Lucas Group Financial Planners Inc

Item 5      Fees and Compensation

                        INVESTMENT SUPERVISORY SERVICES ("ISS") MODEL PORTFOLIO MANAGEMENT FEES

The annualized fee for Model Portfolio Management Services will be charged as a percentage of assets under management, according to the
following schedule:

                                                 Assets Under Management                 Annual Fee
                                            $0-$250,000                                     1.50%
                                            $250,001 - $500,000                             1.40%
                                            $500,001 - $750,000                             1.00%
                                            $750,001 - $1,000,000                           1.00%
                                            $1,000,001 - $2,000,000                         0.85%
                                            $2,000,001 - $2,500,000                         0.80%
                                            $2,500,001 - $3,000,000                         0.80%
                                            $3,000,001 - $4,000,000                         0.70%
                                            $4,000,001 - $5,000,000                         0.65%
                                            $5,000,001 - $6,000,000                         0.50%
                                            $6,000,001 - $7,000,000                         0.45%
                                            $7,000,001 - $8,000,000                         0.40%
                                            $8,000,001 - $9,000,000                         0.40%
                                            $9,000,001 - $10,000,000                        0.40%
                                            $10,000,001+                                    0.30%

Our fees are billed quarterly, in advance, at the beginning of each calendar quarter based upon the value (market value or fair market value in
the absence of market value), of the client's account at the end of the previous quarter. Fees will be debited from the account in accordance with
the client authorization in the Client Services Agreement. See Item 15 – Custody for more details.

A minimum of $250,000 of assets under management is required for this service. This account size may be negotiable under certain
circumstances. True Wave Wealth Planners may group certain related client accounts for the purposes of achieving the minimum account size
and determining the annualized fee.

Limited Negotiability of Advisory Fees: Although True Wave Wealth Planners has established the aforementioned fee schedule(s), we retain

the discretion to negotiate alternative fees on a client-by-client basis. Client facts, circumstances and needs are considered in determining the
fee schedule. These include the complexity of the client, assets to be placed under management, anticipated future additional assets; related
accounts; portfolio style, account composition, reports, among other factors. The specific annual fee schedule is identified in the contract
between the adviser and each client.

We may group certain related client accounts for the purposes of achieving the minimum account size requirements and determining the
annualized fee. Discounts, not generally available to our advisory clients, can be offered to family members and friends of associated persons of
our firm.

                                SELECTION and MONITORING of THIRD-PARTY MONEY MANAGERS FEES

Our fee is based on a percentage of the client's managed assets (typically ranging up to 1.50% of the fee charged by the independent investment
adviser, depending on the size of the account), which is included in the independent investment adviser's annual management fee.
Clients are provided with a separate disclosure document describing the fee paid to us by such independent registered investment advisers. The
total asset management fee, including the referral fee paid to our firm, is disclosed in the independent investment adviser's disclosure
document.We believe these advisory fees are reasonable with respect to the services provided and the fees charged by other investment
advisors offering similar services. However, there may be other third party managed programs that may be less expensive if you contracted with
them directly.
Any third party investment advisors we recommended must be registered or exempt from registration in the state where you reside. Our
representatives have a conflict of interest by only offering those third party investment advisors that have agreed to pay us a portion of their
advisory fee. There may be other third-party money managers that may be suitable for you that may be more or less costly. No guarantees can
be made that your financial goals or objectives will be achieved. Further, no guarantees of performance can be offered. You are never obligated
or required to utilize money manager services recommended by our firm.
If you are unwilling to have your personal and/or financial information provided to a third party money manager in order to receive advisory
services, then we are unable to assist you with your advisory needs and any advisory relationship is terminated.

                                                          FINANCIAL PLANNING FEES

True Wave Wealth Planners' Financial Planning fee is determined based on the nature of the services being provided and the complexity of each
client’s circumstances. All fees are agreed upon prior to entering into a contract with any client.

Our Financial Planning fees are calculated and charged on an hourly basis, not to exceed $250 per hour. Although the length of time it will take
to provide a Financial Plan will depend on each client's personal situation, we will provide an estimate for the total hours at the start of the
advisory relationship.
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Item 7      Types of Clients
True Wave Wealth Planners provides advisory services to the following types of clients:

               • Individuals (other than high net worth individuals)
               • High net worth individuals
               • Pension and profit sharing plans (other than plan participants)
               • Corporations or other businesses not listed above
As previously disclosed in Item 5, our firm has established certain initial minimum account requirements, based on the nature of the service(s)
being provided. For a more detailed understanding of those requirements, please review the disclosures provided in each applicable service.