Fourthought Financial Partners LLC

Item 5. Fees and Compensation
      FourThought offers services on a fee basis, which includes fixed fees, as well as fees based upon assets
      under management.

      Wealth Management Fees

      FourThought offers investment management services for an annual fee based on the amount of assets under
      the Firm’s management. This management fee is generally in accordance with the following blended fee
      schedule:
                                      Market Value of Assets             Annual Tier Rate
                             First $1,000,000                                 0.95%
                             $1,000,000 to $2,500,000                         0.85%
                             $2,500,000 to $5,000,000                         0.65%
                             $5,000,000 to $10,000,000                        0.55%
                             $10,000,000 to $20,000,000                       0.45%
                             $20,000,000 to $50,000,000                       0.30%
                             $50,000,000 to $100,000,000                      0.15%
                             $100,000,000 +                                 Negotiable

      The management fee is subject to negotiation, may be discounted, and can vary from client to client based
      on a number of factors. The specific fee schedule charged by FourThought is provided in a client’s
      investment advisory agreement with us. Some legacy clients are subject to different management fee rates
      for different types of accounts, which rates are set forth in an agreement they signed prior to the Firm
      adopting the fee schedule set forth above.

      The annual fee is prorated and charged quarterly, in advance, based upon the average daily market value of
      the assets being managed by FourThought during the preceding quarter, as provided by third-party sources.
      For the initial quarter, the fee shall be prorated and calculated in arrears, based upon the funded asset value in
      your Accounts on the day the Assets are received into the Accounts. Cash, accrued interest and the value of
      securities held on margin are included in the valuation for billing purposes. In the event the advisory
      agreement is terminated, the fee for the final billing period is prorated through the effective date of the
      termination and the outstanding or unearned portion of the fee is charged or refunded to the client, as
      appropriate.

      We have a conflict of interest when our fee rates vary based on the type of investment we are managing.
      The differing rates give us an incentive to recommend that clients allocate away from laddered bonds, where
      we charge a lower fee rate, to other managed assets where we charge a higher fee rate. We mitigate this
      conflict of interest by disclosing it to you. In addition, we will only increase our fees as a result of allocating
      assets from laddered bonds to other managed assets when we believe that the allocation change is in your
      best interest. We eliminate this conflict in IRA accounts by charging a blended rate.

Page | 10

  Disclosure Brochure
  March 26, 2026                                                         FourThought Financial

      Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
      held-away assets, accommodation accounts, alternative investments, etc.), FourThought may negotiate a
      fee rate that differs from the range set forth above. Clients are advised that a conflict of interest exists for
      the Firm to recommend that clients engage FourThought for additional services for compensation, including
      rolling over retirement accounts or moving other assets to the Firm’s management. Clients retain absolute
      discretion over all decisions regarding engaging the Firm and are under no obligation to act upon any of the
      recommendations.

      Financial Planning and Consulting Fees

      As described above, the Firm’s financial planning and consulting services are typically provided through
      an asset-based fee for comprehensive wealth management. In certain circumstances, however, FourThought
      charges a fixed fee for providing financial planning and consulting services under a stand- alone
      engagement. These fees are negotiable but range from $2,000 to $75,000 depending upon the scope and
      complexity of the services and the professional rendering the financial planning and/or the consulting
      services. If the client engages the Firm for additional investment advisory services, FourThought may offset
      all or a portion of its fees for those services based upon the amount paid for the financial planning and/or
      consulting services.

      The terms and conditions of the financial planning and/or consulting engagement are set forth in the
      Advisory Agreement and FourThought requires one-half of the fee (estimated hourly or fixed) payable upon
      execution of the Advisory Agreement. The outstanding balance is due upon delivery of the financial plan
      or completion of the agreed upon services. The Firm does not, however, take receipt of $1,200 or more in
      prepaid fees in excess of six months in advance of services rendered.

      Retirement Plan Consulting Fees
      Retirement Plan Consulting Fees will be based upon the average daily market value of the assets being
      managed by FourThought during the preceding quarter, as provided by third-party sources. For the initial
      quarter, the fee shall be prorated and calculated in arrears, based upon the funded asset value in your
      accounts on the day the Assets are received into the accounts. Fees paid as an annual fixed fee shall be paid
      quarterly in advance. Fees may be paid by the client directly or paid out of the plan assets in accordance with
...

Item 7. Types of Clients
      FourThought offers services to individuals, high net worth individuals, pension and profit-sharing plans,
      trusts, estates, charitable organizations, corporations and business entities, family foundations, community
      foundations, non-profit organizations, and universities.

      Minimum Account Value and Fee

      As a condition for starting and maintaining an investment management relationship, FourThought imposes
      a minimum portfolio value of $250,000 and a minimum fee of $750 per quarter. FourThought may, in its
      sole discretion, accept clients with smaller portfolios or for a lesser or no fee based upon certain criteria,
      including anticipated future earning capacity, anticipated future additional assets, dollar amount of assets
      to be managed, related accounts, account composition, pre-existing client, account retention, FourThought
      only accepts clients with less than the minimum portfolio size if the Firm determines the smaller portfolio
      size will not cause a substantial increase of investment risk beyond the client’s identified risk tolerance.
      FourThought may aggregate the portfolios of family members to meet the minimum portfolio size and fee.

Page | 15

  Disclosure Brochure
  March 26, 2026                                                          FourThought Financial