Institutional Investment Advisors Corp

Item 5 Fees and Compensation
Financial Planning and Consulting Services
The fee for a financial plan is predicated upon the facts known at the start of the engagement. The
minimum fee is $250 with a range of $250 to $1,995 and is negotiable. Fees for financial plans are
generally not billed in advance, however, if a plan appears to be a larger engagement (billing more
than $1,000), a deposit of 25% of the first $1,000 will usually be collected. We do not require
prepayment of a fee more than six months in advance and in excess of $1,200.

If you only require advice on a single aspect of your finances, we offer single subject financial
consulting services on an hourly basis. Our rate for such services is $150 per hour and is negotiable
depending on the scope and complexity of the plan, your financial situation, and your objectives.

Since financial planning is a discovery process, situations occur wherein the client is unaware of
certain financial exposures or predicaments. In the event that the client's situation is substantially
different than disclosed at the initial meeting, a revised fee will be provided for mutual agreement. The
client must approve the change of scope in advance of the additional work being performed when a fee
increase is necessary.

After delivery of a financial plan, future face-to-face meetings may be scheduled as necessary for up to
six months. Follow-on implementation work is billed separately at the rate of $150 per hour.

You may terminate the financial planning agreement by providing written notice to our firm. You will
incur a pro rata charge for services rendered prior to the termination of the agreement.

Investment Management Agreement
An Investment Management Agreement may be executed when financial planning is not provided as
part of the relationship. The annual fee for an Investment Management Agreement is based on a
percentage of the investable assets according to the following schedule:

Assets Under Management                        Annual Fee
First $499,999                                 1.50%
Next $500,000 ($500,000 to $999,999)           1.25%
Over $1,000,000                                Negotiable

The minimum annual fee is $525 and is not negotiable. The minimum investment advisory account
size is $35,000. Current client relationships may exist where the fees are higher or lower than the fee
schedule above.

Our annual investment management fee is billed and payable quarterly in arrears based on the value
of your account on the last day of the quarter.

If the investment management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Our advisory fee is
negotiable, depending on individual client circumstances.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

We will send you an invoice for the payment of our advisory fee, or we will deduct our fee directly from
your account through the qualified custodian holding your funds and securities. We will deduct our
advisory fee only when you have given our firm written authorization permitting the fees to be paid
directly from your account. Further, the qualified custodian will deliver an account statement to you at
least quarterly. These account statements will show all disbursements from your account. You should
review all statements for accuracy. We will also receive a duplicate copy of your account statements.

You may terminate the investment management agreement upon written notice to our firm. You will
incur a pro rata charge for services rendered prior to the termination of the investment management
agreement, which means you will incur advisory fees only in proportion to the number of days in the
quarter for which you are a client.

We encourage you to reconcile our invoices with the statement(s) you receive from the qualified
custodian. If you find any inconsistent information between our invoice and the statement(s) you
receive from the qualified custodian please call our main office number located on the cover page of
this brochure.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through whom your account transactions are executed. We do not
share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
custodian. To fully understand the total cost you will incur, you should review all the fees charged by
mutual funds, exchange traded funds, our firm, and others. For information on our brokerage practices,
please refer to the Brokerage Practices section of this brochure.

Past Due Accounts and Termination of Agreement
We reserve the right to stop work on any account that is more than 30 days overdue. In addition, we
reserve the right to terminate any financial planning engagement where a client has willfully concealed
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Item 7 Types of Clients
We offer investment advisory services to individuals, pension and profit sharing plans, trusts, estates,
charitable organizations, corporations or business entities.

Client relationships vary in scope and length of service.

Account Minimums
The minimum account size is $35,000 of assets under management, which equates to an annual fee of
$525. Depending upon circumstances, we will sign an Hourly Agreement with you if assets have
diminished significantly below $25,000.

We have the discretion to waive the account minimum. Accounts of less than $35,000 may be set up
when the client and the advisor anticipate the client will add additional funds to the accounts bringing
the total to $35,000 within a reasonable time. Other exceptions will apply to our employees and
relatives, or relatives of existing clients.

Clients receiving ongoing asset management services will be assessed a $525 minimum annual fee.
Clients with assets below the minimum account size may pay a higher percentage rate on their annual
fees than the fees paid by clients with greater assets under management.