Osprey Private Wealth LLC

Item 5 Fees and Compensation
Investment Management Fees

 The annualized fee for Osprey’s investment management services will be charged as a
 percentage of the market value of assets under management at the end of the preceding quarter.

 Assets Under Management                     Annual Fee

 First $5,000,000                             1.25%
 Next $5,000,000                              1.00%
 Over $10,000,000                             0.75%

 Investment Management fees are withdrawn directly from the client’s account held at the
 custodian or the client will be billed directly as set forth in each client’s investment advisory
 agreement. Osprey encourages clients to review the accuracy of fee calculations.

 For new advisory accounts opened in the middle of a calendar quarter, management fees will
 be pro-rated based on the number of days that the account was open during the calendar quarter.

Financial Planning Fees
 Financial planning fees are integrated for no additional fee if client is receiving investment
 management services. In scenarios where client is not receiving investment management
 services and/or where deemed appropriate, a separate financial planning services fee may be
 negotiated for scope of work that is outlined in advance of an engagement. The fees for separate
 financial planning services will be based on hourly estimates/rates, and charged quarterly in
 advance via separate agreement between Osprey and client.

Negotiability of Advisory Fees
 While it is the general policy of Osprey to charge fees to its clients in accordance with the fee
 schedule in effect at the time of executing the investment advisory agreement, fees are subject
 to negotiation based upon a number of factors, including, but not limited to: (1) the type of
 client; (2) pre-existing client relationship or number of other accounts; (3) assets under
 management or anticipated client additions to assets under management; and (4) the service
 requirements associated with the account.

Termination of Advisory Relationship
 A client's investment advisory agreement may be terminated by either party upon ten (10) days’
 written notice to the other party. Termination of client agreements shall not affect transactions
 entered prior to termination. In the event of termination of this service, advisory fees will be
 pro-rated from the date ten days after Osprey receives written notice of termination from a client
 through the end of the quarter for which the fee was prepaid. Any prepaid and unearned fees
 will be promptly refunded. If a client adds substantial assets to their account during a quarter,
 Osprey may, at its discretion, charge an additional pro rata fee.

Mutual Fund and ETF Fees and Expenses
 All fees paid to our firm for investment advisory services are separate and distinct from the fees
 and expenses charged by mutual funds and ETFs to their shareholders. These fees and expenses
 are described in each mutual fund's and ETF’s prospectus. These fees will generally include a
 management fee, other fund expenses, and a possible distribution fee. A client could invest in a
 mutual fund or an ETF directly, without the services of our firm. In that case, the client would
 not receive the services provided by us which are designed, among other things, to assist the
 client in determining which mutual funds or ETFs are most appropriate to each client's financial
 condition and objectives. Accordingly, the client should review both the fees charged by the
 funds and ETFs and the fees charged by Osprey to fully understand the total amount of fees
 paid by the client and thereby evaluate the advisory services being provided. Clients whose
 uninvested cash balances are swept into money market funds may also pay similar fees. Mutual
 Fund, ETF and money market fees are paid to the sponsors and/or managers of the respective
 funds.

Brokerage and Custodian Fees
 In addition to advisory fees paid to our firm, clients will also be responsible for all transaction,
 brokerage, and custodial fees incurred as part of their account management. Please see Item 12
 of this Brochure for important disclosures regarding our brokerage practices.

Item 7 Types of Clients
 Our firm generally provides discretionary investment management services to individuals,
 trusts, and estates. Osprey generally requires a minimum account or relationship size of
 $1,000,000 but may make exceptions to this requirement for certain client relationships, or
 under other circumstances including (but not limited to) overall client relationship, next
 generation planning, long term client relationships, planning and retirement needs, youth
 accounts, charitable strategies, and trust planning.