Opes Wealth Management LLC

Item 5          Fees and Compensation

    A. INVESTMENT ADVISORY SERVICES
       If a client determines to engage OWM to provide discretionary investment advisory
       services on a fee‐only basis, OWM shall deduct fees and/or bill clients quarterly in
       advance, based upon the market value of the assets (including cash, accrued interest and
       the value of securities held on margin) on the last business day of the previous quarter.
       OWM’s annual investment advisory fee shall be agreed upon with each client and asset
       for in an agreement executed by OWM and the client, based upon a percentage (%) of
       the market value and type of assets placed under OWM’s management as follows:

         Opes Premier Services
         1.25% of the value of the account between $0 and $1M
         0.65% of the value of the account between $1M and up to $2M
         0.55% of the value of the account between $2M and up to $5M
         0.35% of the value of the account over $5M

         Opes Select Services

         1.0% of the value of the account between $0 and $1M
         0.6% of the value of the account between $1M and up to $2M
         0.5% of the value of the account between $2M and up to $5M
         0.3% of the value of the account over $5M

    Opes Access Services

    0.75% of the value of the account between $0M and up to $1M
    0.45% of the value of the account between $1M and up to $5M
    0.3% of the value of the account over $5M

    Additional Optional Services

    If an Access client requires detailed financial planning, a balance sheet analysis report will
    be provided upon request. OWM will review and evaluate the result with the client. An
    additional service fee of $1,500 will be charged, or as otherwise mutually agreed upon.

    For certain clients, we charge an advisory fee for services provided to the held -away
    accounts mentioned above in Item 4, just as we do with client accounts held at our
    primary custodian(s). The specific fee schedule charged by us is provided in the clien t’s
    investment advisory contract with us.

    PLANNING AND CONSULTING SERVICES
    For those non-investment management clients receiving financial planning services,
    OWM typically charges a minimum annual flat fee of $3,500, or as otherwise mutually
    agreed upon to be paid quarterly in advance. In certain instances, OWM will charge in
    hourly increments billed as mutually agreed in a separate planning contract. Non-
    investment management clients may elect to be invoiced directly for these services. This
    fee can be negotiated depending on the complexity of a client’s plan and the services
    provided.

    Notwithstanding the foregoing, OWM and the client may choose to negotiate an annual
    advisory or planning fee or a fee for additional optional services that varies from the
    ranges and schedules set forth above. Factors upon which and advisory or planning fee
    may be based include, but are not limited to, the size and nature of the relationship, the
    services rendered, the nature and complexity of the products and investments involved,
    time commitments, and travel requirements. The Advisory fee charged by the Firm will
    apply to all of the client’s assets under management, unless specifically excluded in the
    client agreement. Although OWM believes that its fees are competitive, clients should
    understand that lower fees for comparable services may be available from other sources
    and firms.

B. OWM generally deducts its advisory fees from a client’s investment account held at
   his/her custodian. Upon engaging OWM to manage such account(s), a client grants OWM
   this limited authority through a written instruction to the custodian of his/her account( s).
   The client is responsible for verifying the accuracy of the calculation of the advisory fee;
   the custodian will not determine whether the fee is accurate or properly calculated.

    Although clients generally are required to have their investment advisory fees deducted
    from their accounts, in some cases, OWM will bill the client directly for advisory fees if it
    determines that such billing arrangement is appropriate given the circumstances.

    The custodian of the client’s accounts provides each client with a statement, at least
    quarterly, indicating separate line items for all amounts disbursed from the client's

    account(s), including any fees paid directly to OWM.

    Clients may make additions to and withdrawals from their account at any time, subject to
    OWM’s right to terminate an account. Additions may be in cash or securities provided
    that the Firm reserves the right to liquidate transferred securities or decline to accept
    particular securities into a client’s account. Clients may withdraw account assets at any
    time on notice to OWM, subject to the usual and customary securities settlement
    procedures. However, the Firm generally designs its portfolios as long-term investments
    and the withdrawal of assets may impair the achievement of a client’s investment
    objectives. OWM may consult with its clients about the options and implications of
    transferring securities. Clients are advised that when transferred securities are liquidated,
    they may be subject to transaction fees, short-term redemption fees, fees assessed at the
    mutual fund level (e.g. contingent deferred sales charges) and/or tax ramifications.

    Investment management services between OWM and the client may be terminated at
    any time by either OWM or the client upon written notice, as outlined in the Investment
    Advisory Agreement. OWM does not impose termination fees when the client terminates
    the relationship, except when agreed upon in advance.

C. In connection with OWM’s management of an account, a client will incur fees and/or
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Item 7            Types of Clients

    OWM’s offers investment advisory services to individuals, business entities, and trusts. OWM
    typically imposes a minimum asset size of $700,000 for Opes Premiere Services, $350,000 for
    Opes Select Services, and $50,000 for Opes Access Services, however OWM does reserve the
    right to accept or decline a potential client of any size for any reason in its sole discretion.