JRS Wealth Management LLC

Item 5 – Fees and Compensation

    The following paragraphs detail the fee structure and compensation methodology for services provided by the
    Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
    more written agreements with the Advisor.

                                                  JRS Wealth Management, LLC
Page 6                              10808 South Riverfront Parkway, Suite 351, South Jordan, UT 84095
                                              Phone: (801) 987-3973 | Fax: (866) 439-1117
                                                    www.jrswealthadvisors.com

    A. Fees for Advisory Services
    Wealth Management Services
    Wealth management fees are paid quarterly, in advance of each calendar quarter pursuant to the terms of the
    wealth management agreement[s]. Wealth management fees are based on the market value of assets under
    management at the close of business on the last business day of the prior quarter. Wealth management fees are
    based on the following fee schedule:

                             Assets Under Management ($)                    Annual Rate (%)
                             Up to $99,999                                      1.75%
                             $100,000 to $249,999                               1.70%
                             $250,000 to $499,999                               1.65%
                             $500,000 to $999,999                               1.60%
                             $1,000,000 to $1,999,999                           1.50%
                             $2,000,000 to $2,999,999                           1.45%
                             $3,000,000 to $3,999,999                           1.40%
                             $4,000,000 to $4,999,999                           1.35%
                             $5,000,000 and over                                1.25%

    The Advisor’s fee schedule above aggregates all assets under management with the Advisor to determine the fee
    discounts based on the breakpoints in the schedule above. The wealth management fee in the first quarter is
    prorated from the inception date of the account[s] to the end of the quarter. Fees may be negotiable at the sole
    discretion of the Advisor. In addition to the breakpoints listed above, the Advisor may reduce its fees based on the
    complexity of services to be provided, the future expected assets under management, and the overall relationship
    with the Advisor. All securities held in accounts managed by JRS Wealth will be independently valued by the
    Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing.

    The Advisor’s fee is exclusive of, and in addition to, brokerage fees, transaction fees, and other related costs and
    expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of these
    commissions, fees, and costs.

    Use of Independent Managers
    As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio with one or more
    Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from
    an Independent Manager. The Advisor will only earn its wealth management fee as described above.
    Independent Managers will not typically offer any fee discounts but may have a breakpoint schedule which will
    reduce the fee with an increased level of assets placed under management with an Independent Manager. The
    terms of such fee arrangements are included in the Disclosure Brochure and applicable contract[s] with the
    Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager fees,
    will not exceed 2.00% annually.

    Financial Planning Services
    JRS Wealth offers standalone financial planning services at a rate of $250 per hour or as a fixed project fee. Fixed
    fee engagements range from $300 to $10,000, based on the expected number of hours to complete the financial
    planning engagement scope at the Advisor’s hourly rate. As financial planning services are tailored to the Client,
    an estimate for total hours and total costs will be provided to the Client prior to engaging in these services so that
    the Client can choose an engagement method. The estimate shall include the scope of services, engagement
    deliverables, expected hours and overall duration, frequency of interaction, and other responsibilities of each party.

    Clients receiving a comprehensive financial plan will pay a higher fee than Clients receiving a targeted planning
    service, such as a retirement planning review. Clients with basic financial planning needs will be offered a financial
    plan that ranges from $300 to $5,000. Complex engagements are typically charged a fee ranging from $5,000 to
    $10,000. To aid the Client in understanding the expected complexity, the Advisor provides an estimate of the
    number of hours and duration of the engagement, which can be multiplied by the Advisor’s hourly rate to determine
    their approximate fee estimate.

                                                  JRS Wealth Management, LLC
Page 7                              10808 South Riverfront Parkway, Suite 351, South Jordan, UT 84095
                                              Phone: (801) 987-3973 | Fax: (866) 439-1117
                                                    www.jrswealthadvisors.com

    Retirement Plan Advisory Services
    Fees for retirement plan advisory services are charged an annual asset-based fee and are billed quarterly in
    advance pursuant to the terms of the retirement plan advisory agreement. Retirement plan advisory fees are
    based on the market value of assets under management at the end of the prior calendar quarter. Fees may be
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Item 7 – Types of Clients

    JRS Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates,
    retirement plans, and corporations. JRS Wealth generally does not impose a minimum relationship size.