Henderson Brothers Financial Partners LLC

Item 5 Fees and Compensation
Retirement Plan Consulting
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis. We typically charge a flat fee or basis point fee for Retirement plan
consulting services, which generally ranges between $2,000 - $100,000 depending on the nature of
the arrangement. Fees are due in arrears on a quarterly basis of the advisory relationship, and are
negotiable. The fee is negotiable at our firm’s discretion depending upon the complexity and scope of
the plan, your financial situation, and your objectives.

You may terminate the retirement plan consulting agreement upon written notice to our firm. If you
have pre-paid consulting fees that we have not yet earned, you will receive a prorated refund of those
fees. If financial consulting fees are payable in arrears, you will be responsible for a prorated fee based
on services performed prior to termination of the financial consulting agreement.

Direct Asset Management Fees
Our direct asset management fees are based on a percentage of the assets in your account and are
set forth in the annual fee schedule table below. HBFP also retains the ability to, in its sole discretion,
waive, or reduce the Annual Fee.

Annual Fee Schedule

                               Assets Under Management          Annual Fee

                               $2,000,000 or Under              1%

                               Above $2,000,000 to              .85%
                               $5,000,000
                               $5,000,000 - $10,000,000         .7%
                               Over $10,000,000                 Custom

Our direct asset management fees are typically billed and payable quarterly in advance, based on
the value of the assets as of the first business day of the new quarter, unless otherwise indicated in the
agreement you sign with our firm. The start of the quarter for billing purposes is rolling, and is
determined by the month in which you sign an advisory agreement with us. If you make a deposit
before the start of the full quarter, you will be billed pro-rata in arrears for services rendered in the
previous quarter along with the initial bill for the first full quarter. Additional deposits and withdrawals
may be added or subtracted, based on the prorated days to quarter end, which may result in an
adjustment to the quarterly fee. Our retirement plan consulting and direct asset management fees are
negotiable, depending on individual client circumstances and at our sole discretion.

We will send you an invoice for the payment of our advisory fee, or we will deduct our fee directly from
your account through the qualified custodian holding your funds and securities. We will deduct our
advisory fee only when you have given our firm written authorization permitting the fees to be paid
directly from your account. Further, the qualified custodian will deliver an account statement to you at
least quarterly. These account statements will show all disbursements from your account. You should
review all statements for accuracy. We encourage you to reconcile our invoices, if applicable, with the
statement(s) you receive from the qualified custodian. If you find any inconsistent information between
our invoice and the statement(s) you receive from the qualified custodian, call our main office number
located on the cover page of this brochure.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which
means you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive a prorated
refund of those fees.

Financial Planning Fees
We charge a fixed fee for financial planning and consulting services. The fee to which you are subject
and the total estimated fee will be disclosed in the financial planning agreement you sign with our firm
and will be based on the time, scope, and complexity of our engagement. You will receive an invoice
for fees due, and fees are due and payable within 30 days. In general, a portion of the fee is paid in
advance with the balance paid upon the completion and presentation of the agreed-upon services. We
will not require prepayment of a fee more than six months in advance and in excess of

$1,200. At our discretion, we may offset our financial planning fees to the extent you implement the
financial plan through our Asset Management Service. You may terminate the financial planning
agreement upon written notice to our firm. If you have pre-paid financial planning fees that we have not
yet earned, you will receive a prorated refund of those fees.

Third-Party Advisors Asset Management Program Sponsor Fees
Advisory fees charged by third-party advisers are separate and apart from our advisory fees, and are
disclosed in the applicable third-party advisor's disclosure brochure and account agreement. We are
not able to negotiate these fees and you are subject to the terms and conditions of the specific
agreement you sign with the third-party advisor. A portion of the advisory fee charged by the third-party
advisors may be paid to us if disclosed in the third-party advisor's account opening documents.
Advisory fees you pay to the third-party advisors are established and payable in accordance with the
disclosure brochure provided by each third-party advisor to which you are referred. The third-party
advisors we recommend will provide specialized investment advisory services to meet the needs and
objectives of certain HBFP clients. You should review the disclosure brochure for the
recommended independent investment advisors or third-party asset management program sponsors,
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Item 7 Types of Clients
We offer asset management services to individuals, including high net worth individuals, pension,
retirement, and profit-sharing plans, and corporations, limited liability companies, and/or other
businesses.

We do not have a minimum amount to open and maintain an asset management account; however,
certain third-party asset managers and their advisors may require a minimum investment in order to
open a managed account. We charge a minimum fee in the amount of $2,500 for retirement plan
clients. At our discretion we may waive the minimum fee. Accounts below the stated minimum may be
accepted on an individual basis at the discretion of HBFP and the platform sponsor.