    Over $11 million...................................................... negotiable
There is an initial non-refundable setup fee of $250-$500 and additional travel expenses, if necessary.
The services agreement may be terminated by a Client or FCMA upon 10 days advance written notice. Upon
termination of the services agreement, FCMA will refund all fees paid but not yet earned, prorated from the
date of termination.
FCMA is independent, fee only, does not receive compensation attributable to the sale of securities, and has
no conflicts of interest related to trading the investments.
Fees for Investment Consulting
The fee for such services are usually quoted at an hourly rate that ranges between $30 and $475, depending
upon the scope of the engagement. Also, a flat fee may be negotiated with the Client. Both hourly and flat
fees are due one-half in advance with the balance due promptly after services are provided. In the event of
contract termination, which can occur upon 10 days’ notice to the other party, any prepaid, unearned fee is
returned to the Client.
Fees for Investment Management Services
Fees for Investment Management Services are negotiable under certain limited circumstances. The factors
considered by FCMA in determining the fee include number of portfolios being monitored, complexity of
services being provided, and total value of assets in the account. In addition to the FCMA fee, the Client
may pay brokerage trading fees, custody fees, and fund expenses depending on the type of investments held
in the Client’s account. The Client may choose to pay FCMA directly or allow the fees to be deducted from
their account quarterly. There is a flat graduated scale for pricing based on the total value of the account.
Once the account reaches the next graduation all of the assets drop to that pricing scale at the beginning of
the next quarter. FCMA may, at its discretion, combine the values of related accounts for fee calculation
purposes.

Foresight                                                                                                               6|Page
Capital Management Advisors, Inc.

                                     Graduation of Assets                                         Annual Pricing Scale
                                       From $0 to $1 million ............................................... 1.00%
                                       From $1m to $2 million ............................................. 0.80%
                                       From $2m to $3 million ............................................. 0.75%
                                       From $3m to $5 million ............................................. 0.65%
                                       From $5m to $6 million ............................................. 0.50%
...

Item 7.                  Types of Clients
 FCMA provides investment advisory services to individuals, pension and profit sharing plans, trusts, estates,
 charitable organizations, corporations, business entities, and corporate retirement plans. Although the firm
 does not generally impose a minimum dollar size on accounts it will accept, it generally will not recommend
 its Consulting or Investment Management Services to an account unless assets under management will be
 $25,000. The minimum account size may be waived.

 Foresight                                                                                                                   7|Page
 Capital Management Advisors, Inc.