Investment Advisory Services Group LLC

Fees and Compensation - Item 5

 Financial Planning Services Fees
 Palm Wealth Partners charges a negotiable hourly fee of up to $500.00 or a negotiable fixed fee of up to
 $20,000.00 for financial planning services. The fee will vary depending on the scope of services offered and the
 complexity of the client’s financial situation. Prior to engaging Palm Wealth Partners to provide financial planning
 services, Clients will be required to enter into a written financial planning agreement. The financial planning
 agreement will set forth the terms and conditions of the engagement and will describe the scope of the services
 to be provided.

 50% of the financial planning fees is payable upon execution of the financial planning agreement with the balance
 due and payable upon completion of contracted services. Fee payment arrangements may be negotiated with the
 client on a case-by-case basis and all such arrangements will be clearly set forth in the financial planning
 agreement signed by the client and the firm.

 Either party may terminate the financial planning agreement by written notice to the other. In the event the client
 terminates Palm Wealth Partners’ financial planning services, the balance of any prepaid, unearned fees (if any)
 will be promptly refunded to the client. Palm Wealth Partners does not require the prepayment of over $1,200,
 six or more months in advance.

 Portfolio Management Services Fees
 Our annual fee for portfolio management services is based on a percentage of the value of the assets under
 management as set forth in the following breakpoint fee schedule:

                   Assets Under Management                       Annual Fee
                   $0 to $1,000,000                              1.25%
                   $1,000,001 to $2,000,000                      1.10%
                   $2,000,001 to $3,000,000                      1.00%
                   $3,000,001 to $4,000,000                      0.90%
                   $4,000,001 to $5,000,000                      0.80%
                   Over $5 million                               negotiable

 Fees are payable quarterly in advance, and are based on the total value of assets on the last day of the quarter
 just ended. Clients should note that under a breakpoint fee schedule, the breakpoint fee, once determined, is
 applied to all of the assets in the client’s portfolio. For example, a client with $3,000,000 in assets under
 management on the last day of the first quarter, will pay a fee of $7,500 on the first day of the second quarter.
 This fee is calculated by multiplying the value of assets with the annual rate of 1.00% and dividing the total by 4

Palm Wealth Partners
Form ADV Part 2A Brochure and Part 2B Brochure Supplements

 [($3,000,000 x 0.01)/4]. If a sub adviser is utilized, the fee listed above includes the compensation received by the
 sub adviser.

 Other fee payment arrangements can be negotiated on a case-by-case basis. All fee payment arrangements will
 be listed in the advisory agreement signed by the firm and the client. We may modify our fees at any time upon
 30 days’ written notice.

 The fee is deducted from the client's account held at the custodian. The client authorizes us or the sub adviser to
 debit the fee from the client’s account. If insufficient cash is available to pay such fees, securities in an amount
 equal to the balance of unpaid fees will be liquidated to pay for the unpaid balance. The fee may be deducted
 from a single, client-designated account to facilitate billing. We encourage you to carefully review the statements
 you receive from the qualified custodian. If you have questions about your statements, or if you did not receive a
 statement from the qualified custodian, please call our office number located on the cover page of this brochure.
 In limited cases, we may invoice the client directly for the payment of fees.

 Our annual fee is exclusive of and in addition to brokerage commissions, transaction fees, and other related costs
 and expenses, which will be incurred by the client. However, we will not receive any portion of the commissions,
 fees, and costs. Please see Item 12 – Brokerage Practices for further information on brokerage and transaction
 costs.

 The portfolio management agreement may be canceled at any time by the client or by Palm Wealth with 30 days’
 prior written notice to the other party. All prepaid, unearned fees will be refunded to the client.

 Third-Party Adviser Fees
 We will receive a promoter fee in the form of a percentage of the advisory fee charged by the third-party adviser.
 Advisory fees that you pay to third party investment advisers are established and payable in accordance with the
 Form ADV Brochure provided by each third-party investment adviser to whom you are referred. These fees may
 or may not be negotiable. Depending on the third-party adviser, clients may or may not be able to negotiate the
 fee payable to the third-party adviser.

 You will be required to sign an agreement directly with the third-party adviser(s). You may terminate your advisory
 relationship with the third-party adviser(s) according to the terms of your agreement with the third-party
 adviser(s). You should review each adviser’s brochure for specific information on how you may terminate your
 advisory relationship with the adviser and how you may receive a refund, if applicable. You should contact the
 third-party adviser directly for questions regarding your advisory agreement with the third-party adviser.

