Integrated Financial Solutions Inc

Item 5      Fees and Compensation

                               PORTFOLIO MANAGEMENT SERVICES FEES

You will pay a quarterly account fee, in advance, based upon the market value of the assets held in your
account as of the last business day of the preceding calendar quarter. The initial fee is due upon
execution of the Advisory Agreement and is pro-rated for the number of days remaining in the quarter.

Your account fees are negotiable and will be debited from your account by our custodian.

             Assets                               Maximum Fee
         Up to $100,000                              1.00%
         $100,001 - $250,000                          0.95%
         $250,001 - $500,000                          0.90%
         $500,001 - $750,000                          0.80%
         $750,001 - $1,250,000                        0.75%
         $1,250,001 - $2,000,000                      0.60%
         $2,000,001 - $5,000,000                      0.50%
         $5,000,001 - $25,000,000                     0.35%
         Above $25,000,000                           0.25%

The administrator of Vision2020 Wealth Management Platform will calculate the fee and send you and
the custodian of your assets a bill. The fee is based on the market value of your account on the last
business day of the preceding calendar quarter. Market value is stated on the statement you receive
from the broker/dealer or custodian carrying your account.

You will have the option to pay the bill or have the fees deducted from your account.

VISION 20 20 WEALTH MANAGEMENT PLATFORM – ADVISOR MANAGED PORTFOLIOS PROGRAM

We may also offer Advisor Managed Portfolios with separate advisory fees and transaction charges
(“Non-Wrap Account”). As such, in addition to the quarterly account fee described below for advisory
services, you will also pay separate per-trade transaction charges.

You will pay a quarterly account fee, in advance, based upon the market value of the assets held in your
account as of the last business day of the preceding calendar quarter. Your account fees are negotiable
and will be debited from your account by our custodian. You will receive a full account fee refund in the
event that you terminate your client agreement with us within five business days of signing. If you
terminate after the first five days, the account fee will be credited back to you on a pro-rata basis for the
unused portion of the quarter.

Each of our Advisory Representatives negotiates their own account fee schedule. For complete fee details,
including account fee schedule guidelines and a list of transaction charges, please see the Advisor
Managed Portfolios Fee Program Brochure.

Our Vision2020 Wealth Management Platform – Advisor Managed Portfolios Program account fee
schedule is as follows:

            Assets                              Maximum Fee
        Up to $100,000                             1.00%
        $100,001 - $250,000                         0.95%
        $250,001 - $500,000                         0.90%
        $500,001 - $750,000                         0.80%
        $750,001 - $1,250,000                       0.75%
        $1,250,001 - $2,000,000                     0.60%
        $2,000,001 - $5,000,000                     0.50%
        $5,000,001 - $25,000,000                    0.35%
        Above $25,000,000                           0.25%

We also have incentive to trade your account less often to lessen our transaction fees or to trade your
account with certain securities where FSC reduces or eliminates the transaction charges to our Advisory
Representatives even if such trading strategies may not always be suitable for your account.

We require a minimum of $40,000 in order to open an account managed by us. We have the ability to
waive this minimum in anticipation of expected future contributions to the account or the relationship
of the client and investment advisor representative.

Limited Negotiability of Advisory Fees: Although Integrated Financial Solutions has established the
aforementioned fee schedule(s), we retain the discretion to negotiate alternative fees on a client-by-
client basis. Client facts, circumstances and needs are considered in determining the fee schedule. These
include the complexity of the client, assets to be placed under management, anticipated future
additional assets; related accounts; portfolio style, account composition, reports, among other factors.
The specific annual fee schedule is identified in the contract between the adviser and each client.

We may group certain related client accounts for the purposes of achieving the minimum account size
requirements and determining the annualized fee.

Discounts, not generally available to our advisory clients, may be offered to family members and friends
of associated persons of our firm.

                                      PENSION CONSULTING FEES

Each of our Advisory Representatives negotiates their own fee schedule based on the fee schedules
outlined below:

Plan Review, Design, set up    $1,500 -$2,500 (depending on the complexity of the Plan)

    •   Fixed Fee: Based on the scope of services agreed upon in engagement, reasonable in light of
        geographical location, complexity of engagement, size of Plan, and other relevant factors.
        Range: $5,000 - $10,000

    •   Hourly Fee: Based on estimate of hours needed as provided in engagement (Company must
        approve in writing hours above original engagement); reasonable in light of geographical location,
        complexity of engagement, size of Plan, and other relevant factors.
        Range: $50 - $300 per hour

    •   Basis Points: Based on specific asset levels in Plan at dates provided in the engagement.
        Range: $0 to $2,000,000                .50 bps of AUM
                $2,000,001 to $4,000,000 .35 bps of AUM
                $4,000,001 and above           .25 bps of AUM
...

Item 7        Types of Clients

We provide portfolio management services to you based on your individual needs. These services are
provided primarily to individuals, business entities, trusts, estates, pension and profit-sharing plans, and
charitable organizations.

Our minimum account size requirements for opening an account with us are as follows:

        Vision2020 Wealth Management Program – Advisor Managed Portfolio

        $40,000 - Non-Wrap Account