Georgia Advisory Group LLC

Item 5 – Fees and Compensation

Our standard advisory fee schedule for portfolio management services is as follows
(annualized, billed quarterly in advance):

   •   Up to $500,000: 2.00%
   •   $500,001 – $1,000,000: 1.75%
   •   $1,000,001 – $2,000,000: 1.50%
   •   Over $2,000,000: 1.25%

Fees are negotiable. Household accounts may be aggregated for breakpoint
purposes.

Fees are calculated based on the account value on the last business day of the prior
quarter and debited directly from client accounts (with client consent) or invoiced.
Clients may terminate the agreement within five business days of signing without
penalty. Thereafter, termination requires 30 days’ written notice, with prorated
refund of any unearned fees.

Clients may incur additional charges such as brokerage commissions, transaction
fees, mutual fund expenses, or custodial fees, which are separate from our advisory
fee.

We do not participate in or sponsor wrap-fee programs.

Item 7 – Types of Clients

We primarily serve individuals, high-net-worth individuals, families, and small
businesses. We generally require a minimum account size of $100,000, though this
is negotiable and may be waived in certain circumstances.