Hardin Capital Partners LLC

Item 5 - Fees and Compensation

General Fee Information
Fees paid to us are exclusive of all custodial and transaction costs paid to your custodian, brokers or
other third party consultants. Please see Item 12 - Brokerage Practices for additional information.
Fees paid to us are also separate and distinct from the fees and expenses charged by mutual funds,
ETFs (exchange traded funds) or other investment pools to their shareholders (generally including
a management fee and fund expenses, as described in each fund’s prospectus or offering materials).
You should review all fees charged by funds, brokers, HCP and others to fully understand the total
amount of fees paid by you for investment and financial-related services.

Portfolio Management Fees
The annual fee schedule, based on a percentage of assets under management, is as follows:

                       First $500,000                        1.25%
                       Next $2,500,000                       1.00%
                       Next $2,000,000                       0.85%
                       Balance above $5,000,000              negotiable

The minimum portfolio value is generally set at $100,000. The minimum annual fee for any account
is $500. We may, at our discretion, make exceptions to the foregoing or negotiate special fee
arrangements where we deem it appropriate under the circumstances.

Portfolio management fees are generally payable quarterly, in arrears. If management begins after
the start of a quarter, fees will be prorated accordingly. With your authorization and unless other
arrangements are made, fees are normally debited directly from your account(s).

Either you or HCP may terminate your Investment Advisory Agreement at any time, subject to any
written notice requirements in the agreement. In the event of termination, any paid but unearned
fees will be promptly refunded to you based on the number of days that the account was managed,
and any fees due to us from you will be invoiced or deducted from your account prior to
termination.

General Consulting Fees
When we provide general consulting services to clients, these services are generally separate from
our financial planning and portfolio management services. Fees for general consulting are
negotiated at the time of the engagement for such services, and are normally based on an hourly
rate of $300.

Other Compensation
Andrew J. Hardin is licensed to sell life, health and disability insurance through various insurance
companies. In providing advisory services, Andrew may recommend the purchase of products
under circumstances where he would be entitled to receive a commission or other compensation in
the transaction. In all such circumstances, however, you will be notified of this payment in advance
of the transaction, and under no circumstances will you pay both a commission to Andrew and a
management fee to us on the same pool of assets.

Item 7 - Types of Clients

We serve individuals, charitable organizations, corporations, trusts, and estates. With some
exceptions, the minimum portfolio value eligible for conventional investment advisory services is
$100,000, and the annual minimum fee charged is $500. Under certain circumstances and in our
sole discretion, we may negotiate such minimums.