Integrity Investment Advisors LLC

Item 5 – Fees and Compensation
The following section describes the fees for services for Integrity Investment Advisers. Fees are
negotiable solely at the discretion of the Firm. Integrity Investment Advisors retains the right to
negotiate the fee on assets and scope of services. There are legacy clients that may have a different
fee and/or means of fee calculation than that described below.

For its investment management services including its planning services, Integrity Investment
Advisors is compensated by an annual fee charged on a quarterly basis, in arrears as described
herein. Unless otherwise indicated, the client will be charged at the end of each calendar quarter for
services rendered. Accounts at the household level will be combined for purposes of determining
the fee.

The fee will vary due to changing market values and by any additions or deletions to the account.
When the fee is based on the assets under management the fee is calculated as a percentage of the
value of the Account(s) on the last trading day of the calendar quarter, subject to a minimum fee.
Fees are not charged in advance. Clients who engage Integrity Investment Advisors for only a
portion of the quarter will pay a prorated fee based on the number of days in the quarter in which
services are rendered.

The Firm’s fee is set forth in its investment advisory services agreement with each client The Firm
bases its fee on a percentage of the client’s assets under management and the scope and complexity
of the Firm’s services to be provided to the client using a number of factors, such as the amount of
assets under the Firm’s management, the type of assets being overseen, the planning services
needed, and the potential future revenue from the client relationship.. Fees range from 1.25% to
0.3% of assets under management, subject to a minimum fee. The Firm’s fee applies to cash
balances in the client’s account and alternative investments overseen by the Firm unless negotiated
or agreed upon otherwise.

Clients are subject to the following minimum fee depending upon the level of services being
provided:
Core Wealth Level of Services -- $7,000 annually/billed at $1,750 per quarter minimum
Private Wealth Level of Services- $20,000 annually/ billed at $5,000 per quarter minimum

Sub-Adviser’s Fee
Clients do not pay additional fees to Focus Partners when used for client’s account(s). Integrity
Investment Advisor’s fee encompasses Focus Partners fee for the services provided to clients’
accounts. Clients do not pay brokerage commissions or any other fees to Focus Partners.

Management Fee for “Held Away Asset”
Client assets that are not a part of an account held at a custodian with which Integrity Investment
Advisors has a custodial agreement such securities held in an insurance policy’s investing
subaccount, in a 401k account held at an employer’s retirement plan or a private equity or hedge
fund holdings, restricted stock, or other non-liquid investments are “Held Away Assets.” For Held
Away Assets for which we have continuous, reliable access to account data and valuation, we will
charge an annual fee, paid quarterly, in arrears, based on the percentage of their value on the last
day of the calendar quarter pursuant to the Portfolio Management & Comprehensive Financial

Planning Fee Schedule set forth in your agreement for the oversight of those assets. When we do
not have continuous, reliable access to account data and valuation for Held Away Assets, we will
charge a fixed, annual fee ranging between $1,000 and $10,000, paid quarterly, in arrears for our
services to those assets. We will determine the fixed fee the fee for Held Away Assets based on the
scope and complexity of the services to those assets using such factors as 1) amount and location of
assets and their allocation, investment selection, 2) financial planning related to those assets 3)
consideration of tax strategies and the extent assisting the client’s tax advisor, and 4) overall
complexity & scope of work.

If our access to account data and valuations for Held Away Assets becomes unreliable after
previously having reliable data and valuations, we will provide the client with notice of a change to
a fixed fee and the amount of that fixed fee; thereafter, we will only bill on those Held Away Assets
as a fixed fee. We will determine any annual, fixed fee for Held Away Assets upon engagement, when
a loss of reliable access to account data and valuation occurs, and no less than annually thereafter.
There may be additional integration fees for the manual integration of assets.

Means of Payment of Advisory Fees
There are 2 options for making payment of Integrity Investment Advisors’ advisory fee. Option 1)
is automatic deduction from an account held at an independent custodian. Clients will provide
written authorization if fees are to be deducted directly from their account in their advisory
agreement. When the fee is deducted, Integrity Investment Advisors will send an invoice to the
account’s custodian and to the Client. The custodian will send monthly or quarterly statements to
Client that detail all disbursements for the account, including the amount of the advisory fees
deducted from the account. Option 2) is direct payment made from Client to Integrity Investment
Advisors. In Integrity Investment Advisors’ sole discretion, advisory fees may also be payable
directly by check, ACH, or wire transfer.

Insurance Consulting
For clients who receive this service through Integrity Investment Advisors as outlined above, we
charge an AUM fee based on cash value feed from the insurance company. For Insurance sub
accounts that are not updated on a regular basis, Integrity Investment Advisors will charge a “held
away asset fee” for the firm’s planning and oversight services to those assets is charged as an annual
fixed fee ranging between $1,000 – $10,000, and is based on the scope and complexity of the
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Item 7 – Types of Clients
Integrity Investment Advisors provides services to individuals, high net worth individuals,
corporate pension and profit-sharing plans, 401k plans, trusts, business entities, charitable
institutions, foundations, endowments, and other institutions.

Integrity Investment Advisors generally requires a minimum account size of $500,000 to establish
an investment management relationship; however, the Firm can, in its sole discretion, modify or
waive that amount.