Trove Investment Advisors LLC

Item 5: Fees and Compensation
A. Fee Schedule
 Discretionary Robo-Advisory Portfolio Management Services Fees

         Total Assets Under Management           Annual Fees
         All Accounts                            1.00 monthly subscription fee

         Account Balances of $3,000 or more      1.00%

For individual clients, TIAL charges a monthly advisory fee of $1.00 per month, in advance,
for accounts with balances below $3,000. For accounts with a balance in excess of $3,000,
TIAL charges an annual fee of 1%, divided evenly into 12 monthly billings, billed in arrears.
TIAL uses the daily average value of the account as of the last business day of the month
to determine the value of assets under management. For purposes of determining the
$3,000 threshold, TIAL uses the value of the account as of the last business day of the
month.
For institutions and entities, TIAL charges a flat annual fee of 1% based on the value of
assets under management.        This is divided evenly into 12 monthly billings, billed in
arrears. TIAL uses the daily average value of the account as of the last business day of the
month to determine the value of assets under management.

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of TIAL's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract generally
with 30 days' written notice.

Non-Discretionary & Discretionary Robo-Advisory Portfolio Management Services Fees
TIAL charges a two-tiered monthly advisory fee. For the Basic Tier, TIAL charges a monthly

 advisory fee of $3.00 per month, in advance. Included in this subscription is access to
 trade recommendations powered by Morningstar Research and no custodial commissions
 on US trades. For the Advanced Tier, TIAL charges a monthly subscription fee of $5.00
 per month, in advance. Included in this subscription are all the features of the Basic Tier
 plus additional Technical and Fundamental market insights and analyst reports.

 B. Payment of Fees
Payment of Robo-Advisory Portfolio Management Fees

 For accounts subject to the annual fee of 1%, TIAL bills monthly in arrears. TIAL uses the
 value of the account as of the last business day of the billing period for purposes of
 determining the market value of the assets upon which the advisory fee is based. Fees are
 deducted directly from their managed account. In the event that funds are unavailable in
 client’s managed account, client can elect to have fee paid using other payment methods
 such as debit cards and bank transfer.

 Payment of Advisory Fees

 Fees are paid directly from their managed account. In the event that funds are unavailable
 in client’s managed account, client can elect to have fee paid using other payment methods
 such as debit cards and bank transfer.

 C. Client Responsibility For Third Party Fees
 Clients are responsible for the payment of all third party fees (i.e. custodian fees, brokerage
 fees, mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the
 fees and expenses charged by TIAL. Please see Item 12 of this brochure regarding broker-
 dealer/custodian.

 D. Prepayment of Fees
 TIAL collects certain fees in advance and certain fees in arrears, as indicated above.
 Refunds for fees paid in advance but not yet earned will be refunded on a prorated basis
 and returned to the client, taking effect on the following billing cycle.

 Unearned advisory fees will be refunded to the date of cancellation and take effect during the
 following billing cycle.

 E. Outside Compensation For the Sale of Securities to Clients
 Neither TIAL nor its supervised persons accept any compensation for the sale of
 investment products, including asset-based sales charges or service fees from the sale of
 mutual funds.

Item 7: Types of Clients
TIAL generally provides advisory services to the following types of clients:
       ❖       Individuals
       ❖       High-Net-Worth Individuals
       ❖       Banks and Thrift Institutions
       ❖       Corporations or Business Entities

There is no account minimum for any of TIAL’s services.