RBA Wealth Management LLC

Item 5. Fees and Compensation

  Financial Planning and Consulting Fees

  RBA Wealth Management charges a fixed fee for providing financial planning and consulting services
  under a stand-alone engagement. These fees are negotiable, but range from $1,500 to $3,000, depending
  upon the scope and complexity of the services and the professional rendering the financial planning and/or
  the consulting services. If the client engages the Firm for additional investment advisory services, RBA
  Wealth Management may offset all or a portion of its fees for those services based upon the amount paid
  for the financial planning and/or consulting services.

Disclosure Brochure                                              RBA Wealth Management, LLC
  The terms and conditions of the financial planning and/or consulting engagement are set forth in the Advisory
  Agreement and RBA Wealth Management requires one-half of the fee (estimated hourly or fixed) payable upon
  execution of the Advisory Agreement. The outstanding balance is due upon delivery of the financial plan or
  completion of the agreed upon services. The Firm does not, however, take receipt of $1,200 or more in prepaid fees
  in excess of six months in advance of services rendered. Clients may terminate their agreement in writing any time
  before the delivery of a financial plan. Clients will receive a pro-rata refund of unearned fees based on the time and
  effort expended by our firm calculated based on the hourly rate in effect.

  Wealth Management Fees

  RBA Wealth Management offers investment management services for an annual fee based on the amount
  of assets under the Firm’s management.

  This management fee varies in accordance with the following blended fee schedule:

                              PORTFOLIO VALUE                         BASE FEE
                                   First $250,000                        1.50%
                                  Next $250,000                          1.20%
                                  Above $500,000                         1.00%

  The annual fee is prorated and charged quarterly, in advance, based upon the market value of the assets
  being managed by RBA Wealth Management on the last day of the previous billing period. Unless otherwise
  noted in writing, our firm bills on cash. If assets in excess of 10% of the existing portfolio value are
  deposited into or withdrawn from an account after the inception of a billing period, the fee payable with
  respect to such assets is adjusted to reflect the interim change in portfolio value. For the initial period of an
  engagement, the fee is calculated on a pro rata basis. In the event the advisory agreement is terminated, the
  fee for the final billing period is prorated through the effective date of the termination and the outstanding
  or unearned portion of the fee is charged or refunded to the client, as appropriate. Either party may terminate
  this agreement for this service in writing at anytime.

  Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
  held-away assets, accommodation accounts, alternative investments, etc.), RBA Wealth Management may
  negotiate a fee rate that differs from the range set forth above.

  Retirement Plan Consulting Fees
  RBA Wealth Management charges as fixed project-based fee to provide clients with retirement plan
  consulting services. Each engagement is individually negotiated and tailored to accommodate the needs of
  the individual plan sponsor, as memorialized in the Agreement. These fees vary, based on the scope of the
  services to be rendered. The maximum flat fee charged will not exceed $3,000. In those situations where
  RBA Wealth Management has agreed to manage a plan’s assets, the Firm also charges an annual asset-
  based fee based upon the amount of assets to be managed.

Disclosure Brochure                                            RBA Wealth Management, LLC
  Fee Discretion

  RBA Wealth Management may, in its sole discretion, negotiate to charge a lesser fee based upon certain
  criteria, such as anticipated future earning capacity, anticipated future additional assets, dollar amount of
  assets to be managed, related accounts, account composition, pre-existing/legacy client relationship,
  account retention and pro bono activities.

  Additional Fees and Expenses

  In addition to the advisory fees paid to RBA Wealth Management, clients also incur certain charges imposed
  by other third parties, such as broker-dealers, custodians, trust companies, banks and other financial
  institutions (collectively “Financial Institutions”). These additional charges include securities brokerage
  commissions, transaction fees, custodial fees, fees attributable to alternative assets, margin costs, charges
  imposed directly by a mutual fund, index fund, or ETF in a client’s account, as disclosed in the fund’s
  prospectus (e.g., fund management fees, fund management fees, distribution fees, surrender charges,
  variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads paid to
  market makers, and other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire
  transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions.
  Our firm does not receive a portion of these fees. The Firm’s brokerage practices are described at length in
  Item 12, below. Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction fees for U.S. listed
  equities and exchange traded funds.

  Direct Fee Debit

  Clients provide RBA Wealth Management with the authority to directly debit their accounts for payment
  of the investment advisory fees. The Financial Institutions that act as the qualified custodian for client
  accounts, from which the Firm retains the authority to directly deduct fees, have agreed to send statements
...

Item 7. Types of Clients
  RBA Wealth Management offers services to individuals, pension and profit sharing plans, trusts, estates,
  charitable organizations, corporations and business entities.

Disclosure Brochure                                               RBA Wealth Management, LLC