Strategic Retirement Advisors LLC

Item 5 – Fees and Compensation

Standard Advisory Client Fee Schedule

1.00% on assets under $1,000,000

0.50% on assets between $1,000,000 and $5,000,000

0.25% on assets between $5,000,000 and $7,000,000

0.15% on assets in excess of $7,000,000

Notwithstanding the above, fees are generally negotiable.

Workplace Retirement Plan Fee Schedule

0.75% on assets under $15,000,000

0.50% on assets between $15,000,001 and $20,000,000

0.40% on assets between $20,000,001 and $40,000,000

0.30% on assets in excess of $40,000,000

Actual Balance Fee Example:
         Balance                Advisory Fee           Monthly Fee            Annual Amount

         $10,000                       1.00%                $8.33                  $100.00

All fees are subject to negotiation.

The specific manner in which fees are charged by SRA is established in a client’s written
agreement with SRA. The general fee schedule appears above. The final fee schedule is included
in the Investment Advisory Agreement signed by the client. SRA will bill its fees directly from
client accounts with written authorization. Fees are deducted in arrears on a monthly basis for
individual client accounts. This monthly deduction occurs once during the window of the final
eleven days of each calendar month. The balance used to calculate the fee is the prior day’s
ending balance during the month-end window.

Workplace retirement plan accounts under contract with plan sponsor and SRA

Workplace retirement plan accounts managed by SRA with selected recordkeepers and custodians
have fees deducted in arrears on a quarterly basis. These deductions are processed by our plan
record keepers, Ascensus and Alerus Group.

Management fees shall not be prorated for each capital contribution and withdrawal made during
the applicable calendar quarter. Individual accounts terminated during a calendar quarter will be
charged a prorated fee. These fees are calculated and debited from each participant’s account by
contractual agreement with the plan sponsor and our record keeper.

Guidance for clients with their own workplace or custodial accounts

Clients may engage the services of SRA for accounts not established directly with us or one of our
custodians. For example, some clients maintain retirement plans at work through designated
401(k) type plan administrators with no affiliation or agreement with SRA. Clients may work
with us for guidance and financial planning matters on these outside accounts for a negotiated
annual fee or on an hourly basis. The annual fee is generally $450 or an hourly rate of $190 per
hour for one-time services. This fee is billed directly to the client. Services include individual
appointments, often at the workplace of the client. Fees will vary.

SRA’s fees are exclusive of brokerage commissions, transaction fees, and other related costs
and expenses which shall be incurred by the client. Clients may incur certain charges imposed

 by custodians, brokers, third party investment and other third parties such as fees charged by
 managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
 transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
 transactions. Mutual funds and exchange traded funds also charge internal management fees,
 which are disclosed in a fund’s prospectus.
 Such charges, fees and commissions are exclusive of and in addition to SRA’s fee, and SRA shall
 not receive any portion of these commissions, fees, and costs.

 Item 12 further describes the factors that SRA considers in selecting or recommending broker-
 dealers for client transactions and determining the reasonableness of their compensation (e.g.,
 commissions).

Item 7 – Types of Clients

 Strategic Retirement Advisors provides investment management services to:

• individuals

• high net worth individuals

• municipal City/County defined contribution plan sponsors

• 457, 401(a) and other retirement plans

SRA maintains an account minimum of $100,000, which may be waived by SRA in certain
circumstances based on the needs of the client and the complexity of the client’s portfolio.