IFG Advisory LLC

Item 5: Fees & Compensation
Comprehensive Portfolio Management:
We are compensated for our Comprehensive Portfolio Management services according to the
following table:

                                                                                IFG Advisory, LLC
                                                                      ADV Part 2A: Firm Brochure
                                                                                      March 2026

Portfolio Value Maximum Fee

                 Assets Under Management          Annual Percentage of Assets
                      $0 – $249,999.99                       2.00%
                   $250,000 – $499,999.99                    1.75%
                   $500,000 – $749,999.99                    1.65%
                  $750,000 – $1,249,999.99                   1.40%
                  $1,250,000 – $1,999,999.99                 1.25%
                 $2,000,000 – $4,999,999.99                  1.15%
                        $5,000,000+                          1.00%

Our fees are based on a negotiated percentage of the market value of assets under
management, not to exceed the respective percentage for each asset level designated above of
total assets under management. We consider cash to be an asset class and include these
amounts in assets under management for billing and investment management purposes.

Your initial advisory fee will include a pro-rated amount for services rendered from the
account opening date with the qualified custodian. With the exception of accounts held with
SEI, Lincoln Financial Group and Pontera, advisory fees are billed on a pro-rata basis for cash
withdrawals/deposits or terminated accounts during the prior quarter.

With the exception of Lincoln Financial Group, Nationwide, and SEI accounts which bill in
arrears, all fees are billed in advance at the beginning of each quarter based on the value of
the account on the last day of the previous quarter. SEI bills monthly, not quarterly, based on
the value of the account on the last day of the month.

A small percentage of our accounts are held with American Funds or Nationwide. Both
American Funds and Nationwide calculate the annualized advisory fee based on average daily
balance and bill quarterly in arrears.

Fees will be deducted from your managed account; in certain circumstances we allow direct
billing as an option to our clients. As part of the fee deduction process, clients are made aware
of the following:

     a) Your independent custodian sends statements to you on at least a quarterly (typically
        monthly) basis showing your holdings, their market value, and all disbursements;

     b) You provide authorization permitting us to be paid directly from the managed account
        held by the independent custodian;

     c) The custodians calculate the advisory fees for all fee schedules and deduct them from
        your account.

The ultimate management fee is listed on Schedule A of the client agreement and is indicated
on the custodial account application form. Our firm does not have the authority to instruct
the account custodian to raise or deduct fees without written client consent.

                                                                                 IFG Advisory, LLC
                                                                       ADV Part 2A: Firm Brochure
                                                                                       March 2026

Separate Account Managers
We are compensated by Managers on Separately Managed Accounts (“SMAs”). The
compensation paid to us is typically the same as our stated investment advisory fee
percentage. Our Financial Advisors refer clients to third party investment advisors that offer
asset management services to clients. We are paid by third party money managers when we
refer you to them and you decide to open a managed account. Third party money managers
pay us a portion of the investment advisory fee that they charge you for managing your
account. Fees paid to us by third party money managers are generally ongoing. The Manager
will also have an agreed upon fixed fee that will be disclosed to the client and charged in
addition to our advisory fee. The fee paid to the Manager can be higher or lower than our fee
depending on the type of investment strategy utilized within the account. The terms and
conditions under which the client shall engage the Manager shall generally be set forth in a
tri-party agreement between the client, our firm, and the designated Manager.

All fees we receive from third-party money managers and the separate disclosures made to
you regarding these fees comply with applicable SEC rules. The third-party money managers
we recommend will not directly charge you a higher fee than they would have charged without
us introducing you to them. Third-party money managers establish and maintain their own
separate billing processes over which we have no control. In general, they will directly bill
you and describe how this works in their separate written disclosure documents. Please see
Item 10 – Other Financial Affiliations and Activities for more information.

Portfolio Management Services through LPL
LPL serves as program sponsor, investment adviser and broker-dealer for the LPL advisory
programs. We and LPL can share in the account fee associated with program accounts. LPL
advisory programs have a maximum account fee of 2.50% and are payable quarterly in
advance. For more information regarding the LPL programs, please see the LPL Form ADV
Part 2 or applicable client agreement.

Financial Planning & Consulting
We charge on an hourly, flat, or annual percentage of Assets Under Advice fee basis for
financial planning and consulting services. Assets Under Advice are investments and other
assets generally included in a financial plan review, and our firm will provide a schedule of
...

Item 7: Types of Clients & Account Requirements
Types of clients we typically manage accounts on behalf of, include:

           •   Individuals and High Net Worth Individuals;

           •   Trusts, Estates and Charitable Organizations;

           •   Pension and Profit-Sharing Plans;

           •   Corporations, Limited Liability Companies and/or Other Business Types.

Our requirements for opening and maintaining accounts or otherwise engaging us:

There is no minimum account balance to be a client, but some accounts require minimums
to open, depending on the platform. The Client will be made aware of these minimums before
opening an account. In addition, we have no minimum fee for written financial plans.

                                                                                IFG Advisory, LLC
                                                                      ADV Part 2A: Firm Brochure
                                                                                      March 2026