Fourthstone LLC

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Fourthstone LLC
CRD #169067
SEC #801-117051
CIK #0001767803
AUM 1,221.1 M (2026-03-30)
Employees 12 (58% Investors, 0% Brokers)
Fees
Minimum
Phone800-771-8071
Address575 Maryville Centre Dr
St Louis, MO 63141
Source [IAPD] [EDGAR] [Website] [LinkedIn]
Total AUM ($M)
1300104078052026002010201520212027
Fees and Compensation — Form ADV Part 2A (3/30/2026) [Brochure]
ITEM 5: FEES AND COMPENSATION

Long/Short Accounts
Typically, we receive both an asset-based fee and a performance-based fee. The asset-based
fee is 2% per year, billed in advance on a quarterly basis. The fee is based on the net value of
the assets under management as of the last day of the previous calendar quarter.

The performance-based fee is calculated as of December 31 each year. When profits for the
current period exceed the unrecouped net losses for prior periods, we will receive a performance-
based fee of 20% of the profits generated. Solely for purposes of computing this fee, net profits
and net losses include unrealized gains and losses. If you withdraw capital from your account,
the performance-based fee for the amount withdrawn will be calculated as of the withdrawal date.

Our fees may be negotiable with an Investor based on the size of the investment, length of
commitment and special needs or restrictions.

In order to pay a performance-based fee you must meet certain requirements. New Investors
must meet one of the following criteria:

    •   Have a net worth (or together with spouse have a net worth) of at least $2.2 million,
        excluding primary residence,

    •   Have at least $1,100,000 invested with us.

Our Investor agreement provides additional qualification standards.

All performance-based fees will be charged in a manner that complies with Rule 205-3 of the
Investment Advisers Act of 1940, as amended from time to time.

Our Long/Short Fund clients are the Fourthstone Master Opportunity Fund Ltd (the “Master
Fund”), and the Fourthstone QP Opportunity Fund LP (the “QP Fund”). The Master Fund has one
domestic feeder fund which is Fourthstone Opportunity Fund LP, and one off-shore Feeder Fund
which is Fourthstone Offshore Opportunity Fund Ltd. (collectively referred to as the “Feeder
Funds”).

The Feeder and QP Funds’ regular compensation is as described above. The QP Fund and the
Feeder Funds have the authority to negotiate and accept the compensation paid by individual
Investors based on the size of the investment, the length of the initial commitment, and
relationships with associated persons. Fourthstone will receive the compensation paid by all
investors, either as a fee or an allocation, as decided at its sole discretion.

Long Accounts

Typically, we receive both an asset-based fee and a performance-based fee. The asset-based
fee is 1.25% per year, billed in advance on a quarterly basis. The fee is based on the net value
of the assets under management as of the last day of the previous calendar quarter.

The performance-based fee is calculated as of December 31 each year. When profits for the
current period exceed the unrecouped net losses for prior periods, we will receive a performance-
based fee of 12.5% of the profits generated. Solely for purposes of computing this fee, net profits
and net losses include unrealized gains and losses. If you withdraw capital from your account,
the performance-based fee for the amount withdrawn will be calculated as of the withdrawal date.

Our Long Fund client is the Fourthstone Small-Cap Financials Fund (the “Small-Cap Fund”). The
Small-Cap Funds regular compensation is as described above. The Small-Cap Fund has the
authority to negotiate and accept the compensation paid by individual Investors based on the size
of the investment, the length of the commitment, and relationships with associated persons.
Fourthstone will receive the compensation paid by all Investors, either as a fee or an allocation,
as decided at its sole discretion.

Incentive allocation and performance-based fee arrangements could create an incentive for us
to make investments that are riskier or more speculative than would be the case in the absence
of the arrangement. In some circumstances, we may receive increased compensation as a result
of unrealized appreciation as well as realized gains.

Investors may withdrawal all or a portion of their investments in the Funds by providing written
notice. The required notice period varies by Fund, consult the relevant Fund’s governing
documents for further detail on required notice periods. As the Funds allow redemptions on a
quarterly basis, situations will not arise where Investors will require a repayment of pre-paid
fees.

In addition, all Clients will incur brokerage and other transaction costs. Current and prospective
investors should review Item 12 of this Brochure for further discussion of our brokerage
practices.
Account Minimums and Types of Clients — Form ADV Part 2A (3/30/2026) [Brochure]
ITEM 7: TYPES OF CLIENTS
Fourthstone provides advice solely to pooled investment vehicles. Fourthstone reserves the right
to provide advice to individuals, high net worth individuals, trusts, foundations, businesses,
pension or profit-sharing plans, however, has no plans to do so as of the date of this brochure.

