Golden K Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

401(k) Plan Services Fees (Add’l fees from Recordkeeper & Custodian)
The annual fee for Retirement Plan Services will be charged as a percentage of assets with the
plan, according to the following schedule:
        Total Assets Under Management                      Annual Fee
                     $1 - $250,000                            0.75%
                 $250,001 - $750,000                          0.60%
                $750,001 - $2,000,000                         0.55%
               $2,000,001 - $4,000,000                        0.50%
                   Above $4,000,000                          Negotiable
These fees are negotiable. Fees are paid quarterly in arrears, and clients may terminate their
contracts with thirty days’ written notice. Because fees are charged in arrears, no refund policy is
necessary. Clients may terminate their accounts without penalty within 5 business days of signing
the advisory contract. Advisory fees are withdrawn directly from the client’s accounts with client
written authorization. Lower fees for comparable services may be available from other sources.

Investment Management Services Fees (including 401(k) Plans with in-house Recordkeeping)
                                                          Annual Fee
                     Total Assets
                                                 Stocks, Bonds & Mutual Fund
                   Under
                                                    Portfolio Management
                   Management
                  $100,000 - $250,000                            1.25%

                 $250,001 - $1,000,000                           1.00%

                 $1,000,001 - $1,500,000                        0.95%

                                                                                        Form ADV 2A

                                                         Annual Fee
                    Total Assets
                                                Stocks, Bonds & Mutual Fund
                  Under
                                                   Portfolio Management
                  Management
                $1,500,001 - $2,500,000                        0.90%

                $2,500,001 - $4,000,000                        0.85%

                   Above $4,000,000                          Negotiable

Golden K generally requires a minimum account value of $100,000 for accounts it manages.
Golden K may waive the required minimum. These fees are negotiable. Asset-based fees are
always subject to the investment advisory agreement between the client and Golden K. Such
fees are payable quarterly in advance. The fees will be prorated if the investment advisory
relationship commences otherwise than at the beginning of a calendar quarter. The client will
be invoiced at the beginning of each calendar quarter, based upon the market value (market
value plus any credit balance or minus any debit balance) of the client's account at the end of
the previous quarter, as mutually agreed upon by the client and Golden K. Adjustments for
significant contributions to a client’s portfolio are prorated for the quarter in which the change
occurs; no adjustments will be made for withdrawals. A client investment advisory agreement
may be canceled by either party by written notice. Upon termination, any earned, unpaid fees
will be due and payable. The client may terminate the agreement with thirty (30) days’
written notice.The client may terminate their contracts with thirty days’ written notice.
Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. Lower fees for comparable services may be available from other sources.

B. Payment of Fees

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. For 401(k) Plan services with a recordkeeper, fees are paid quarterly in arrears.
For investment management services, fees are paid quarterly in advance.

Golden K requires the prepayment of fees for all of its investment management services,
subject to the terms of the investment advisory agreement. Upon termination of any account,
any unearned, prepaid fees will be promptly refunded. The custodian will deliver directly to
the client an account statement, at least quarterly, showing all investment and transaction
activity for the period, including fee disbursements from the account.

Investment management services fees may also be invoiced and billed directly to the client
quarterly in advance. Payments are due at the end of the quarter. Clients may select the
method in which they are billed.

A client investment advisory agreement may be canceled by either party by written notice.
Upon termination, any earned, unpaid fees will be due and payable, and any unearned,
prepaid fees will be promptly refunded. The client has the right to terminate an agreement
without penalty within thirty days after entering into the agreement.

                                                                                      Form ADV 2A

       C. Clients Are Responsible For Third Party Fees

       Clients are typically responsible for the payment of all third party fees (i.e. custodian fees,
       mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees
       and expenses charged by Golden K.

       D. Prepayment of Fees

       Golden K collects fees quarterly in advance.

       E. Outside Compensation For the Sale of Securities to Clients
       Neither Golden nor its supervised persons accept any compensation for the sale of
       securities or other investment products, including asset-based sales charges or services
       fees from the sale of mutual funds.

Item 7: Types of Clients

Golden K generally provides management supervisory services to the following types of clients:

              401 (k) Pension and Profit Sharing Plans
              Individuals ,Trust, Estates
              High-Net-Worth Individuals
              Corporations and other business entities

Golden K generally requires a minimum account size of $100,000 for Investment Management
Services and Employee Benefit Plan Services. Complete fixed income portfolio management of
individual fixed income securities generally requires a minimum investment of $100,000
although individual bonds may be purchased in certain circumstances. These minimum account
sizes may be negotiable under certain circumstances.