Hall Retirement Planning Services LLC

Item 5: FEES AND COMPENSATION​
Financial Planning Services
Fees for planning services are strictly for planning services. Therefore, if you execute a financial
plan, you should expect to pay fees for additional services obtained through RPS (such as asset
management) and products purchased through third-parties (such as insurance).

Planning fees are negotiated at the discretion of your Advisory Representative and are either fixed or
based on a maximum hourly rate of $500 /hour for Advisory Representatives’ time and $100 for
clerical services time. Your fees will be dependent on several factors including time spent with RPS,
number of meetings, complexity of your situation, amount of research, services requested and/or
staff resources. The fee is payable at the presentation of the financial plan or as invoiced by RPS.
We may waive our fee for clients that sign up for our asset management services. If you are
unsatisfied with the plan or feel that you did not gain from the delivery of the plan, you may receive
a full refund of compensation paid for the financial plan by notifying your Advisory Representative
within seven days of the delivery of the final plan.

Asset Management Services
The maximum annual fee for participation in the asset management services program is 1.00% and
is negotiable. Fees for this service are paid quarterly in arrears.

Your advisory fees will be deducted from your account when due on a quarterly basis. Money
market shares will be liquidated to pay the fees and, if insufficient money market shares or cash are
available, other investments will be liquidated to pay the fees. The investment(s) to be liquidated
will be selected by your Advisory Representative. Authorization for the automatic deduction of
fees from your account(s) is contained in our Advisory Agreement.

Fees are calculated on your account(s) in accordance with your client agreement on a quarterly
basis. The fee is calculated based upon the average daily value of your account computed and
payable in arrears during the preceding month or quarter.

RPS’s standard fee schedule is as follows:

                        Account Size                    Maximum Annual Fee
                        First $1,000,000                      1.00%
                        Next $2,000,000                       0.70%
                        Next $2,000,000                       0.50%
                        Over $5,000,000                       0.30%

Note: Our annual asset management fee is based on an aggregate value of all accounts within the
established household as reported by the custodian of your account(s), inclusive of the gross value of
securities and cash (including private investment funds).

We sometimes make exceptions to our general fee schedule under certain circumstances (e.g.,
responsibilities involved; accounts or groups of accounts that are expected to have significant capital
additions in the future; anticipated future earning capacity; related accounts; account composition;

                                     Date of Brochure: March 05, 2026

                               Hall Retirement Planning Services, LLC

pre-existing client; account retention; pro bono activities; etc.). In such cases, lower fees or different
payment arrangements can be negotiated with each client separately and will be described in the
client’s Investment Advisory Agreement.

In particular, we charge pursuant to the following fee schedule with respect to certain assets like
fee-based equity-indexed annuities with living benefit riders:

                        Account Size                     Maximum Annual Fee
                        First $1,000,000                       0.70%
                        Next $2,000,000                        0.50%
                        Over $3,000,000                        0.30%

We charge pursuant to the following fee schedule with respect to certain assets like fee-based
multi-year annuities with no living benefit income stream and/or limited investment options, as
well as for 529 education savings plan accounts and certificates of deposit:

                        Account Size                     Maximum Annual Fee
                        First $1,000,000                       0.50%
                        Next $2,000,000                        0.40%
                        Over $3,000,000                        0.30%

The assets and accounts subject to both of the non-standard fee schedules listed immediately above
shall be aggregated with the assets and accounts subject to the standard fee schedule for purposes
of determining whether the client is entitled to any fee breakpoints in the applicable fee schedule.
In other words, the non-standard fee schedules listed immediately above shall never result in a
higher aggregate fee charged to the client. To the extent an asset type described in one of the
non-standard fee schedules listed above is held in the same account(s) that hold other asset types
subject to the standard fee schedule, such non-standard asset types (e.g., certificates of deposit)
shall be charged pursuant to the applicable non-standard fee schedule and the remaining assets
within the same account shall be charged pursuant to the standard fee schedule.

Since our fee schedule can vary based on a client’s account types and the types of investment
products into which a client has invested, RPS has an incentive to recommend account types and
investment products that result in higher compensation to us. RPS addresses this conflict of interest
by fully disclosing it in this Brochure, by aggregating all asset and account values for purposes of
applying available fee breakpoints, and by always making investment product and account type
recommendations that are in the best interests of clients.

You will generally be responsible for any and all transaction charges, including standard
...

Item 7: TYPES OF CLIENTS​
RPS’s services are geared toward both high-net-worth individuals and non-high-net-worth
individuals as well as charitable organizations, corporations, and other business entities. RPS does
not require a minimum amount of client assets to be under our management to open or maintain an
account. However, a Third-Party Adviser retained to manage all or a portion of your account(s) may
impose a minimum account fee or otherwise require a minimum amount of your assets to be
designated under the Third-Party Adviser’s management.

                                    Date of Brochure: March 05, 2026

                               Hall Retirement Planning Services, LLC