Legacy Planning Advisors LLC

Fees and Compensation
Description

                                    Legacy Planning Advisors, LLC

Financial Planning Fees: Are charged for time spent with client, preparing the client’s plan, and
periodic reviews: $75-$500 per hour depending on the nature, complexity, and the staff
needed and utilized in rendering a given service. Half the fee is normally due before analysis
is performed and the second half is payable when the plan is presented to client. Should the
process require a longer than expected time frame LPA may bill an interim invoice. Client
recognizes the importance of maintaining continuity of the process in order to maximize
efficiencies for both client and LPA. An estimate of the plan fee for the initial analysis is
provided to each client in a disclosure statement that is signed by the client. Flat fees range
from a minimum of $500.00 to $250,000.00 depending on the nature, complexity, and the staff
needed and utilized in rendering a given service. In some instances, planning fees may be
quoted in phases depending upon complexity of the work required
General Consulting: Some instances may occur when a client desires a review of his/her
financial affairs but does not wish to have an entire financial plan. In this event, fees for
consultations will range from $75-$500 per hour depending upon the nature, complexity, and
staff utilized. The fee is payable after the consultation services have been rendered. The client
is fully responsible for all decisions related to the selections from alternatives presented.
Hourly fee ranges depend on the nature, complexity, and the staff needed and utilized in
rendering a given service. In some instances, consulting fees may be quoted in phases
depending upon complexity of the work required.
Business Consulting Agreement: Flat fees range from a minimum of $500.00 to $250,000.00
depending on the nature, complexity, and the staff needed and utilized in rendering a given
service. Advisor will discuss business goals and objectives and business progress by way of
established (or to be established) tools to monitor progress such as spreadsheets, cash flow
statements, balance sheets, P&L’s or as otherwise determined. The nature of this engagement
is related to the business and does not include personal financial planning services which may
already be covered by a personal financial planning engagement. This engagement is of a
consulting nature and does not include comprehensive budget planning.
Conflict of Interest: Refer to Other Financial Industry Activities.

Fee Billing
Third-Party Advisory Referral Programs:
Advisor has entered into agreements with third-party investment Advisors. Under these
agreements, Advisor offers clients various types of programs sponsored by this Advisor. All
third-party investment Advisors to whom Advisor will refer clients will be licensed as investment
Advisors by the state or registered investment Advisors with the Securities and Exchange
Commission (SEC).
After gathering information about a client's financial situation and investment objectives, an
IAR of Advisor will assist the client in selecting a particular third-party program. Advisor
receives compensation pursuant to its agreements with this third-party Advisor for introducing
clients to this third-party Advisor and for certain ongoing services provided to clients. This
compensation, which is disclosed to the client in disclosure documents such as Form ADV Part
2 provided by the third-party manager, is typically equal to a percentage of the investment

                                    Legacy Planning Advisors, LLC

advisory fee charged by that third-party Advisor or a fixed fee.
The fee for the investment advisory services of Advisor is paid by the independent third-party
advisor. Fees paid by clients to independent third-party Advisors are established and payable
in accordance with the Form ADV Part 2 or other equivalent disclosure provided by each
independent third-party Advisor to whom Advisor refers its clients, and may or may not be
negotiable, as disclosed in the disclosure documents of the third-party Advisor.
Advisor will provide to each client all appropriate disclosure statements, including disclosure of
solicitation fees to Advisor and its IARs as required by Securities and Exchange Commission
Rule 206(4)-3.
Clients will sign an advisory agreement directly with the third-party advisory. The advisory
relationship may be terminated by the client, Advisor or the third-party Advisor in accordance
with the provisions of those agreements. The client will typically receive a pro rata refund of
any prepaid advisory fees upon termination of an advisory agreement.
The IARs of Advisor will make inquiry regarding changes in the client's financial situation and
needs or investment objectives. In addition, the representative will offer to meet with the client
at least annually to review any changes in the client's financial situation, needs or investment
objectives, as well as the performance of the programs managed by the third-party investment
Advisor. A representative will be available for the client's consultation during normal business
hours. The account will be charged according to the following schedule, not to exceed the
percentages shown unless otherwise disclosed to client.

Schedule of Third-Party Advisory Services Fees

Portfolio Value                                    Advisory Fee
From $ 0 - $ 250,000.00                                1.60%
Next $ 250,000.01 - $ 500,000.00                       1.40%
Next $ 500,000.01 - $ 1,000,000.00                     1.25 %
Next $ 1,000,000.01 + Above                            1.00%

Other Fees

Not applicable

Expense Ratios

In certain circumstances, advisory fees and account minimums may be negotiable based upon
prior relationships as well as related account holdings. The fees charged are calculated as
described above and are not charged on the basis of a share of capital gains or capital
...

Types of Clients
Description

The Advisor’s IARS provide the aforementioned personal advisory services to individuals,
profit sharing plans, trusts, estates, corporations or other business services.

Account Minimums

In addition to providing advice and recommending securities that are solely incidental to the
conduct of their business as Registered Representatives of SFA, the Advisor’s IARs will also
provide clients with the aforementioned continuous investment supervision or portfolio
monitoring services upon the Advisor’s engagement by their clients.

Unless otherwise agreed to, to initiate an investment management relationship a minimum
of $350,000 in assets is required however, smaller account minimums are accepted on the
Betterment platform and are negotiable.

    Methods of Analysis, Investment Strategies and Risk
                          of Loss