KF Group LP

Item 5 – Fees and Compensation

How and When Fees are Charged and Collected

KFG charges fees as agreed upon with each client and in accordance with the terms of its
agreement with that client. Fees for investment consulting and wealth management
services are typically calculated based on the fair market value of the assets on the last
business day of a calendar quarter. Fees are payable quarterly in arrears, at an annual rate
as described below. Fees are generally prorated for substantial capital contributions or
withdrawals made during the applicable calendar quarter. Accounts initiated during a
calendar quarter will be charged a prorated fee. If agreed to with the client in advance,
fixed fees are charged for additional investment related consulting services not otherwise
contemplated in the initial agreement for services with a client.

Clients can request to be billed directly for fees rather than have fees debited from their
custody account(s). The client’s independent qualified custodian will deliver an account
statement at least quarterly. These account statements will show all disbursements from
the client’s account and each client should review all statements carefully for accuracy.

Fees We Charge

For its wealth management and investment consulting services, KF Advisors charges a fee
based upon the total market value of all managed assets in a client’s account at an annual
rate that ranges up to 1.00% percent annually, with reduced fees over assets that reach
specific breakpoints, and are described in detail in each client’s investment advisory
agreement.

Contracts are generally terminable on thirty (30) days’ notice. If terminated, all earned and
unpaid fees for partial periods will be billed based on the number of days from the
beginning of the quarter to the effective date of the termination.

Regarding Fees

KFG, in its sole discretion, can charge lesser or greater wealth management and/or
investment consulting or modeling fees.

Form ADV Part 2A ~ KF Group, LP ~ March 31, 2026

What Our Fees Don’t Include

KFG’s fees are expected to be exclusive of charges imposed by custodians, brokers, third-
party investments and other third parties such as fees charged by managers, funds,
custodians, brokerage commissions and transaction fees, transfer taxes, wire transfer and
electronic fund fees and other fees and taxes on securities transactions. For a more detailed
discussion about brokerage fees and expenses please refer to Item 12 below titled
“Brokerage Practices.” Mutual and exchange traded funds and other pooled funds also
charge internal management fees and expenses which are disclosed in each fund’s
prospectus or offering documents.

Third-Party Compensation that KFG Does Not Receive

KFG does not accept or receive compensation from third parties from the sale of securities
or other investment products, including asset-based sales charges or service fees from the
sale of mutual funds or any portion of these fees and costs. Such practices could present a
conflict of interest because they might create an incentive to recommend investment
products based on the compensation received rather than the client’s needs. Accordingly, it
is KFG’s policy not to accept such third-party compensation to avoid such conflicts of
interest with our clients.

Item 7 – Types of Clients

What Types of Clients Do We Provide Investment Advice To

KFG provides wealth management services to high-net-worth individuals, families and
their advisors, trusts, foundations, endowments and charities, and investment consulting
services to non-profit institutions including schools, colleges, cultural institutions and
religious organizations.