Graeter Wealth Advisors LLC

Item 5: Fees & Compensation

    How We Are Compensated for Our Advisory Services

    Asset Management:

                      Assets Under Management        Annual Percentage of Assets Charge
                            First $250,000                         2.00%
                            Next $250,000                          1.75%
                            Next $500,000                          1.50%
                           Next $4,000,000                         1.25%
                           Next $5,000,000                         1.00%
                          Over $ 10,000,000                      Negotiable

    Our firm’s fees are billed on a pro-rata annualized basis quarterly in advance based on the value of
    your account on the last day of the previous quarter. Our fees may be negotiable in certain
    circumstances. Unless otherwise agreed to in writing, advisory fees shall be assessed on cash and
    cash equivalents. Fees will generally be automatically deducted from your managed account. As part
    of this process, Clients understand the following:

         a) The client’s independent custodian sends statements at least quarterly showing the market
            values for each security included in the Assets and all account disbursements, including the
            amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
            firm will send an invoice directly to the custodian; and

ADV Part 2A – Firm Brochure                        Page 5                               Graeter Wealth Advisors, LLC

         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement with those from the qualified custodian will be
            included.

    *The account balances used for billing purposes may not correspond precisely with the account
    balance reflected on the custodial account statement(s) because of accrued dividends and/or
    interest.

    *In rare cases, we will agree to direct bill clients.

    Comprehensive Portfolio Management:

                      Assets Under Management           Annual Percentage of Assets Charge
                            First $250,000                            2.15%
                            Next $250,000                             1.90%
                            Next $500,000                             1.65%
                           Next $4,000,000                            1.40%
                           Next $5,000,000                            1.15%
                          Over $ 10,000,000                         Negotiable

    Our firm’s fees are billed on a pro-rata annualized basis quarterly in advance based on the value of
    your account on the last day of the previous quarter. Our fees may be negotiable in certain
    circumstances. Unless otherwise agreed to in writing, advisory fees shall be assessed on cash and
    cash equivalents. Fees will generally be automatically deducted from your managed account. As part
    of this process, Clients understand the following:

         a) The client’s independent custodian sends statements at least quarterly showing the market
            values for each security included in the Assets and all account disbursements, including the
            amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
            firm will send an invoice directly to the custodian; and
         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement with those from the qualified custodian will be
            included.

    *The account balances used for billing purposes may not correspond precisely with the account
    balance reflected on the custodial account statement(s) because of accrued dividends and/or
    interest.

    *In rare cases, we will agree to direct bill clients.

    Pension Consulting:

    Our Pension Consulting services are billed a fee based on the percentage of Plan assets under
    management. The total estimated fee, as well as the ultimate fee charged, is based on the scope and
    complexity of our engagement with the client. Fees based on a percentage of managed Plan assets
    will not exceed 1.00%. The fee-paying arrangements will be determined on a case-by-case basis and
    will be detailed in the signed consulting agreement.

ADV Part 2A – Firm Brochure                           Page 6                            Graeter Wealth Advisors, LLC

    *The account balances used for billing purposes may not correspond precisely with the account
    balance reflected on the custodial account statement(s) because of accrued dividends and/or
    interest.

    Other Fees:

    Clients will incur transaction fees for trades executed by their chosen custodian via individual
    transaction charges. These transaction fees are separate from our firm’s advisory fees and will be
    disclosed by the chosen custodian. Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction
    fees for U.S. listed equities and exchange traded funds

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges,
    mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified
    retirement plan fees, and other fund expenses), mark-ups and mark-downs, spreads paid to market
    makers, fees for trades executed away from custodian, wire transfer fees and other fees and taxes on
...

Item 7: Types of Clients

    We have the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;

ADV Part 2A – Firm Brochure                       Page 7                               Graeter Wealth Advisors, LLC

         •    Pension and Profit Sharing Plans;
         •    401(k), 403b, 457, and defined contribution plans;
         •    Corporations, Limited Liability Companies and/or Other Business Types.

    We do not have any requirements for opening and maintaining accounts or otherwise engaging us.