Lighthouse Financial LLC

Item 5 Fees and Compensation

Investment Supervisory Service Fees for Individual Equities

        Total Assets under Management                  Annual Fee
                First $1,000,0000                      0.95%
                Next $4,000,000                        0.75%
                Over $5,000,000                        0.50%

Mutual Funds and Exchange Traded Funds are charged a discounted annual rate of 0.4% and
individual bond investments incur a reduced annual fee of 0.20%. There is no charge for cash
assets held within an account. Fees are prorated, if an investor is not a client for the full quarter.

Consulting Fees

Fees associated with consulting services may be based on an hourly rate of $120 per hour. Full-
service investment advisory clients are not subject to any hourly fees. This hourly consulting
option is not subject to the minimum asset requirement of $500,000.

Payment of Fees

Advisory fees are withdrawn directly from the client’s accounts with client written authorization.
Fees are billed and paid at the conclusion of each quarter.
Advisory fees may be invoiced and billed directly to the client with payments due quarterly.
Clients may select the method in which they are billed. Fees are negotiable at the sole discretion
of the Advisor.

Clients are responsible for Third Party Fees
Clients are responsible for the payment of all third-party fees like brokerage fees, custodial
charges, mutual fund funds, and transaction expenses. These fees are separate from the fees
charged by Lighthouse Financial.

Item 7     Types of Clients

Lighthouse Financial generally provides Investment Advisory Services to the following types of
clients

   •       Individuals
   •       High Net Worth Individuals
   •       Trusts and Estates
   •       Corporations
   •       Non-Profit Foundations

Minimum Account Size

There is an account minimum of $500,000, which may be waived by the firm.