Intrepid Financial Planning Group LLC

ITEM 5 - MANAGEMENT FEES & COMPENSATION
The Firm is generally compensated for its investment management services on an annual basis. In the event
that the fee is determined quarterly, in advance, based upon the market value of such assets on the last day of
the previous quarter. The Firm’s policy is to treat intra-quarter account additions and withdrawals equally (Firm
will generally charge on intra-quarter additions and reimburse on intra-quarter withdrawals on a pro-rated
basis).

The advisory fee will be pro-rated, and paid quarterly, in advance, based upon the market value of the assets
on the last day of the previous quarter. Unless Intrepid agrees otherwise, in writing, IFPG shall debit the
account directly for its advisory fee. In the event of termination, IFPG shall refund any unearned portion of the
advanced fee paid based upon the number of days remaining in the billing quarter.

Fee Dispersion. IFPG, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its
fee entirely, or charge fee on a different interval, based upon certain criteria (i.e. anticipated future earning
capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts,
account composition, complexity of the engagement, anticipated services to be rendered, grandfathered fee
schedules, employees and family members, courtesy accounts, competition, negotiations with client, etc.).
Please Note: As result of the above, similarly situated clients could pay different fees. In addition, similar
advisory services may be available from other investment advisers for similar or lower fees. ANY QUESTIONS:
IFPG’s Chief Compliance Officer, Chad Bailey, remains available to address any questions that a client or
prospective client may have regarding advisory fees.

Margin Accounts: Risks/Conflict of Interest. IFPG does not recommend the use of margin for investment
purposes. A margin account is a brokerage account that allows investors to borrow money to buy securities
and/or for other non-investment borrowing purposes. The broker/custodian charges the investor interest for
the right to borrow money and uses the securities as collateral. By using borrowed funds, the customer is
employing leverage that will magnify both account gains and losses. Should a client determine to use margin,
Intrepid will include the entire market value of the margined assets when computing its advisory
fee. Accordingly, IFPG’s fee shall be based upon a higher margined account value, resulting in IFPG earning a
correspondingly higher advisory fee. As a result, the potential of conflict of interest arises since IFPG may have
an economic disincentive to recommend that the client terminate the use of margin. Please Note: The use of
margin can cause significant adverse financial consequences in the event of a market correction. ANY
QUESTIONS: Our Chief Compliance Officer, Chad Bailey, remains available to address any questions that a
client or prospective client may have regarding the use of margin.

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The following schedules reflect the maximum management fees IFPG can charge within each of its’ advisory
programs. Management fees may be negotiable at the discretion of IFPG.

PROGRAM I
ACCOUNT BALANCE                            ANNUAL FEE
$25,000 to $99,999                         2.00%
$100,000 to $199,999                       1.50%
$200,000 to $499,999                       1.25%
$500,000 to $999,999                       1.00%
$1,000,000 to $1,999,999                   0.90%
$2,000,000 to $2,999,999                   0.80%
$3,000,000 and over                        Quoted

PROGRAM II
ACCOUNT BALANCE                            ANNUAL FEE
$250,000 to $499,999                       1.40%
$500,000 to $749,999                       1.30%
$750,000 to $999,999                       1.20%
$1,000,000 to $1,999,999                   1.00%
$2,000,000 to $2,999,999                   0.90%
$3,000,000 and over                        Quoted

ITEM 7 - TYPES OF CLIENTS
IFPG provides its advisory services to individuals and families, business entities, trusts, estates, pension and
profit sharing plans, and charitable trusts.

IFPG prefers the minimum dollar amount clients commit to its’ advisory services be $25,000. IFPG does not
require a minimum time period a client account must be managed by IFPG.