Gratus Wealth Advisors LLC

ITEM 5                       FEES AND COMPENSATION

ANNUAL FEES FOR ADVISORY SERVICES
Gratus is compensated for providing asset management services by charging a negotiable fee based on
the total assets under management. The maximum annual fee to be charged to the client’s account(s) will
not exceed 1.35%. The fee to be assessed to each account will be detailed in the client’s signed advisory
agreement with Gratus. In rare cases, our firm will agree to direct bill clients. As part of this process, Clients
understand the account custodian will send statements at least quarterly, showing all disbursements for
each account, including the amount of the advisory fees paid to us.
All fees are agreed upon before entering the Financial Planning and Consulting Agreement you sign. We may
charge a flat fee, an hourly fee, or an ongoing annual fee for financial planning or consulting services. Flat
fees as well as Annual Ongoing Fees will not exceed $50,000. Hourly fees will range from $0.00 to
$500 per hour. Annual ongoing fees will be subject to consultation with the client and the complexity of the
ongoing engagement. The total estimated fee, as well as the ultimate fee that we charge you will be based on
the scope and complexity of our engagement with you and could vary from fees charged to other clients of
the firm. The fee to be assessed and payment arrangements will be detailed in an agreement to be signed by
you. We may waive the agreed-upon financial planning fees if you engage our asset management services.
Fees for retirement plan services are negotiated before the signing of the Retirement Plan Advisory and
Consulting Agreement. The agreement language includes the negotiated fee, which is charged as a
percentage of the total retirement plan assets. The maximum fee to be charged to the client’s account(s)
will not exceed 1.35%. The fee to be assessed to each account will be detailed in the client’s signed advisory
agreement with Gratus.

FEE BILLING AND PAYMENT
Our asset management fees are annual fees and are negotiable. Asset management fees are paid quarterly

in advance. Payments are due on the first day of the calendar quarter and are based on the account’s asset
value as of the last business day of the prior calendar quarter multiplied by the applicable annual rate and
divided by four (4). The fee for the subsequent quarter is billed and payable within ten (10) days after the end
of the prior quarter. We will deduct our asset management fee only when in receipt of your written autho-
rization by executing an investment advisory agreement permitting the fees to be paid directly from your
account. The qualified custodian will deliver an account statement to you at least quarterly, which will show
all disbursements from your account. We urge you to review all statements for accuracy. Your account at
the custodian can also be charged for certain additional assets managed for you by us but not held by the
custodian (i.e., variable annuities, mutual funds, 401(k)s).
Financial Planning Fees may be assessed on an hourly basis, as a one-time flat fee, or as an annual fee
payable monthly, quarterly, or semi-annually. Hourly fees will be invoiced upon completion of the financial
plan or the rendering of consulting services with a thirty (30) day written notice. In all cases, we will not
require a fee exceeding $1,200 when services cannot be rendered within 6 months. Financial planning and
consulting fees are paid via check or by direct invoicing via an electronic payment processor.
Retirement plan consulting fees will be billed on a quarterly basis, in advance quarterly, due within thirty (30)
days after the date of invoice unless otherwise agreed to by the parties. The fee will either be billed directly to
the plan sponsor or paid directly from the plan assets if authorized by the plan fiduciary.
You are responsible for all third-party fees (i.e., custodian fees, mutual fund fees, transaction fees, etc.). These
fees are separate and distinct from the fees and expenses charged by Gratus.

TERMINATION OF AGREEMENT
Either party can terminate the agreement by providing a 30-day advance written notice. Upon termination of
any account, any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will be due
and payable up to and including the effective date of termination.
Notwithstanding the above, if we do not deliver the appropriate disclosure statement to you at least 48 hours
prior to you entering into any written or oral advisory contract with us, then you have the right to terminate
the contract without penalty within five (5) business days after entering into the contract.

OTHER EXPENSES AND FEES
The fees discussed above include payment solely for the investment advisory services provided by us and are
separate from certain fees or charges that are imposed by third parties in connection with investments made
on your behalf for your account. Third-party fees can include markdowns, markups, brokerage commissions,
other transaction costs, and/or custodial fees.
All fees paid to us for asset management services are separate from the expenses charged by exchange-
traded funds and mutual funds to their shareholders. These fees and expenses will be used to pay
management fees for the funds, other fund expenses, account administration, and a possible distribution fee.
Exchanged traded funds and mutual funds can be invested directly by you without our services. However,

you would not receive our services to assist you in determining which products or services are most suitable
for your financial situation and objectives. You should review both the fees we charge and the fees charged
by the fund(s) to understand the total fees to be paid fully. Please refer to Item 10 of this brochure for a more
detailed explanation of brokerage practices.

OTHER COMPENSATION
Certain of our associated persons are also licensed insurance agents. In this capacity, the IARs can
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ITEM 7                     TYPES OF CLIENTS

Gratus provides investment advisory services to the following types of clients:
»	 Individuals (other than high net worth individuals)
»	 High Net Worth Individuals
»	 Non-Profit Organizations
»	 Corporations
»	 Other business entities

Our minimum account size requirements for opening an account with us are as follows: $1,000,000 Assets
Under Management or $2,500 quarterly fee.