Lwealth LLC

Item 5 Fees and Compensation
We are required to describe our brokerage, custody, fees and fund expenses so you will know how
much you are charged and by whom for our advisory services provided to you. Our fees are generally
not negotiable.

A. Description of how we are compensated for our advisory services provided to you:

    (i) Asset Management:

         We provide asset management services through the Leap Wealth Management wrap fee
         program. Please refer to the Leap Wealth Management ADV Part 2 Wrap Fee Brochure
         Appendix 1 for a complete description of fees.

    (ii) Financial Planning and Consulting:

         We charge on an hourly or flat fee basis for financial planning and consulting services. The
         total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and
         complexity of our engagement with you.

    (iii) Estate Planning

         We provide Estate Planning services through a third-party service provider. The total
         estimated fee is based upon the Financial Planning and Consulting services we provide you.
         These fees are negotiable and are agreed upon at the beginning of the engagement. Clients
         may be required to pay the third-party directly for the estate planning service. Clients are not
         required to utilize the estate planning services recommended by our firm.

B. Description of whether we deduct fees from clients' assets or bill clients for fees incurred:

    (i) Asset Management:

         We provide asset management services through the Leap Wealth Management wrap fee
         program. Please refer to the Leap Wealth Management ADV Part 2A Wrap Fee Brochure
         Appendix 1 for a complete description of fees.

    (ii) Referrals to Third Party Money Managers:

         In addition to our stated fee, third party money managers pay us a portion of the investment
         advisory fee that they charge you for managing your account on an ongoing basis. All fees we
         receive from these fees comply with applicable state statutes and rules. The separate written
         disclosures provided to you include: a copy of the third-party money manager's Form ADV
         Part 2A, all relevant Brochures, a promoter-solicitation disclosure statement detailing the fees
         we are paid if a tri-party agreement is not in place and finally a copy of the third-party money
         manager's privacy policy. The third-party money managers we recommend will not charge
         you a higher fee than they would have charged without our introduction. It is also important to
         note that the manager may charge on a performance basis. The terms of which will be
         outlined in a separate agreement.

C. Description of any other types of fees or expenses clients may pay in connection with our advisory
services, such as custodian fees or mutual fund expenses:

Non-Wrap fee Clients will incur transaction charges for trades executed in their accounts. These
transaction fees are separate from our fees and will be disclosed by the firm that the trades are
executed through. Also, clients will pay the following separately incurred expenses, which we do not
receive any part of: charges imposed directly by a mutual fund, index fund, or exchange traded fund
which shall be disclosed in the fund's prospectus (i.e., fund management fees and other fund
expenses).

Wrap fee clients will receive our Form ADV, Part 2A, Appendix 1 (the "Wrap Fee Program Brochure").
Wrap fee clients will not incur transaction costs for trades. More information about this is disclosed in
our separate Wrap Fee Program Brochure.

D. Client's advisory fees are due quarterly in arrears:

Although we charge our advisory fees quarterly in arrears, some third-party money managers bill
quarterly in arrears or advance. We break down our clients into three groups based on the first initial of
each client's surname (last name). The grouping is A-G, H-O, P-Z. We bill quarterly for each group. A-
G is billed in arrears at the end of month one (January), and every three months (quarter) thereafter.
We bill H-O at the end of month two (February) and every three months thereafter. The last group P-Z
is billed at the end of March and every three months thereafter. Management fees are calculated using
the month end value to calculate the fee.

Clients approved to participate in digital asset services shall have their fees and account balances
(assets under management) accrued in accordance with the third-party manager policy, which is
typically processed and charged on a monthly basis. This may include a daily accrual process whereby
the client's assets under management are multiplied by the fee rate, divided by 365.

Third-party custodians, Eaglebrook, Bitgo, Equity Trust Company and/or Gemini will hold your digital
assets and execute transactions according to the terms of the investment goals as outlined in the
applicable advisory agreements. Please refer to the applicable third-party money manager ADV Part
2A for a full description of additional fees.

E. Cancellation Policy:

If you wish to terminate our services, you need to contact us and state that you wish to cancel this
Agreement. Upon receipt of your letter of termination, we will proceed to close out your account and
charge you pro-rata advisory fee(s) for services rendered up to the point of receiving your termination
request.

F. Commissionable securities sales:

We do not sell securities for a commission. In order to sell securities for a commission, our associated
persons are required to be registered with a broker-dealer. We have elected not to do so.

Item 7 Types of Clients
We have the following types of clients:
   • Individuals; and
   • High Net Worth Individuals

Our requirements for opening and maintaining accounts or otherwise engaging us:
    • We generally charge a minimum fee of $1,000 for written financial plans.
    • We do not have a minimum account value requirement to become an advisory client.