Legacy Solutions LLC

Item 5           Fees and Compensation

   A.
                                   INVESTMENT ADVISORY SERVICES
         If a client determines to engage the Registrant to provide discretionary investment advisory
         services on a fee basis, the Registrant’s annual investment advisory fee shall vary, from
         negotiable up to 1.50%. Fees shall vary depending upon various objective and subjective
         factors, including but not limited to: the amount of assets to be invested, the complexity of
         the engagement, the anticipated number of meetings and servicing needs, related accounts,

   future earning capacity, anticipated future additional assets, and negotiations with the
   client. As a result, similar clients could pay different fees, which will correspondingly
   impact a client’s net account performance.

                                RETIREMENT PLAN SERVICES
   The Registrant provides pension consulting services, in the capacity of a 3(21) advisor,
   pursuant to which it assists sponsors of self-directed retirement plans with the selection
   and/or monitoring of investment alternatives from which plan participants shall choose in
   self-directing the investments for their individual plan retirement accounts. The
   Registrant’s annual fee for these services shall generally be negotiable up to 0.75% of the
   total assets maintained within the plan.

          FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
   The Registrant may provide financial planning and/or consulting services (including
   investment and non-investment related matters, including estate planning, insurance
   planning, etc.) on a stand-alone fee basis. Registrant’s planning and consulting fees are
   negotiable, but generally range up to $10,000 on a fixed fee basis, or $400 on an hourly
   rate basis depending upon the level and scope of the service(s) required and the
   professional(s) rendering the service(s).

B. Clients may elect to have the Registrant’s advisory fees deducted from their custodial
   account. Both Registrant’s Agreement and the custodial/clearing agreement may authorize
   the custodian to debit the account for the amount of the Registrant’s investment advisory
   fee and to directly remit that advisory fee to the Registrant in compliance with regulatory
   procedures. The Registrant may choose to engage third party service providers to assist
   with fee billing and processing.

   When the Registrant bills the client directly, payment is due upon receipt of the Registrant’s
   invoice.

C. As discussed below, unless the client directs otherwise or an individual client’s
   circumstances require, Registrant shall generally recommend that Charles Schwab & Co.
   Inc. (“Schwab”) serve as the custodian for client investment management assets.

   Broker-dealers such as Schwab charge brokerage commissions, transaction, and/or other
   type fees for effecting certain types of securities transactions (i.e., including transaction
   fees for certain mutual funds, and mark-ups and mark-downs charged for fixed income
   transactions, etc.). The types of securities for which transaction fees, commissions, and/or
   other type fees (as well as the amount of those fees) shall differ depending upon the broker-
   dealer/custodian. While certain custodians, including Schwab, generally (with the potential
   exception for large orders) do not currently charge fees on individual equity transactions
   (including ETFs), others do.

   There can be no assurance that Schwab will not change their transaction fee pricing in the
   future.

   Schwab may also assess fees to clients who elect to receive trade confirmations and account
   statements by regular mail rather than electronically.

    Clients will incur, in addition to Registrant’s investment management fee, brokerage
    commissions and/or transaction fees, and, relative to all mutual fund and exchange traded
    fund purchases, charges imposed at the fund level (e.g., management fees and other fund
    expenses).

D. Registrant's annual investment advisory fee shall be prorated and paid monthly, in advance
    or arrears, based upon the market value of the assets on the last business day of the previous
    month, including any accrued interest. If a client maintains less than $1,000,000 in assets
    under management with the Registrant, the Registrant may require an additional fee when
    providing certain financial planning services.

    In conjunction with the Registrant’s use of third-party account reporting services, clients
    will incur an additional annual administrative fee of $40 per account.

    However, the Registrant, in its sole discretion, may charge a lesser investment advisory
    fee, charge a flat fee, or waive its fee entirely based upon certain criteria (i.e., anticipated
    future earning capacity, anticipated future additional assets, dollar amount of assets to be
    managed, related accounts, account composition, complexity of the engagement,
    grandfathered fee schedules, Registrant employees and family members, courtesy
    accounts, competition, negotiations with client, etc.).

    As result of the above, similarly situated clients could pay different fees. In addition,
    similar advisory services may be available from other investment advisers for similar,
    lower, or higher fees.

    With the exception of a financial planning engagement on a project basis, which may
    automatically terminate upon the completion of the project, agreements between the
    Registrant and the client will continue in effect until terminated by either party by written
    notice in accordance with the terms of the Agreement. Upon termination, the Registrant
    shall refund to the client any unearned, prepaid fees.

E. Securities Commission Transactions. In the event that the client desires, the client can
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Item 7           Types of Clients

         The Registrant’s clients shall generally include individuals, business entities, trusts, estates
         and pension and profit-sharing plans.