Fullcircle Wealth LLC

ITEM 5 – FEES AND COMPENSATION

PORTFOLIO MANAGEMENT PROGRAM FEE
Our Advisory Fees are based on the Client’s assets under management and are assessed quarterly
in advance. Fees are calculated based on the account’s ending value on the last trading day of each
calendar quarter. For new accounts or deposits made mid-quarter, the Advisory Fee is prorated
based on the number of days remaining in the quarter. At our discretion, we may waive the
Advisory Fee for the initial quarter of management or for mid-quarter deposits.
By signing this agreement, you authorize us to deduct our Advisory Fees directly from your
account(s). Fees for mid-quarter deposits are prorated and assessed within the same quarter in
which the deposit was made. Advisory Fees will be directly deducted from your account at the
Custodian within thirty (30) days following the end of the quarter.

Advisory Fees charged by FullCircle will never exceed 1.5%, which does not include Third Party
Management programs. Our annual fee is reasonable in relation to the services provided and the

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fees charged by other investment advisers offering similar services and programs. We do not have
an account minimum and Advisory Fees are negotiable at our sole discretion in situations deemed
appropriate.

Advisory Fees do not include brokerage commissions, transaction charges, handling fees, third-
party manager fees, custodial fees, overlay fees, service charges, ticket charges, or other similar
charges incurred in connection with transactions for the account.

The custodian will send you a monthly or quarterly account statement reflecting the amount of our
advisory fee. We will verify that the custodian sends account statements to you at least quarterly.
If you do not receive statements, please contact us immediately.

If an account is terminated during a calendar quarter, the client will receive a refund of any prepaid
fees for the portion of the quarter after the termination date.

MUTUAL EVOLVE ADVISEMENT SERVICES FEE
We receive an investment service compensation based on the assets under advisement from
brokerage customers at Mutual Securities, Inc., who have provided written consent to a
broker/dealer to receive the investment services from our Firm and have entered a written non-
discretionary investment service agreement with FullCircle.

The advisement service fee shall be based on a percentage of assets under management (AUM)
reported by independent systems used by Mutual Securities, Inc. The advisement service fee shall
be calculated by multiplying the AUM at the end of a calendar quarter period, times an annualized
rate not exceeding 0.90%. Mutual Securities, Inc. shall pay the advisement service fee to our Firm
on or before thirty (30) days past the end of a calendar quarter period. The first advisement service
fee shall be paid in arrears, after the full calendar quarter period is completed, following the date
of the executed agreement between Mutual Securities, Inc. and FullCircle.

FINANCIAL PLANNING AND CONSULTING SERVICES FEE SCHEDULE
Depending on the complexity and scope of a client’s financial situation, we may prepare a financial
plan in connection with our investment advisory services. Financial planning and consulting are
not billed as a separate fee but are included as part of the overall advisory relationship and the fees
described in this brochure.

THIRD-PARTY INVESTMENT MANAGER SELECTION SERVICES
As mentioned in Item 4 – Advisory Business, FullCircle may recommend that all or a portion of
the assets in the Account(s) be managed by a third-party investment adviser, sub-adviser or co-
adviser, UMA manager, platform provider, or overlay manager (“Third-Party Manager”). Third-
Party Manager fees, custodial fees, and overlay fees generally range from 0.10% to 1.50% in total.
Additionally, a 0.10% platform fee may be charged for the Envestnet platform fee. FullCircle only
receives its Advisory Fee and does not take any part of the manager, platform, custodial, and
overlay fees. The total fees collected by FullCircle and the Third-Party Manager will never exceed
3% of total assets under management per year. Generally, FullCircle will use a third-party manager
(portfolio will not always use a third-party manager) on the UMAX platform. The manager’s fee
will be detailed in the Custodians Account Agreement. Fees charged by any Third-Party Managers
are described to the Client in a separate disclosure document.

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ADDITIONAL TYPES OF FEES OR EXPENSES
In addition, you may pay fees for custodial services, account maintenance, transaction fees, and
other fees associated with maintaining an account. Clients will typically pay charges imposed
directly by a mutual fund, index fund, or annuity, which shall be disclosed in each relevant
prospectus (i.e., fund management fees, initial or deferred sales charges, mutual fund sales loads,
12b-1 fees, surrender charges, annuity fees, and other fund expenses). FullCircle does not receive
a portion of these fees. You will also pay commissions on advisory account trades. For more
information regarding brokerage and other transaction costs, please see Item 12 - Brokerage
Practices.

Mutual funds and ETFs invested in the account have their internal fees, which are separate and
distinct from the program account fees (for more information on these fees, see the applicable fund
prospectus). Some fund fees include 12b-1 fees, which are internal distribution fees assessed by
the fund, and all or a portion of these fees are paid to the distributor(s) of the funds. The Firm and
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ITEM 7 – TYPES OF CLIENTS

CLIENT BASE
Our client base consists of individuals, high-net-worth individuals, estates, partnerships, charitable
organizations, retirement plans, and their participants.

CONDITIONS FOR ACCOUNT MANAGEMENT
We do not have an imposed a minimum account size to be managed by the Firm. We reserve the
right to negotiate Advisory Fees at our sole discretion.