Investors are required to make a minimum investment commitment of $1 million for our long/short
and long strategy. This minimum may be waived at our sole discretion.
Sector Form 13F Holdings Value ($M)
Colony Bankcorp Inc 41.2
Carter Bankshares Inc 35.0
Central Valley Community Bancorp 31.7
Avidbank Holdings Inc 29.8
Coastalsouth Bancshares Inc 27.1
Investar Holding Corp 22.6
Meridian Corp 22.3
First National Corp /VA/ 20.8
Parke Bancorp Inc 19.9
Fvcbankcorp Inc 19.4
View All
Holdings by Sector ($M)
60048036024012002019202120242027
Type Form D Funds Date Sold AUM
HF Fourthstone Small-Cap Financials Fund LP [2021-03-31] 15.8 M 33.3 M
Filed 2025-07-11 (D/A) · Exemption 506(b), 3(c), 3(c)(7) · Minimum $1,000,000 · Remaining Indefinite · Duration More than one year · Net Assets Decline to Disclose
HF Fourthstone Master Opportunity Fund Ltd [2019-06-26] 359.0 M 929.3 M
Filed 2025-07-11 (D/A) · Exemption 506(b), 3(c), 3(c)(1) · Minimum $1,000,000 · Remaining Indefinite · Duration More than one year · Commission $332,042 · Net Assets Decline to Disclose
HF Fourthstone QP Opportunity Fund LP [2019-06-26] 130.5 M 258.5 M
Filed 2025-07-11 (D/A) · Exemption 506(b), 3(c), 3(c)(7) · Minimum $1,000,000 · Remaining Indefinite · Duration More than one year · Commission $1,554,052 · Net Assets Decline to Disclose
AUM Breakdown Accounts AUM ($M)
By Client Type
(a) Individuals (other than high net worth individuals) 0 0.0
(b) Individuals (high net worth individuals) 0 0.0
(c) Banking or thrift institutions 0 0.0
(d) Investment companies 0 0.0
(e) Business development companies 0 0.0
(f) Pooled investment vehicles 5 1,221.1
(g) Pension and profit sharing plans 0 0.0
(h) Charitable organizations 0 0.0
(i) State or municipal government entities 0 0.0
(j) Other investment advisers 0 0.0
(k) Insurance companies 0 0.0
(l) Sovereign wealth funds and foreign official institutions 0 0.0
(m) Corporations or other businesses not listed above 0 0.0
(n) Other 0 0.0
Total 5 1,221.1
By Discretionary
Discretionary 5 1,221.1
Non-Discretionary 0 0.0
Total 5 1,221.1
By Non-United States Persons
Non-United States Persons 929.3
United States Persons 291.8
Total 5 1,221.1
Form D Directors Role # Filings # Firms 2011 - 2026
Laren Gillespie Director 119 24
Amy Stone Promoter 9 2
Fourthstone GP LLC Executive Officer 3 2
Fourthstone LLC Executive Officer 3 2
Louis Stone Promoter 3 2
Louis Stone IV Promoter 3 2
EDGAR Form CIK 2011 - 2026
13F-HR [0001767803]
SC 13G [0001767803]
Form 13D/13G Filer Form 13D/13G Subject Filed
Fourthstone LLC Ames National Corp [2026-05-15]
Fourthstone LLC Southern Michigan Bancorp Inc [2026-05-15]
Fourthstone LLC Eagle Bancorp Montana Inc [2026-05-15]
Fourthstone LLC Bank of the James Financial Group Inc [2026-02-13]
Fourthstone LLC Parke Bancorp Inc [2026-02-13]
Fourthstone LLC Carter Bankshares Inc [2026-02-13]
Fourthstone LLC Coastalsouth Bancshares Inc [2026-02-13]
Fourthstone LLC Fvcbankcorp Inc [2026-02-13]
Fourthstone LLC Colony Bankcorp Inc [2026-02-13]
Fourthstone LLC Provident Financial Holdings Inc [2026-02-13]
View All
Firm Profile (Form ADV)
Discretionary AUM$0.2B
ServesInstitutional, Retail
Fund TypesHedge Fund
LEI2549005NM2SJE1OE4R06
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