Investable Wealth Management Inc

Item 5 – Fees and Compensation

Investable’s primary source of advisory compensation is pursuant to the terms of the SaaS
Agreement entered into between employers and Investable. Investment fees for Covered
Employees are fully paid by the employer; therefore, clients that are Covered Employees do not
pay Investable any investment advisory fees.

Clients that are not Covered Employees are charged a flat monthly rate (“Monthly Fees”), paid
directly to Investable, for advisory services. The maximum Monthly Fee is $4.95 per month and
fees are generally deducted from clients’ investment accounts. For accounts with a balance of
less than $200, Investable will generally not charge the client any monthly fees. If for any reason
a previously Covered Employee is no longer covered under the terms of the SaaS Agreement,
they will be subject to the Monthly Fee.

Any client may terminate its subscription to Investable on thirty (30) days prior written notice to
Investable. However, Investable will not refund or otherwise pro-rate any subscription payment
made during any month in which a subscription is terminated and the client must pay, in full,
the amount of each monthly subscription for any month that a subscription is outstanding.

Clients will incur other transaction costs of $0.0025 per share per transaction conducted through
Alpaca Securities and may incur other fees (e.g., custodial, brokerage, and transactional
expenses) that are charged by custodians, ETFs, or other securities in which clients’ accounts are
invested. Transaction costs are rounded up to the nearest whole cent per transaction, per
individual order. Investable will periodically review to confirm that the fees charged by Alpaca
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Securities are reasonable with respect to Investable’s clients and to the extent that Investable
believes that the Alpaca fees are not appropriate will communicate such findings to its clients
and work with its clients as appropriate to obtain best execution.

Investable receives no loads, 12b-1 or other account servicing fees from any fund or investment
manager, nor any portion of any of the fees and charges referred to above.

Item 7 – Types of Clients

Investable provides investment management services directly to our Clients. Clients generally
are individuals who access the Investable investment platform either through their employers’
benefits programs or by directly signing up on the Investable website and/or application. All
clients receive the same level of service and have access to the same investment products. We
are committed to providing investment management services in the best interest of every client.