FSA Wealth Partners Inc

FEES AND COMPENSATION

      Investment Advisory Service Fees
      We provide our investment advisory services on an asset-based fee5 arrangement. Management
      fees are calculated by taking the aggregate fair market value of your portfolio multiplied by one-
      fourth the corresponding annual fee rate for each portion of your portfolio assets that fall within
      each tier. The tier breaks are generally as follows:

                                                                                                                              Annual Fee
                     Account Value                                                                                               Rate
                                                                                                                                 Not to Exceed

                     First $ 500,000............................................................                                  1.25%
                     Next $1,000,000 ...........................................................                                  1.00%
                     Next $3,500,000 ...........................................................                                  0.75%
                     Over $5,000,000 ...........................................................                                  0.65%

      We retain discretion to reduce the management fee on a client-to-client basis depending on
      anticipated future earning capacity, anticipated future asset additions, related accounts,
      complexity of the engagement, negotiations with the client, account composition and the size
      of the portfolio to be managed.

      We require a minimum annual fee of $5,000 ($1,250 billed quarterly) on accounts where the
      portfolio value is less than $400,000. This minimum annual fee may be waived if we feel
      circumstances are warranted, such as those mentioned above.

      An account subject to the $5,000 minimum annual fee will continue to pay the quarterly minimum
      fee amount until such time as the account value exceeds $400,000. Keep in mind, the further
      an account value drops below $400,000, the more expensive our management services become
      (e.g., a managed account of $250,000 with a minimum annual fee charge of $5,000 will translate
      into an annual fee rate of 2.00%.). If this were to happen to your account, you may want to
      consider other management options with lower fees.

      Certain legacy clients may have accepted different pre-existing service offerings from FSA and
      may therefore receive services under different fee schedules than as set forth above. As a result
      of these factors, similarly, situated clients could pay different fees which correspondingly
      impacts a client’s net account performance.

      5   An asset-based fee is a percentage fee charged based on your assets under management for our professional time giving continuous advice, managing
          investment strategies, and suggesting investment options. We receive no other compensation for this advisory service unless first disclosed to you.

Form ADV: Part 2A                                                                                                                                FSA Wealth Partners
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                                                                                                                                               DISCLOSURE BROCHURE

      Ultimately, your applicable asset management fee will be fully disclosed to you in our Client
      Profile and Agreement before we conduct any asset management services.

         Protocols for Investment Advisory Services

         The following protocols establish how we will handle your managed account(s) and what you
         should expect when it comes to (i) managing your account, (ii) your bill for investment services,
         (iii) deposits and withdrawals in/from your account(s) and (iv) other fees charged to your
         account(s).

             Discretion
             We will establish discretionary trading authority on all managed accounts which allows us,
             without your prior consultation, to buy, sell, trade and allocate in and among stocks, bonds,
             cash and cash equivalents, mutual funds, exchange traded funds, investment subdivisions
             within variable annuity products, investment managers, programs and/or private investment
             funds (with or without discretion, depending upon the provider and investment), sub-advisors
             (on a discretionary basis, with the authority to delegate discretion to the sub-advisor) and
             other securities and/or contracts relating to the same, on margin (only if written
             authorization has been granted) or otherwise, and to give instructions in furtherance of such
             authority to the registered broker-dealer and the custodian of the assets.

             However, at any time, you may impose reasonable restrictions, in writing, on our
             discretionary authority (i.e., limit the types/amounts of particular securities purchased for
             your account, exclude the ability to purchase securities with an inverse or leveraged
             relationship to the market, etc.).

             Billing
             Your account will be billed quarterly, in advance, based on the aggregate fair market value
             of the assets in your account (including cash and cash equivalent securities) on March 31,
             June 30, September 30 and December 31. Our management fee will be a blended percentage
             based on your total assets that fall within each tier of our fee schedule. For example:
...

TYPES OF CLIENTS

      The types of clients to whom we offer advisory services are described above in Item 4, “Advisory
      Business.” We do not require a minimum account size for portfolio management services;
      however, our services do have a minimum fee as disclosed above under “Investment Advisory
      Service Fees” in the Item 5, “Fees & Compensation” section of this Brochure.