Intellus Advisors LLC

Item 5. Fees & Compensation
Intellus Advisors offers services on a fee basis, which includes hourly fees and fees based upon assets under
management.

Financial Planning Fees

Intellus Advisors charges hourly fees for providing financial planning services under a stand-alone
engagement. These fees can be up to $650 per hour but depend on the specific engagement. Fees are
billed and invoiced monthly in arrears after services are rendered. The terms and conditions of the financial
planning engagement are set forth in the Advisory Agreement between the Firm and the Client.

Investment Management and Wealth Management Fees

Intellus Advisors offers Investment Management/Wealth Management services described above in Item 4.

Market Value of Assets                               Annual rate
Up to $1,000,000                                     1.25%
$1,000,001 - $2,500,000                              1.00%
$2,500,001 - $5,000,000                              0.90%
$5,000,001 - $10,000,000                             0.80%
$10,000,001 - $20,000,000                            0.70%
$20,000,001 - $30,000,000                              0.60%
$30,000,001 - $50,000,000                              0.50%
Over $50,000,000 Custom Schedule                         -----%
The schedule above may be adjusted higher or lower based on legacy arrangements, complexity of financial
planning, specialized investment strategies (including private placements and or alternative investments),
or affiliated account relationships (for example, related family accounts) among other variables. Market
Value of Assets in the table above refers only to those accounts being charged an advisory fee and excludes
those accounts without an advisory fee to determine pricing bands. Asset levels will be monitored annually
for changes, and any adjustments applied after the client’s annual review. The fee is charged quarterly in
advance based upon the market value of the assets being managed as of the last day of the previous
quarter. Fees are prorated for partial quarters. Fees are adjusted in the following quarter for any additions
or withdrawals of capital mid-quarter.

In the event the advisory agreement is terminated Client, the fee for the final billing period is prorated for
the number of days for which services are rendered through the effective date of the termination, and the
unearned portion of the fee is refunded to the Client, as appropriate.

Retirement Plan Service Fees

Intellus Advisors charges an asset-based fee for its retirement plan investment consulting and investment
management services. The maximum fee for these services is 0.50%.

The fee is charged based upon the market value of the assets being managed based on the billing practices
of the applicable recordkeeper.

In the event the advisory agreement is terminated, the fee for the final billing period is prorated for the
number of days for which services are rendered through the effective date of the termination, and the
unearned portion of the fee is refunded to the Client, as appropriate.

Fee Discretion

Intellus Advisors can, in its sole discretion, negotiate to charge lesser fees based upon certain criteria, such
as the overall scope of services to be provided to the Client, anticipated future earning capacity, anticipated
future additional assets, dollar amount of assets to be managed, related accounts, account composition,
pre-existing/legacy Client relationship, account retention, and pro bono activities.

Additional Fees and Expenses

In addition to the advisory fees paid to Intellus Advisors, Clients also incur certain charges imposed by third
parties, such as broker-dealers, custodians, trust companies, banks, and other financial institutions
(collectively “Financial Institutions”). These additional charges include, among others, securities brokerage
commissions; other transaction costs; custodial fees; reporting charges; fees of Independent Managers,
charges imposed directly by a mutual fund or ETF in a Client’s account, as disclosed in the fund’s prospectus
(e.g., fund management fees, distribution fees, and other fund expenses); fees associated with private fund
investments (including management fees, carried interest, and fund expenses) as outlined in private fund
offering documents; deferred sales charges; odd-lot differentials; transfer taxes; wire transfer and
electronic fund fees; and other fees and taxes on brokerage accounts and securities transactions. The
Firm’s brokerage practices are described at length in Item 12 below. Clients participating in the Program
may not be responsible for certain of the above-referenced expenses.

Direct Fee Debit

Clients provide the Firm with the authority to directly debit their accounts for payment of investment
management, wealth management, and retirement plan service fees. The Financial Institutions that act as
the qualified custodian for Client accounts, from which the Firm retains the authority to directly deduct
fees, have agreed to send statements to Clients not less than quarterly detailing all account transactions,
including any amounts paid to Intellus Advisors.

For stand-alone financial planning services, the Firm will send an invoice directly to the Client for such fees
which are payable directly by the Client.

Additions and Withdrawals of Capital

Clients can make additions to and withdrawals from their account at any time, subject to Intellus Advisors’
right to terminate an account. Additions can be in cash or securities provided that the Firm reserves the
right to liquidate any transferred securities or declines to accept particular securities into a Client’s
account. Clients can withdraw account assets on notice to Intellus Advisors, subject to the usual and
customary securities settlement procedures. However, the Firm designs its portfolios as long-term
investments and the withdrawal of assets may impair the achievement of a Client’s investment objectives.
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Types of Clients

Intellus Advisors offers investment management services to individuals, pension and profit sharing plans,
trusts/estates, charitable organizations, and business entities.

Minimum Account Requirements

The Firm does not impose a minimum annual fee or asset value in order to initiate an engagement with the
Firm.