GBC Investment Group LLC

Item 5 Fees and Compensation

Asset Management Fees
Pursuant to an Investment Advisory contract signed by each client, the client will pay GBC an
annual management fee, payable quarterly in arrears, based on the value of portfolio assets of the
account on the last business day of the preceding quarter. New account fees will be prorated from
the inception of the account to the end of the first quarter.

Management fees range up to 1.00% depending on the type and complexity of the investment
management strategy employed as well as the size of the account or overall client relationship.
These fees may be negotiated by GBC at its sole discretion. The client will give written
authorization permitting the Advisor to be paid directly from their account held by the custodian.
The custodian will send a statement at least quarterly to the client. Where it is not practical to
deduct fees directly from client accounts, client will be sent an invoice after the end of each quarter.
The invoice is payable upon receipt.

Hourly Fee
Some clients will contract to have investment advisory advice and/or financial planning advice
provided based on an hourly fee rather than based on the assets under management. The Advisor’s
hourly fee will be billed at a rate of $350 per hour, but may be negotiated in advance. Hourly fee-
based clients are billed on a monthly basis upon completion of work performed.

Fixed Fees
GBC also offers comprehensive and limited financial plans on a fixed fee basis. The
comprehensive plan cost is $2,500 and the limited plan is $1,000 per plan as contracted with client
in advance. Fixed fees may be negotiated at the discretion of the Advisor. Fixed fee-based clients
are billed one-half of the fee on signing the financial planning agreement and the balance on
delivery of the plan. All financial plans are delivered in less than six months from the agreement
date.

For each of the Advisor's services described above, the Client may terminate these services within
five business days of the effective date of an Agreement signed with the Advisor without penalty.

All fees paid to GBC for investment advisory services are separate and distinct from the expenses
charged by mutual funds to their shareholders. These fees and expenses are described in each
fund’s prospectus. These fees will generally include a management fee and other fund expenses.

At no time will GBC accept or maintain custody of a client’s funds or securities except for
authorized fee deduction. Client is responsible for all custodial and securities execution fees
charged by the custodian and executing broker-dealer. The Advisor’s fee is separate and distinct
from the custodian and execution fees.

Half of GBC’s fixed fees for financial planning is payable in advance. Upon termination of the
agreement, any fees paid in advance will be prorated to the date of termination and any unearned
fees will be refunded to client.

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Neither GBC nor its supervised persons accepts compensation for the sale of securities or other
investment products, including asset-based sales charges or service fees from the sale of mutual
funds.

Item 7 Types of Clients

The Advisor will offer its services to individuals, trusts, estates, charitable organizations,
corporations and other business entities.

The Advisor does not have any minimum requirements for opening or maintaining an account.