 Since our compensation may differ depending upon our individual agreement with each third-party adviser, we
 have an incentive to recommend one third party adviser over another third-party adviser with whom we have
 less favorable compensation arrangements or other advisory programs offered by third party advisers with which
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Types of Clients - Item 7

 We generally offer investment advisory services to individuals, pension and profit-sharing plans and their
 participants, trusts, estates, charitable organizations, corporations, and other business entities. We do not have
 a minimum asset requirement to establish a relationship with our firm.

                   Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

 Where we develop in house asset allocation models, we rely on fundamental and technical analysis:

     •   Fundamental Analysis – Fundamental analysis is a method of evaluating a company or security by
         attempting to measure its intrinsic value. In other words, trying to determine a company’s or a security’s
         true value by looking at all aspects of the business, including both tangible factors (e.g., machinery
         buildings, land, etc.) and intangible factors (e.g., patents, trademarks, “brand” names, etc.). Fundamental
         analysis also involves examining related economic factors (e.g., overall economy and industry conditions,
         etc.), financial factors (e.g., company debt, interest rates, management salaries, and bonuses, etc.),
         qualitative factors (e.g., management expertise, industry cycles, labor relations, etc.), and quantitative
         factors (e.g., debt-to-equity and price-to-equity ratios). The end goal of performing fundamental analysis
         is to produce a value that an investor can compare with the security's current price in hopes of
         determining what sort of position to take with that security (underpriced = buy, overpriced = sell or
         short). This method of security analysis is considered the opposite of technical analysis. Fundamental
         analysis is about using real data to evaluate a security's value. Although most analysts use fundamental
         analysis to value stocks, this method of valuation can be used for just about any type of security. The risk
         associated with fundamental analysis is that information obtained may be incorrect and the analysis may
         not provide an accurate estimate of earnings, which may be the basis for a stock's value. If securities
         prices adjust rapidly to new information, utilizing fundamental analysis may not result in favorable
         performance.

      • Technical Analysis – Technical analysis is a technique that relies on the assumption that current market
        data (such as charts of price, volume, and open interest) can help predict future market trends, at least
        in the short term. It assumes that market psychology influences trading and can predict when stocks will
        rise or fall. Technical trading models are mathematically driven based on historical data and trends of
        domestic and foreign market trading activity, including various industry and sector trading statistics
        within such markets. Technical trading models, through mathematical algorithms, attempt to identify
        when markets are likely to increase or decrease and identify appropriate entry and exit points. The
        primary risk of technical trading models is that historical trends and past performance cannot predict
        future trends, and there is no assurance that the mathematical algorithms employed are designed
        properly, updated with new data, and can accurately predict future market, industry, and sector
        performance.

 Where third-party investment advisers are used, the third-party adviser will develop asset allocation models in
 accordance with their investment programs. In such cases Palm Wealth will not implement its own methods of

Palm Wealth Partners
Form ADV Part 2A Brochure and Part 2B Brochure Supplements

 analysis. Clients should refer to the relevant third-party model provider’s Form ADV Part 2 Brochures or other
 disclosure documents for more information about the methods of analysis used by those firms.

 Investment Strategies
 We may use one or more of the following investment strategies when advising you on investments:

     ●   Long Term Purchases – securities purchased with the expectation that the value of those securities will
         grow over a relatively long period, generally greater than one year. Using a long-term purchase strategy
         generally assumes the financial markets will go up in the long-term which may not be the case. There is
         also the risk that the segment of the market that you are invested in or perhaps just your particular
         investment will go down over time even if the overall financial markets advance. Purchasing investments
         long-term may create an opportunity cost - "locking-up" assets that may be better utilized in the short-
         term in other investments.

     ●   Short Term Purchases – securities purchased with the expectation that they will be sold within a
         relatively short period of time, generally less than one year, to take advantage of the securities' short-
         term price fluctuations. Using a short-term purchase strategy generally assumes that we can predict how
         financial markets will perform in the short-term which may be very difficult and will incur a
         disproportionately higher amount of transaction costs compared to long-term trading. Many factors can
         affect financial market performance in the short-term (such as short-term interest rate changes, cyclical
         earnings announcements, etc.) but may have a smaller impact over longer periods.

     ●   Trading – securities are sold within 30 days. The principal type of risk associated with trading is market
         risk. There can be no assurance that a specific investment will achieve its investment objectives and past
         performance should not be seen as a guide to future returns. The value of investments and the income
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