Larry Mathis Financial Planning LLC

Item 5. Fees and Compensation
Prior to engaging Mathis to provide any investment advisory services, the client will be required to enter
into one or more written agreements with Mathis setting forth the terms and conditions under which Mathis
shall render its services.

Financial Planning and Consultation Services Fees
Mathis charges a fixed fee ranging from $1,200 to $5,000 for its financial planning services. This fee may
vary depending on the complexity of the client’s financial situation and financial needs and is agreed upon
prior to the start of the financial planning relationship. One-half of the agreed upon financial planning fee is
due in advance as a retainer for services to be rendered with the balance to be billed to the client upon
completion of the services.

Financial consultation services are provided for at an hourly fee of $250 per hour, to be paid directly by the
client (i.e., such fees are not billed to the client’s account). While Mathis generally bills its hourly fees upon
delivery of the requested services, Mathis reserves the right to request a deposit of one-half of the estimated
total hourly fee upon the client’s execution of the Client Service Agreement, with the balance due upon
delivery of the requested services. In certain circumstances, all fees may be negotiable.

Mathis may waive or reduce current or future financial planning or consulting fees for clients who engage
Mathis or its IARs for other services. In addition, certain affiliated persons of Mathis and family members
and personal acquaintances of Mathis's affiliated persons may receive financial consultation services at a
discounted rate which is not available to advisory clients generally.

The Financial Planning & Consulting Agreement automatically terminates upon delivery of the requested
Financial Planning or Financial Consulting Services. Prior to the delivery of the requested services, either
Mathis or the client may terminate the Financial Planning & Consulting Agreement at any time with written
notice to the other. If the Agreement is terminated, all fees due from the Client at the time of termination
are due and payable immediately. Advisor will refund any unearned, prepaid fees within thirty days of written
request from the Client. Should the Client wish to terminate the Agreement within 5 business days after
signing, no penalty will be assessed and all fees will be refunded promptly. All financial planning and
consulting services requested will be provided within 6 months of the time the agreement is signed or the
Client will receive a refund of unearned fees.

Please see Implementation of Financial Planning and Financial Consultation Recommendations
below for important information about implementing financial planning and consulting recommendations,
including conflicts of interest.

Third-party Investment Advisor Referral Services Fees
Mathis receives compensation as provided for in its agreements with TPIAs for introducing clients. This
referral fee to Mathis may be a percentage of the investment advisory fee charged to the client by that TPIA
or a percentage of the assets managed by the TPIA and is disclosed to the client in the TPIAs Form ADV
Part 2 or Solicitors Disclosure Statement.

Both the overall fee paid by the client, as well as the portion of the overall fee paid by the TPIA to Mathis,
may or may not be negotiable, as disclosed in the disclosure documents of the TPIA. The maximum referral
fee accepted by Mathis from a TPIA is 1.25% per year of the client assets managed by the TPIA. TPIAs
typically require that clients provide written authorization for the TPIA to bill their accounts for the TPIAs
management fees.

Certain TPIA programs may charge a “wrap fee”, which is a single periodic fee that is charged to the client
for both brokerage and investment management services. If a wrap fee program is not selected, the client
will be charged separately the management fee by the TPIA and transaction charges by the securities
broker-dealer. If a client selects a wrap fee program, they may pay a combined wrap fee that is higher than
if they had paid separately for advisory fees and brokerage commissions paid on a transaction by
transaction basis.

Clients who are referred to TPIAs will receive full disclosure relating to the TPIA and its program, including
services rendered, frequency of billing and fee schedules at the time of the referral by delivery of a copy of
the respective TPIA’s Form ADV Part 2A. If the investment program recommended to a client is a wrap fee
program, the client will receive the wrap fee brochure provided by the sponsor of the program. Mathis will
provide to each client all appropriate disclosure statements, including disclosure of solicitation fees to
Mathis.

Clients will sign an advisory agreement with Mathis and will also sign an advisory agreement directly with
the TPIA of the program selected. The advisory relationship may be terminated by the client, Mathis, or the
TPIA in accordance with the provisions of those agreements. The client will typically receive a pro-rata
refund of any prepaid advisory fees upon termination of the advisory agreement with a TPIA, as specified
in the client’s agreement with the TPIA. Additionally, a client may terminate its advisory agreement with
Mathis without being assessed any penalty within five (5) business days of its signing.

Investment Management Services Fees
In the event the client determines to engage Mathis to provide investment management services, Mathis
shall do so for an investment management fee based upon a percentage of the market value of the assets
under management.

Fee Calculation and Billing
Accounts held at Schwab
The annual fee for investment management services is billed quarterly in advance based on the following
fee schedule. One-quarter of the indicated annual fee shall be billed quarterly based on the market value
...

Item 7. Types of Clients
Mathis provides its investment advisory services to individuals, pension and profit-sharing plans, trusts,
estates, charitable organizations, corporations and other business entities.

While Mathis does not generally impose a minimum account size for accepting new clients, Larry Mathis
personally requires a minimum of $1,000,000 of assets under management for accepting new clients. Mr.
Mathis, in his sole discretion, may lower or waive this requirement, depending on the client’s particular
circumstances and situation.

TPIAs in Mathis’s TPIA Referral Services and independent investment managers in Mathis’s Investment
Management Services may impose their own minimum size requirements for accepting client accounts,
which are disclosed in their respective disclosure documents.