Juncture Wealth Strategies LLC

ITEM 5. FEES AND COMPENSATION

We are required to describe our brokerage, custody, fees and fund expenses so clients will know how much
is charged and by whom for our advisory services provided.

COMPENSATION FOR ADVISORY SERVICES
JWS charges an advisory fee which is based on a percentage of the assets under management. This advisory
fee includes charges for the services of the IAR relating to the investment management of a client’s account.
While fees may vary and there is no minimum fee, the maximum advisory fee charged by JWS and an IAR
will not exceed 2.0% in aggregate.

Advisory fees are agreed upon between the client and IAR and established in an investment management
agreement. Because the advisory fees may be negotiated, certain advisory fees may be higher or lower than
the advisory fee paid by other clients of the IAR for similar services. Further, depending on the complexity
and ownership structures of a client’s accounts, the client and the IAR may agree to aggregate managed
accounts to determine a lower fee amount. Discounts may be offered to family members and friends of
associated persons of Juncture.

JWS’s fees are billed on a pro-rata, annualized basis, monthly in arrears based on the value of the client’s
assets on the last day of the month. Debit balances due to the use of margin will be ignored for the purposes
of calculating fees. Fees will generally be automatically deducted from the client’s managed account. In rare
cases, JWS will agree to directly send invoices to clients. As part of this invoicing process, the client
understands and acknowledges the following:

    a) The client’s independent Custodian sends statements at least quarterly to the client showing all
       disbursements for the account, including the amount of the advisory fees paid to JWS;
    b) The client provides authorization permitting JWS to be directly paid by these terms;
    c) If JWS sends a copy of the invoice to the client, JWS sends a copy of the invoice to the independent
       Custodian at the same time;
    d) If JWS sends a copy of the invoice to the client, the invoice includes a legend as required by
       paragraph (a)(2) of Rule 206(4)-2 under the Investment Advisers Act of 1940 that urges the client
       to compare information provided in their statements with those from the qualified Custodian.

ADVISORY SERVICE FOR EMPLOYER SPONSORED RETIREMENT PLAN FEES - Juncture charges annualized
fees of up to 1%, depending on the services provided, and size and complexity of the retirement plan. The
fees are paid monthly, in arrears. The account value for the purposes of calculating the initial advisory fee
is the value on the last day of the calendar month. If assets are deposited to or withdrawn from the account
during a fee period, the client will be charged advisory fees based on the value of the assets, prorated for
the number of days managed in such fee period.

FINANCIAL PLANNING FEES – There is no minimum charge for a financial plan as such plans will be billed
on a flat rate and negotiated annually. If the financial plan involves multiple partners, outside consultants, or
complex planning strategies, additional fees may be separately stated in the financial planning agreement
agreed to prior to the engagement of services. These fees are not contingent on and are not affected by
assets placed in fee-based accounts. Fees will be determined by the IAR based upon the complexity of the
client’s financial situation and the services being provided to the client. Financial Planning agreements are
terminated upon client request or completion of services being provided to the client.

INSURANCE COMMISSIONS – Certain IARs may be licensed insurance agents and sell insurance products,
including annuities, for sales commissions. Clients should be aware that these commissions could represent
an incentive for the IAR to recommend insurance products, thus creating potential conflicts of interest. JWS
believes such conflicts are mitigated since any recommendations made by its IARs must be made in the

client’s best interest and accordance with the client’s investment objectives and any other agreements
governing the relationship.

Clients always have the option of purchasing recommended investment and insurance products through
other broker-dealers and insurance agents that are not affiliated with JWS. JWS must disclose any potential
or actual conflicts of interest when dealing with clients and have 1) the duty to have a reasonable,
independent basis for its investment advice, and 2) the duty to ensure that investment advice is suitable to
meeting the client’s individual objectives, needs, and circumstances.

FEES WHEN SERVING AS SUBADVISOR TO CLIENTS OF NON-JUNCTURE ADVISORS:
Portfolio management Fees range from .05 to .65 percent and are based on the allocation between ETF
Models, equities and fixed income securities within the managed account.

Other Fees and Expenses

Custodians may charge transaction fees for trades executed in client accounts. Any transaction fees are
separate from Juncture fees and will be disclosed by the firm through which the trades are executed. Also,
clients will pay the following separately incurred expenses which JWS does not receive any part:
charges/fees imposed directly by a mutual fund, index fund, money market funds, and/or exchange traded
fund which shall be disclosed in the fund’s prospectus (i.e., fund management fees and other fund
expenses). Clients are provided a copy of a fund prospectus for each fund in which they invest by their
Custodian or by the fund sponsor rather than by Juncture. As required by law, a prospectus represents the
fund’s complete disclosure of its management and fee structure. In addition, a fund’s prospectus can be
obtained directly from the fund.

Custodians may provide transactional or asset-based pricing programs. Under transactional pricing, the
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ITEM 7. TYPES OF CLIENTS AND ACCOUNT REQUIREMENTS

We have, or will likely have, the following types of clients:

    •    Individuals and High Net Worth Individuals;
    •    Trusts, Estates or Charitable Organizations; and
    •    Pension or Profit Sharing Plans.

We do not require a minimum account size. However, some investment strategies that we recommend may
require a certain asset level to participate. We may group certain related client accounts for the purposes of
determining the annual fee.