Great Point Wealth Advisors LLC

Item 5: Fees and Compensation

 Great Point is a fee-only wealth management firm. The Adviser’s compensation is solely from fees paid directly by Clients. Great Point
 does not receive commissions based on the Client’s purchase of any financial product, including insurance. No commissions in any form
 are accepted.

   A. Fees for Advisory Services

 Wealth Management Services
 Great Point offers comprehensive wealth management services that encompass financial planning/financial consulting and investment
 management to the Client for an annual fee. The Adviser’s annual fee for services provided are based on the assets under advisory at
 an annual rate of 0.40% to 1.25%, depending on several factors, including the size of the relationship and the complexity of the services
 to be provided.

 Fees are based upon the Client’s assets under advisory and are paid quarterly in arrears. Pursuant to the Wealth Management Agreement,
 fees may be based on the average daily balance of the portfolio’s fair market value throughout the previous quarter or fair market value
 of assets under advisory on the last day of the quarter, or a flat fee. In the event that the Client terminates the Adviser’s services before
 the end of a calendar quarter, the Client shall be assessed a pro-rata fee from the effective date of termination through the end of the
 quarter.

 Certain Clients have also engaged the services of Great Point under legacy contracts and fee schedules that are no longer offered to new
 Clients. In certain cases, fees may be negotiable at the sole discretion of the Adviser.

 Special Projects
 Great Point offers consulting services on an hourly basis for $250 per hour, or on a flat fee basis from $1,000 to $50,000, which may be
 negotiable depending on the nature and complexity of each Client’s circumstances. An estimate for total hours/costs will be determined
 prior to establishing the advisory relationship. Great Point may collect up to 50% of the fee for these services in advance of the work being
 completed.

 The Adviser’s fee is exclusive of, and in addition to brokerage commissions, transaction fees, and other related costs and expenses, which
 may be incurred by the Client. However, the Adviser shall not receive any portion of these commissions, fees, and costs.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.25%, billed quarterly in arrears pursuant to
the terms of the agreement. Retirement plan fees are based on the market value of assets under management at the end of the quarter.
Fees may be negotiable depending on the size and complexity of the Plan.

Independent Managers
As noted, above, the advisory fee for services related to use of an investment model developed by an Independent Manager shall be
separate and distinct from the fees charged by us for all other assets under advisory. The annual fee related to this service will be based
upon Client’s assets under advisory relating to this service at an annual rate of 0.25% and is paid quarterly in arrears. Fees will be based
on the fair market value of assets under advisory utilizing the Independent Manager’s investment model on the close of the last day of
each quarter and paid within ten (10) business days following the end of the quarter.

Private Fund Investments
As disclosed in Item 4, we act as the investment manager to the Race Rock Multi-Strategy Fund LP (the “Fund”), a private investment fund
in which certain clients invest. We earn a 1.00% annual management fee and a 10.00% performance fee after a preferred return. Assets
invested in the Fund are not also billed as individual client assets.

  B. Fee Billing

Wealth Management Services
Wealth management fees will be calculated by the Adviser and deducted from the Client’s account[s] at the Custodian unless the Client
requests direct billing. The Adviser shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the
Client’s account[s] at the respective quarter-end date. The amount due is calculated by applying the quarterly rate (annual rate divided
by 4) to either the average daily balance of assets under advisory with Great Point at the end of the quarter or the fair market value of
assets under advisory on the last day of the quarter. For flat fee arrangements, a quarter of the agreed upon flat fee will be deducted
from the Client account[s] at the end of each quarter. Clients will be provided with a statement, at least quarterly, from the Custodian
reflecting deduction of the advisory fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on the Custodian’s
brokerage statement as the Custodian does not assume this responsibility. Clients provide written authorization permitting advisory fees
to be deducted by Great Point directly from their accounts held by the Custodian as part of the wealth management agreement and
separate account forms provided by the Custodian.

Special Projects
As noted above, a portion of the consulting fees may be billed in advance, while the remainder of the fee is due upon completion of the
project.

Retirement Plan Advisory Services
Fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms of the retirement plan
advisory agreement.

  C. Other Fees and Expenses

Cash Balances
Some of your assets may be held as cash and remain uninvested. Holding a portion of your assets in cash and cash alternatives, i.e.,
money market fund shares, may be based on your desire to have an allocation to cash as an asset class, to support a phased market
entrance strategy, to facilitate transaction execution, to have available funds for withdrawal needs or to pay fees or to provide for asset
protection during periods of volatile market conditions. Your cash and cash equivalents will be subject to our investment advisory fees
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Item 7: Types of Clients

 Great Point provides investment advisory services to individuals, high net worth individuals (and related entities, trusts and estates and
 family businesses), retirement plans, and Private Funds. The relative percentage of each type of Client is available on Great Point’s Form
 ADV Part 1.

 These percentages will change over time. Great Point generally requires a minimum relationship size of $1,000,000. This minimum may be
 negotiable in certain circumstances.