Holistic Finance LLC

Item 5 – Fees and Compensation
Method of Compensation and Fee Schedule
ASSET MANAGEMENT
If a client determines to engage Holistic Finance to provide discretionary, non-
discretionary and/or assets under advisement investment advisory services on a fee basis,
Holistic Finance’s annual investment advisory fee shall be:
                         Assets Under Management                               Annual Fee
                     First $5,000,000 ($0 - $5,000,000)                          1.00%
            Your next $10,000,000 ($5,000,000.01 - $15,000,000)                  0.75%
                  Subsequent amounts ($15,000,000.01+)                            0.5%
This is a tiered/blended fee schedule, the asset management fee is calculated by applying
different rates to different portions of the portfolio. Holistic Finance may group certain
related Client accounts for the purposes of achieving the minimum account size and
determining the annualized fee.
The annual fee may be negotiable. Accounts within the same household may be combined
for a reduced fee. Fees are billed monthly in arrears based on an average daily balance of
the account for the previous month. The calculation for the average daily balance is based
on the formula (A/D) x (F/P).
       A = the sum of the daily balances in the billing period
       D = number of days in the billing period
       F = annual management fee
       P = number of billing periods per year
Step 1: Based on monthly billing cycle: Calculate the average of the values of the Client’s
account over the course of the entire month to determine the average daily balance.

          Day      Balance       Day      Balance       Day       Balance
           1      $5,587,654     11      $5,587,664     21       $5,587,677
           2      $5,587,999     12      $5,588,009     22       $5,588,022
           3      $5,600,021     13      $5,600,031     23       $5,600,044
           4      $5,601,187     14      $5,601,197     24       $5,601,210
           5      $5,599,862     15      $5,599,872     25       $5,599,885

            6    $5,599,884      16 $5,599,894       26     $5,599,907
            7    $5,587,135      17 $5,587,145       27     $5,587,158
            8    $5,597,635      18 $5,597,645       28     $5,597,658
            9    $5,602,587      19 $5,602,597       29     $5,602,610
           10    $5,599,358      20 $5,599,368       30     $5,599,381
                                      Total of days 1-30: $167,890,296
         Average daily balance: ($167,890,296 (A)/30 (D)) = $5,596,343.20
Step 2: Calculate the monthly fee:
             AUM                  Monthly fee       Total
             First $5,000,000     x 0.083% =        $4,150.00
             Next $596,343.20 x 0.063% =            $375.70
             Grand total for the month              $4,525.70
Lower fees for comparable services may be available from other sources. Fees for asset
management services are deducted from a designated Client account to facilitate billing.
Please see Item 15 for more information regarding direct deduction of fees from client’s
accounts.
Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no fee and without penalty. After five days of signing the
agreement, Clients may cancel by providing written notice to Holistic Finance and Holistic
Finance may terminate advisory services with thirty (30) days written notice to the Client.
For accounts opened or closed mid-billing period, fees will be prorated based on the days
services are provided during the given period. All unpaid earned fees will be due to Holistic
Finance. Client shall be given thirty (30) days prior written notice of any increase in fees.
Any increase in fees will be acknowledged in writing by both parties before any increase in
said fees occurs.
When Holistic Finance participates in Altruist LLC’s Model Marketplace, the associated
platform fee is included as part of the advisory services provided by Holistic Finance and is
not separately charged to clients. Clients will not incur an additional fee for the use of
model portfolios through Altruist.
Although Altruist calculates Model Marketplace fees in arrears at the end of each month
based on the average monthly account balance, these fees are absorbed by Holistic Finance
and will not be passed through or debited from client accounts. If a model portfolio is
applied for only part of a month, Altruist prorates the internal fee accordingly, but again,
this cost is covered by Holistic Finance as part of its advisory service.
Private Placements
For Private Placements and other alternative investments, fees are billed based on the
same fee schedule as noted above but will be billed quarterly in arrears rather than
monthly.
ASSETS UNDER ADVISEMENT
Fees for assets under advisement will be based on the value of the assets held in the
monitored account and will mirror the standard assets under management (AUM) fee, both
in rate and in calculation method.

FINANCIAL PLANNING AND CONSULTING
Holistic Finance charges a fixed fee for financial planning services, based on the complexity
of the engagement and the Client’s individual needs.
Holistic Finance charges either an hourly fee or fixed fee based on complexity and unique
Client needs for financial planning. Prior to the planning process the Client will be provided
an estimated plan fee.
       Full Financial Plan
       Full Financial Plans are offered based on a flat fee between $2,500 and $10,000. (fee
       is negotiable and determined on an individual basis based on the complexity of the
       plan)
       Consultation Services
       Consultation Services are offered based on an hourly fee of $250 per hour. (This
       does not include initial discovery consultations prior to a signed client agreement
       and only applies to clients who are doing stand-alone financial planning, after the
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Item 7 – Types of Clients

Description
Holistic Finance typically provides advisory services to individuals.

Account Minimums
Holistic Finance requires a minimum of $100,000 to open and maintain an account. In
certain instances, the minimum account size may be lowered or waived.