Fountaindale LLC

Fees and Compensation
Clients participating in the Wrap Fee Program will be charged a single wrap fee. Fountaindale will wrap
third party fees (i.e., custodian fees, brokerage fees, transaction fees, etc.) for wrap fee accounts. Our
fees are described below.

Fountaindale charges each client a negotiable fee based on the percentage of assets under its
management (“AUM”). For all AUM, we charge 1.5%. Fees are assessed on a quarterly basis in arrears
based on the portfolio value. These fees are withdrawn directly from the client’s account only with the
client’s express and written authorization. One potential conflict of interest is that the more assets there
are in a client’s advisory account, the more a client will pay in fees, and we may therefore have an
incentive to encourage the client to increase the assets in the client’s account.

Advisory fees are Fountaindale’s only form of compensation from its clients that participate in the Wrap
Fee Program. Fountaindale clients pay no sales charges or commissions. All portfolio management
services offered in the program are provided by Fountaindale. For this reason, no portion of the annual
fee is paid to outside portfolio managers.

Compensation received by Fountaindale for the Wrap Fee Program may be greater or less than the
client’s costs depending on factors like the trading activity in the client’s account or whether the client
paid separately for those fees included in the Wrap Fee Program. This may create an incentive for
Fountaindale to recommend the wrap fee program to its clients.

Other Possible Fees
Certain fees are not included in the wrap fee and are paid for separately by the client. These may
include, but are not limited to: mutual fund expenses; mark-ups, mark- downs, or spreads paid to market
makers; taxes, duties, and other governmental charges; fees that the client pays when using different
custodians or broker-dealers; foreign exchange transaction fees; charges by Sukuk ETFs (a type of fixed
income instrument) or other exchange-traded funds; transfer and registration fees; wire transfer and
electronic fund fees; and other fees and taxes.

Custodian Fees
For custodial services, Fountaindale may use a number of firms to meet our clients’ needs. Fees that are
charged by the custodian are more fully explained in the separate agreement between client and the
custodian. Generally, however, clients may be charged the following fees from their account custodian or
executing broker: odd-lot differentials; short term redemption costs; costs charged by the fund managers
to shareholders of mutual funds and exchange traded funds; charges for transactions for those assets

not executed through the custodian; American Depository Receipt costs; costs associated with currency
exchange; or other costs required by law.

The client will be charged for non-standard service fees that result from any of the client’s special
requests, including overnight courier fees. Account custodians may also charge clients account transfer
and/or termination fees. Administrative costs for retirement accounts and any platform (technology) fees
are paid directly by the client, unless alternative arrangements have been made.

Item 5: Account Requirements and Types of Clients
Fountaindale is an investment adviser to a variety clients. We provide our advisory services to
individuals, high-net-worth individuals, small businesses, and nonprofit organizations.

There is an account minimum of $1,000 for any of Fountaindale’s services, unless otherwise stipulated by
Fountaindale.

Item 6: Portfolio Manager Selection and Evaluation
Portfolio Manager Selection and Review

Fountaindale will be the sole manager for the Wrap Fee Program; we will not select outside portfolio
managers, and no related persons act as a portfolio manager for our Wrap Fee Program. We calculate
the portfolio manager’s performance annually using industry standards. Fountaindale alone reviews
performance information for its accuracy and compliance with presentation standards.

Our portfolio manager selection structure can create a conflict of interest in that no outside adviser
assesses Fountaindale’s management of the Wrap Fee Program. However, Fountaindale addresses this
conflict by acting in our fiduciary duty as portfolio manager of the Wrap Fee Program and formalizing
that duty to our clients in our Code of Ethics, which is discussed in Item 9 – Additional Information of our
ADV Part 2A Brochure.

Performance Fees and Side-By-Side Management
Fountaindale does not accept performance-based fees nor other fees based on a share of capital gains or
capital appreciation of the client’s assets.

Methods of Analysis, Investment Strategies, and Risk of Loss

Analysis and Strategies
Fountaindale’s methods of analysis include Modern Portfolio Theory (“MPT”), where an advisor selects
proportions of various asset classes rather than focusing on individual securities. The framework
assumes that investors are risk-averse, meaning they prefer a less risky portfolio to a riskier one for the
same level of return. All methods of analysis have various strengths and weaknesses, though we believe
that MPT provides a strong framework for portfolio management. This in part because MPT is a practical
methodology when selecting investments to maximize overall returns within an acceptable level of risk.

Fountaindale identifies investment strategies within the context of a client’s needs. However, a guiding
strategy for us is long-term trading. With this strategy, where a client has goals that align with this

strategy, such an approach will track with both the return and the risk of the market. For most client
circumstances, diversification is another important strategy, where investments are allocated such that
the exposure to one particular asset or risk is significantly reduced.

Whatever methods and strategies are ultimately deployed, Fountaindale will act in the best interests of
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