Marathon Financial Strategies

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees
   Total Assets Under Management (AUM)                       Annual Fee
                                                      Fixed Fee: $2,000 PLUS
            Tier 1: $1-$500,000
                                                     Variable Fee: 1% of AUM
                                                      Fixed Fee: $4,000 PLUS
        Tier 2: $500,001-$1,000,000
                                                     Variable Fee: .6% of AUM
                                                      Fixed Fee: $7,500 PLUS
              Over $1,000,000
                                                     Variable Fee: .4% of AUM

The final fee schedule is attached as Exhibit II of the Investment Advisory
Contract. Fees are paid quarterly in advance. If a client terminates the contract
within the first year, a fee for the remainder of the first year will be charged,
based on account value at the date of termination request. After the first year,
clients may terminate their contracts with seven days’ written notice. Advisory

                                                                      Form ADV 2A Version: 2/8/2026

fees are withdrawn directly from the client’s accounts with client written
authorization.

After the first year, refunds are given on a prorated basis, based on the number
of days remaining in a quarter at the point of termination. Fees that are collected
in advance will be refunded based on the prorated amount of work completed
up to the day of termination within the quarter terminated. The fee refunded will
be the balance of the fees collected in advance minus the daily rate* times the
number of days in the quarter up to and including the day of termination. (*The
daily rate is calculated by dividing the quarterly AUM fee by the number of days
in the termination quarter). Clients may terminate their contracts without
penalty, for full refund, within 5 business days of signing the advisory contract.

Financial Planning Fees

Hourly Fees
Depending upon the complexity of the situation and the needs of the client, the
hourly fee for these services is $500. The fees are non-negotiable and the final fee
schedule will be attached as Exhibit II of the Financial Planning Agreement. Fees
are paid in advance, but never more than six months in advance, with the
remainder due upon presentation of the plan. Fees that are charged in advance
will be refunded based on the prorated amount of work completed at the point
of termination. Clients may terminate their contracts without penalty within five
business days of signing the advisory contract. The fee refunded will be the
balance of the fees collected in advance minus the hourly rate times the number
of hours of work that has been completed up to and including the day of
termination.

B. Payment of Fees

Payment of Investment Supervisory Fees
Advisory fees are withdrawn directly from the client’s accounts with client
written authorization. Fees are paid quarterly in advance.

Payment of Financial Planning Fees
Hourly Financial Planning fees are paid via check or credit card in advance, but
never more than six months in advance, with the remainder due upon
presentation of the plan. Fees that are charged in advance will be refunded based
on the prorated amount of work completed at the point of termination.

C. Clients Are Responsible For Third Party Fees
Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate
                                                                     Form ADV 2A Version: 2/8/2026

   and distinct from the fees and expenses charged by MFS. Please see Item 12 of
   this brochure regarding broker/custodian.

   D. Prepayment of Fees
   MFS collects fees in advance. Fees that are collected in advance will be refunded
   based on the prorated amount of work completed at the point of termination and
   the total days during the billing period. Fees will be returned within fourteen
   days to the client via mailed check.

   The fee refunded will be the balance of the fees collected in advance minus the
   daily rate* times the number of days in the quarter up to and including the day
   of termination. (*The daily rate is calculated by dividing the quarterly AUM fee
   by the number of days in the termination quarter).

   E. Outside Compensation for the Sale of Securities to Clients
   Neither MFS nor its representative accept any compensation for the sale of
   securities or other investment products, including asset-based sales charges or
   services fees from the sale of mutual funds.

Item 7: Types of Clients
   MFS generally provides investment advice and/or management supervisory
   services to the following types of clients:

❖ Individuals
❖ High-Net-Worth Individuals

   Minimum Account Size
   There is no account minimum.