Harborview Asset Management LLC

Item 5. Fees & Compensation

We charge a percentage of the client’s total portfolio assets under our management. Our maximum
annual fee is .70%. Our fees are negotiable. We customize your fee based on factors such as total amount
of assets we manage, the relative complexity of the relationship, and fees charged with a prior adviser.

Fees are calculated using the market value of your account assets using average daily balance of your
account. Harborview Asset Management does not price securities or otherwise determine the value of
securities for billing purposes. Instead, we rely on the position values provided by your custodian and as
downloaded into our order management platform vendor.

We charge our investment management fees quarterly in arrears, which means we bill after the services
have been provided. We deduct investment management fees directly from the custodial account holding
your assets pursuant to the investment advisory agreement between us. If there is insufficient cash in the
account to cover fees due to us, we will use our discretionary authority to liquidate adequate securities
to pay the fees owed. For new accounts, we bill for partial quarters, prorated based on the number of
days between when the account was funded and the end of the quarter.

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Other Fees
In addition to our fees, custodial charges will also apply. See Item 12. Brokerage Practices, for more
information. If we use a broker-dealer for execution other than Schwab, you will pay applicable
transaction charges for such trades. If we select funds or exchange-traded funds for your portfolio, the
managers of those funds also charge a management fee that is reflected in the fund’s expense ratio and
reduces returns over time.

Outside Compensation
Neither Harborview Asset Management nor its investment managers receive compensation outside of
advisory fees we charge to clients.

Termination
Clients may terminate our services at any time in writing as described in the advisory agreement. When
our agreement with you is terminated, we will no longer provide advisory services or charge fees after the
termination date. We will charge for any fees accrued during the quarter, prorated from the start of the
quarter through the date of termination. The termination date is determined by the date Harborview
Asset Management received or gave the notice of termination, by a future date agreed upon in the notice
of termination, or the date assets were transferred out of the custodial account, whichever is sooner.

When an agreement is terminated, all assets may need to be transferred from the current custodian. You
will be responsible for paying all fees including full quarterly custodial administrative fees, account closure
fees, mutual fund fees and all trading costs due to the termination. The custodian may assess additional
fees for transfer of illiquid investments or transfer to a new custodian. If there is insufficient cash in the
account, the liquidation of some securities may be used to pay the fees. Prior to termination of an
agreement, we can provide a good faith estimate of these fees.

Item 7. Types of Clients & Account Requirements

We provide services to the following types of clients:

      Individual and high net worth individuals
      Charitable organizations
      Trusts
      Corporations

Minimum Account Size
Our minimum account size is generally $250,000. We grant exceptions for a client’s related (smaller)
accounts. Such exceptions are purely at the discretion of Harborview Asset Management.

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