Rolek Wealth Management LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Financial Planning Services
RWM offers financial planning services for a fixed fee ranging from $500 to $5,000. An estimate for total costs
will provided to the Client prior to engaging in these services. Financial planning fees may be negotiable based
on the on the nature and complexity of the services to be provided and the overall relationship with the Advisor.

Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
agreement. Investment advisory fees are based on the market value of assets under management at the end of
the prior calendar quarter and range from 0.50% to 1.00% annually based on several factors, including: the
complexity of the services to be provided, the level of assets to be managed, and the overall relationship with the
Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other
complexities may be charged a higher fee.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to
the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will
take into consideration the aggregate assets under management with the Advisor. All securities held in accounts

                              Rolek Wealth Management LLC d/b/a Rolek Retirement Planning
                                       1055 Westlakes, Suite 300, Berwyn, PA 19312
                                                  Phone: (267) 427-5667
                                              http://www.rolekretirement.com

managed by RWM will be independently valued by the Custodian. RWM will conduct periodic reviews of the
Custodian’s valuations.

Retirement Planning Seminars
Retirement planning educational seminars and workshops are offered on a fixed fee basis. The fixed fee will be
agreed upon before the engagement. The fixed fee can range up to $50 per participant and may be negotiable.
The fee is based on the content, amount of research conducted, number of hours of preparation needed, and the
number of attendees.

B. Fee Billing
Financial Planning Services
Fixed financial planning fees may be invoiced up to one hundred percent (100%) of the expected total fee upon
execution of the financial planning agreement. The Advisor will not collect fees that are greater than $1200 if the
services will be for six months or more in the future. The balance shall be invoiced upon completion of the agreed
upon deliverable[s]. Ongoing financial planning fees are invoiced monthly in advance and due upon receipt.

Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by
applying the quarterly rate (annual rate divided by 4) to the total assets under management with RWM at the end
of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting
deduction of the investment advisory fee. In addition, the Advisor will provide the Client a report itemizing the fee,
including the calculation period covered by the fee, the account value and the methodology used to calculate the
fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on the Custodian’s brokerage
statement as the Custodian does not assume this responsibility. Clients provide written authorization permitting
advisory fees to be deducted by RWM directly from their account[s] held by the Custodian as part of the
investment advisory agreement and separate account forms provided by the Custodian.

Retirement Planning Seminars
For retirement planning educational seminars paid for directly by attendees or participants, the fee is due in full
prior to the event.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than RWM, in connection with
investments made on behalf of the Client’s account[s]. RWM includes Covered Costs as part of its overall
investment advisory fee through the RWM Wrap Fee Program. Securities transaction fees for Client-directed
trades may be charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee
Program Brochure.

In addition, all fees paid to RWM for investment advisory services or part of the RWM Wrap Fee Program are
separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable.
These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be
used to pay management fees for the funds, other fund expenses, account administration (e.g., custody,
brokerage and account reporting), and a possible distribution fee. A Client may be able to invest in these
products directly, without the services of RWM, but would not receive the services provided by RWM which are
designed, among other things, to assist the Client in determining which products or services are most appropriate
for each Client’s financial situation and objectives. Accordingly, the Client should review both the fees charged by
the fund[s] and the fees charged by RWM to fully understand the total fees to be paid. Please refer to Item 12 –
Brokerage Practices for additional information.

                              Rolek Wealth Management LLC d/b/a Rolek Retirement Planning
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Item 7 – Types of Clients
RWM offers investment advisory services to individuals, high net worth individuals, trusts, and estates. The
amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts may change over
time and are updated at least annually by the Advisor. RWM generally does not impose a minimum size for
establishing a relationship.