Clarus Wealth Advisors LLC

ITEM 5 - FEES AND COMPENSATION

Investment Management Fees and Compensation
Clarus Wealth Advisors charges a fee as compensation for providing Investment
Management services on your account. These services include advisory and consulting
services, trade entry, investment supervision, and other account maintenance activities.
The custodian may charge custodial fees, transaction costs, redemption fees, retirement
plan and administrative fees or commissions. See Additional Fees and Expenses below.

In addition, some mutual fund assets deposited in the account may have been subject to
a deferred sales charges and 12 (b) (1) fees and other mutual fund annual expenses as
described in the fund’s prospectus. Furthermore, some existing variable annuities may be
subject to trailing service fees, deferred sales charges, and mortality and expense fees.
These fees are independent of our fees and should be disclosed by the custodian or
contained in each fund’s prospectus. You should also note that fees for comparable
services vary and lower fees for comparable services may be available from other sources.

The fees for accounts are based on an annual percentage of assets under management.
The monthly initial fee will be based upon the average daily balance from the date the
assets are in the account through the end of the month in arrears. Thereafter, the fee is
charged monthly in arrears based on the average daily balance from the previous month.

Our investment advisory fees shall not exceed 2.00%. The specific advisory fees are set
forth in your Investment Advisory Agreement. Fees may vary based on the size of the
account, complexity of the portfolio, extent of activity in the account or other reasons

                        Clarus Wealth Advisors, LLC - FORM ADV 2A Brochure

agreed upon by us and you as the client. In certain circumstances, our fees and the timing
of the fees may be negotiated. Negotiated lesser fees are based upon certain criteria, such
as anticipated future earning capacity, anticipated future additional assets, dollar amount
of assets to be managed, related accounts, account composition, pre-existing/legacy
client relationship, account retention and pro bono activities.

Unless otherwise instructed by the Client, we will aggregate related client accounts for
the purposes of determining the account size and annualized fee. The common practice
is often referred to as “house-holding” portfolios for fee purposes and may result in lower
fees than if fees were calculated on portfolios separately. Our method of house-holding
accounts for fee purposes looks at the overall family dynamic and relationship. When
applicable and noted in Appendix A of the Investment Management Agreement, legacy
positions will also be excluded from the fee calculation.

Clients generally provide Clarus Wealth Advisors and/or certain independent managers
with the authority to directly debit their accounts for payment of the investment advisory
fees. The Financial Institutions that act as the qualified custodian for client accounts, from
which the Firm retains the authority to directly deduct fees, have agreed to send
statements to clients not less than monthly detailing all account transactions, including
any amounts paid to Clarus Wealth Advisors. Alternatively, clients may elect to have Clarus
Wealth Advisors send a separate invoice for direct payment. You are encouraged to review
your account statements for accuracy. We will receive a duplicate copy of the custodian’s
statement that was delivered to you.

There may be a possibility for price or account value discrepancies due to month-end
transactions in an account. Dividends or trade date settlements may occur and our third
party billing software may report a slight difference in account valuation at month end
compared to what is reported on your Statement from the Custodian. Our firm has the
ability to produce billing summaries, which can be provided upon request.

Either Clarus Wealth Advisors or you may terminate the management agreement, upon
immediate written notice to the other party. The management fee will be prorated to the
date of termination, for the month in which the cancellation notice was given and any
unearned fees will be refunded to you. Upon termination, you are responsible for
monitoring the securities in your account, and we will have no further obligation to act or
advise with respect to those assets.

Consulting Services
The fee for general consulting services is a fixed fee. Under a fixed fee arrangement, any
fee will be agreed upon in advance of services being performed. The fee will be

                         Clarus Wealth Advisors, LLC - FORM ADV 2A Brochure

determined based on factors of the consulting project and fully detailed in our agreement.
The fee is payable upon signing the agreement. We will complete work within six months
of the date your fee is paid, in cases where you pay in advance. If the work is not
completed in such a time, we will refund your fee on a pro-rated basis. The fixed fee
typically ranges between $250 and $50,000. We do not require or solicit prepayment of
more than $1,200 in fees per client, six months or more in advance.
You may terminate the consulting service agreement by providing us with written notice.
Upon termination, fees will be prorated to the date of termination and any unearned
portion of the fee will be refunded to you based on an hourly rate of $250.00.

Client may request subsequent, additional, special reviews, or requests for consulting
services. These additional services may be subject to an additional charge. Additional
services will be based on an agreed fixed fee. Fees are disclosed in the Consulting
Agreement, Exhibit B.

Additional Fees and Expenses
In addition to the advisory fees paid to Clarus Wealth Advisors, clients may also incur
certain charges imposed by other third parties, such as broker-dealers, custodians, trust
...

ITEM 7 - TYPES OF CLIENTS

We provide advisory services to individuals, high net worth individuals, estates, family
trusts, and corporate investment plans.
We have a minimum requirement of $50,000 of investable assets to open an account with
Clarus Wealth Advisors. We may, in our sole discretion, accept clients with smaller
portfolios based upon certain criteria, including anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related
accounts, account composition, pre-existing client, account retention, and pro bono
activities. Clarus Wealth Advisors only accepts clients with less than the minimum
portfolio size if the Firm determines the smaller portfolio size will not cause a substantial
increase of investment risk beyond the client’s identified risk tolerance. We may aggregate
the portfolios of family members to meet the minimum portfolio size.