LPFG LLC

Item 5 - Fees and Compensation

Landing Point charges fees based on a percentage of assets under management as well as fixed fees,
depending on the particular types of services to be provided. The specific fees charged by Landing Point
for services provided will be set forth in each client’s Agreement.

A. Financial Planning and Investment Management Services

Fees for Financial Planning and Consulting Services
Landing Point charges a fixed or annual fee for financial planning services depending on the particular types
of services to be provided. The specific fees charged by Landing Point for services provided will be set
forth in each client’s agreement.

Clients receiving financial planning services only are typically charged a fixed fee which could range up to
$50,000 depending on the complexity of a client’s plan and services provided. Actual fees charged are
clearly outlined in the financial planning agreement and clients receive invoices reflecting the amount of
the fee due and payable.

For one-time financial plans, the full fee is due upon signing of the financial planning agreement. For
ongoing financial planning services, fees are prorated and billed monthly as detailed in the financial
planning agreement. At no time will we accept payment of a fee six or more months in advance of
completion of the services.

Fees for Investment Management Services
Landing Point charges an annual advisory fee that is agreed upon with each client and set forth in an
agreement executed by Landing Point and the client, which is typically based on a percentage of the value
of assets under management. An asset-based advisory fee for the initial month shall be paid, on a pro rata
basis, in arrears, based on the value of the net billable assets under management at the end of such initial
month. For subsequent months, the advisory fee shall be paid, in advance, based on the asset value of the
client’s accounts as of the last business day of the preceding month as provided by third-party sources, such
as pricing services, custodians, fund administrators, and client-provided sources.

Landing Point’s asset-based fee is charged as a flat percentage applicable to all client assets. Cash and
accrued interest will be included for billing purposes unless determined otherwise in the Firm’s sole
discretion. The maximum advisory fee charged by Landing Point for investment management services

Landing Point Financial Group                                                         Disclosure Brochure

is 1.8 percent of assets under management. Clients may elect to be billed directly or to authorize Landing
Point to directly debit fees from client accounts.

Notwithstanding the foregoing, Landing Point and the client may choose to negotiate an annual advisory
fee that varies from the terms and conditions described above. Factors upon which a different annual
advisory fee may be based include, but are not limited to, the size and nature of the relationship, the services
rendered, the nature and complexity of the products and investments involved, time commitments, and
travel requirements. The advisory fee charged by the Firm will apply to all of the client’s assets under
management, unless specifically excluded in the client agreement. The advisory fee may include the
financial planning services described above. Although Landing Point believes that its fees are competitive,
clients should understand that lower fees for comparable services may be available from other sources and
firms.

The investment advisory agreement between Landing Point and the client may be terminated at will by
either Landing Point or the client upon written notice. Landing Point does not impose termination fees when
the client terminates the investment advisory relationship, except when agreed upon in advance.

B. Payment of Fees

Landing Point generally deducts its advisory fee from a client’s investment account(s) held at his/her
custodian. Upon engaging Landing Point to manage such account(s), a client grants Landing Point this
limited authority through a written instruction to the custodian of his/her account(s). The client is
responsible for verifying the accuracy of the calculation of the advisory fee; the custodian will not determine
whether the fee is accurate or properly calculated. See Section A herewith for further information on fee
billing. A client may utilize the same procedure for financial planning or consulting fees if the client has
investment accounts held at a custodian.

Although clients generally are required to have their investment advisory fees deducted from their accounts,
in some cases, Landing Point will directly bill a client for investment advisory fees if it determines that
such billing arrangement is appropriate given the circumstances, which direct billing may include the
issuance of an invoice to the client.

The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating
separate line items for all amounts disbursed from the client's account(s), including any fees paid directly
to Landing Point. Clients may make additions to and withdrawals from their account at any time, subject
to Landing Point’s right to terminate an account. Additions may be in cash or securities provided that the
Firm reserves the right to liquidate transferred securities or decline to accept particular securities into a
client’s account. Clients may withdraw account assets at any time on notice to Landing Point, subject to the
usual and customary securities settlement procedures. However, the Firm generally designs its portfolios
as long-term investments and the withdrawal of assets may impair the achievement of a client’s investment
objectives. Landing Point may consult with its clients about the options and implications of transferring
securities. Clients are advised that when transferred securities are liquidated, they may be subject to
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Item 7 - Types of Clients

Landing Point offers investment advisory services to individuals, high net worth individuals, charitable
organizations, and small businesses. Landing Point does not impose a minimum portfolio size or a minimum
initial investment to open an account. However, Landing Point does reserve the right to accept or decline a
potential client for any reason in its sole discretion.