Ivy League Financial Advisors LLC

Item 5           Fees and Compensation

   A.
                                    INVESTMENT ADVISORY SERVICES
         If the client determines to engage the Registrant to provide discretionary and/or non-
         discretionary investment advisory services on a fee-only basis, the Registrant’s annual
         investment advisory fee shall be based upon a percentage (%) of the market value and type
         of assets placed, including accrued interest, under the Registrant’s management on a
         stepped up basis as follows:

                          Assets Under Management                  Annual Fee Rate
                          First $0-$500,000                          1.25%
                          Next $1,500,000                            1.00%
                          Next $3,000,000                            0.85%
                          Next $5,000,000                            0.70%
                          Over $10,000,000                           0.60%

         Fee Dispersion. Registrant, in its discretion, may charge a lesser or higher investment
         advisory fee, charge a flat fee, waive appliable minimum asset or minimum fee levels,
         waive its fee entirely, or charge fee on a different interval, based upon certain criteria (i.e.,
         anticipated future earning capacity, anticipated future additional assets, dollar amount of
         assets to be managed, related accounts, account composition, complexity of the
         engagement, anticipated services to be rendered, grandfathered fee schedules, employees
         and family members, courtesy accounts, competition, negotiations with client, etc.). Please
         Note: As a result of the above, similarly situated clients could pay different fees. In
         addition, similar advisory services may be available from other investment advisers for
         similar or lower fees. ANY QUESTIONS: Registrant’s Chief Compliance Officer,
         Christopher Brown, remains available to address any questions that a client or
         prospective client may have regarding advisory fees.

                FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
         To the extent specifically requested by the client, the Registrant may provide financial
         planning and/or consulting services (including investment and non-investment related
         matters, including estate planning, insurance planning, etc.) on a stand-alone fee basis.
         Registrant’s planning and consulting fees are negotiable, but generally range from $5,000
         to $50,000 on a fixed fee basis, and from $250 to $750 on an hourly rate basis, depending
         upon the level and scope of the service(s) required and the professional(s) rendering the
         service(s).

                FINANCIAL PLANNING IMPLEMENTATION SERVICES
At the request of the client, the client can engage the Registrant to implement Financial
Planning recommendations and provide ongoing financial advice on a fee-only basis.
Examples of these services included annual updates to cash flow analysis, risk management
implementation services, estate planning implementation services, retirement planning
implementation services, and college funding implementation services. In the event the
client determines to engage the Registrant for Financial Planning Implementation Services,
Registrant, in agreement with client, Registrant may charge a Financial Planning
Implementation Fee of either 1) $250 to $750 per hour on an hourly rate basis, depending
upon the level and scope of the services required, the current gross income level and/or net
worth of the client (i.e., for project and/or plan related services), and the professional
rendering the service(s) or 2) an annual fee of 0.25% based upon a percentage of the market
value of the assets over which the Registrant gives advice as defined in Investment
Advisory Services. This fee is in addition to and above the annual fees charged for
Financial Planning Services or Investment Advisory Services.

                     RETIREMENT PLAN CONSULTING SERVICES
The Registrant also provides non-discretionary retirement plan consulting services,
pursuant to which it assists sponsors of self-directed retirement plans and defined benefit
plans with the selection and/or monitoring of investment alternatives (generally open-end
mutual funds) from which plan participants shall choose in self-directing the investments
for their individual plan retirement accounts. The terms and conditions of the engagement
shall generally be set forth in a Retirement Plan Consulting Agreement between the
Registrant and the plan sponsor. The Registrant charges a negotiable hourly rate for
retirement plan consulting services, which ranges from $250 to $750 per hour depending
upon the amount of plan assets, the complexity of the engagement, and the level and scope
of overall services to be rendered. If the sponsor decides to engage Registrant for
investment managements services, we will generally charge between 0.25% - 0.75% on the
assets under management, including accrued interest. The fee will be based on the size of
the plan.

Fee Differential. Registrant shall generally price its advisory services based upon various
objective and subjective factors. As a result, our clients could pay diverse fees based upon
the type, amount and market value of their assets, the anticipated complexity of the
engagement, the anticipated level and scope of the overall investment advisory services to
be rendered, and negotiations. Additional factors affecting pricing can include related
accounts, employee accounts, competition, and negotiations. As a result of these factors,
similarly situated clients could pay diverse fees, and the services to be provided by
Registrant to any particular client could be available from other advisers at lower fees. All
clients and prospective clients should be guided accordingly. The Registrant’s Chief
...

Item 7           Types of Clients

         The Registrant’s clients generally include individuals, high net worth individuals, pension
         and profit-sharing plans, trusts, and estates. The Registrant does not generally impose a
         minimum asset level or fee. Registrant shall generally price its advisory services based
         upon various objective and subjective factors. As a result, our clients could pay diverse
         fees based upon the type, amount and market value of their assets, the anticipated
         complexity of the engagement, the anticipated level and scope of the overall investment
         advisory services to be rendered, and negotiations. Additional factors affecting pricing can
         include related accounts, employee accounts, competition, and negotiations. As a result of
         these factors, similarly situated clients could pay diverse fees, and the services to be
         provided by Registrant to any particular client could be available from other advisers at
         lower fees. All clients and prospective clients should be guided accordingly.
         ANY QUESTIONS: Registrant’s Chief Compliance Officer, Christopher Brown, remains
         available to address any questions regarding advisory fees.

         Registrant, in its discretion, may charge a lesser or higher investment advisory fee, charge
         a flat fee, waive appliable minimum asset or minimum fee levels, waive its fee entirely, or
         charge fee on a different interval, based upon certain criteria (i.e., anticipated future earning
         capacity, anticipated future additional assets, dollar amount of assets to be managed, related
         accounts, account composition, complexity of the engagement, anticipated services to be
         rendered, grandfathered fee schedules, employees and family members, courtesy accounts,
         competition, negotiations with client, etc.). Please Note: As a result of the above, similarly
         situated clients could pay different fees. In addition, similar advisory services may be
         available from other investment advisers for similar or lower fees.