Ginsler Wealth Management Inc

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services is based on a percentage of assets under management and
follows the linear annual fee schedule outlined below.

                                        Annual Fee Schedule

                              Assets Under Management         Annual Fee
                                    $0 to $4,999,999             1.00%
                               $5,000,000 to $9,999,999           .75%
                                $10,000,000 and above             .50%

Our annual portfolio management fee is billed and payable, monthly in arrears, based on the balance
at the end of the billing period. In addition, refer to the Performance-Based Fees section in this
brochure.

If the portfolio management agreement is executed at any time other than the first day of a calendar
month, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the month for which you are a client.

At our discretion, we may combine the account values of family members to determine the applicable
advisory fee. For example, we may combine account values for you and your children, joint accounts
with your spouse, and other types of related accounts. Combining account values may increase the
asset total, which may result in your paying a reduced advisory fee based on the available breakpoints
in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when you have given our firm written authorization
permitting the fees to be paid directly from your account. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account. You should review all statements for accuracy.

You may terminate the portfolio management agreement upon 30 days written notice. You will incur a
pro rata charge billed in arrears for services rendered prior to the termination of the portfolio
management agreement, which means you will incur advisory fees only in proportion to the number of
days in the month for which you are a client. For greater clarity our advisory fee will contiue to be
paid until we no longer manage any assets for you.

Financial Planning Services
We charge a fixed fee for financial planning services when offered and contracted as a standalone
service without ongoing portfolio management.The fee is negotiable depending upon the complexity
and scope of the plan, your financial situation, and your objectives. We do not require you to pay fees
six or more months in advance. Should the engagement last longer than six months between
acceptance of financial planning agreement and delivery of the financial plan, any prepaid unearned
fees will be promptly returned to you less a pro rata charge for bona fide financial planning services
rendered to date.

At our discretion, we may offset our financial planning fees to the extent you implement the financial
plan through our Portfolio Management Service or Family Office and Wealth Planning Services.

Our financial planning fees are negotiable and generally payable in advance for a one-year term.

You may terminate the financial planning agreement upon 30 days written notice to our firm. If you
have pre-paid financial planning fees that we have not yet earned, you will receive a prorated refund of
those fees. If financial planning fees are payable in arrears, you will be responsible for a prorated fee
based on services performed prior to termination of the financial planning agreement.

Family Office and Wealth Planning Services

Our fee for Family Office and Wealth Planning services is included in the Portfolio Management
Services fee detailed above, unless otherwise agreed to in writing. As stated above, the Portfolio
Management Services fee is based on a percentage of your assets under management.

Our fee for Family Office and Wealth Planning services, also called Family Office Services,
may require payment of a retainer fee, which may be waived at the discretion of the advisor, in addition
to the ongoing annual Portfolio Management Services fee, and will be agreed to in writing at the
inception of the relationship. In determining the fee, we may include the assets in accounts of your

family members (e.g. husband, wife, dependents, and related trust accounts) for whom we are
providing services. If we are also managing your portfolio(s) we may, alternatively charge you a
percentage of the assets we manage or a hybrid combination of fixed or hourly fees and/or a
percentage of managed assets. Retainer fees are billed and paid quarterly in advance.

If our services are retained in the middle of a quarter, the fee for such quarter will be calculated on a
pro rata basis, based upon the number of days remaining in the quarter.

You may terminate the family office and wealth planning services agreement upon 30 days written
notice to our firm prior to the expiry of the then-current agreement.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You may also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through whom your account transactions are executed. We do not
share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
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Item 7 Types of Clients
We offer investment advisory services to individuals including high net worth individuals, and
corporations and other businesses. Our clients are Qualified Clients, as defined in Item 6 and
therefore are subject to Performance-Based fees.

In general, we require a minimum of $1,100,000 to open and maintain an advisory account. At our
discretion, we may waive this minimum account size. For example, we may waive the minimum if you
appear to have significant potential for increasing your assets under our management.

We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.