Market Street Wealth Management Advisors LLC

Item 5        Fees and Compensation

                                  WEALTH MANAGEMENT FEES

The annualized fee for Wealth Management services is generally charged as a percentage
of assets under management, billed quarterly in arrears, according to the following schedule:

             PORTFOLIO ASSETS                                     ANNUAL % FEE
Up to and including $500,000                                             1.30%
In excess of $500,000 and including $1,000,000                           0.80%
In excess of $1,000,000 and including $5,000,000                         0.65%
In excess of $5,000,000 and including $10,000,000                        0.45%
In excess of $10,000,000 and including $25,000,000                       0.35%
In excess of $25,000,000                                               Negotiable

After the initial billing period, all clients are subject to a minimum quarterly fee of $1,625.00.

Certain clients may be subject to a legacy fee schedule that is no longer available to new or
prospective clients.

 Subject to the limitations discussed at Item 4, the above fee schedule is inclusive of financial
 planning services requested by the client. Please Note: In the unanticipated event that the
 client requires extraordinary planning or consultation services, Market Street Wealth
 Management Advisors, LLC may determine to charge a client for such additional services
 pursuant to a stand- alone written agreement. Please Note that we will make pro-rata fee
 adjustments based upon the number of days remaining in the billing period for any additions
 or withdrawals to managed accounts in excess of $3,000.

                       INVESTMENT MANAGEMENT WITHOUT PLANNING
                                    (STANDALONE)

 Clients who elect to receive our investment management services but who do not
 require financial planning will receive a 30% discount from the above Wealth
 Management Fee schedule. The advisory fee will be subject to the following schedule:

              PORTFOLIO ASSETS                                     ANNUAL % FEE
 Up to and including $500,000                                            0.91%
 In excess of $500,000 and including $1,000,000                          0.56%
 In excess of $1,000,000 and including $5,000,000                        0.45%
 In excess of $5,000,000 and including $10,000,000                       0.32%
 In excess of $10,000,000 and including $25,000,000                      0.25%
 In excess of $25,000,000                                              Negotiable

After the initial billing period, all clients are subject to a minimum quarterly fee of $900.

                     ERISA PLANS AND RETIREMENT PLAN CONSULTING

 Our annual fees for Pension Consulting Services are based on a percentage of assets under
 advisement, billed quarterly in arrears, according to the following schedule:

 Plan’s Balances at end of Applicable Quarter                             Applicable Annual Fee
    Up to and including $1,000,000                                         0.75%
    In excess of $1,000,000 and including, $2,000,000                      0.50%
    In Excess of $2,000,000                                                0.25%

 The minimum annual fee is $2,500.00.

                                   FOUNDATIONS SERVICE FEES

The annual fee for the Foundations services is as subject to the following fee schedule:

              PORTFOLIO ASSETS                                  ANNUAL % FEE
 Up to and including $500,000                                         1.30%
 In excess of $500,000 and including $1,000,000                       0.80%
 In excess of $1,000,000 and including $5,000,000                     0.65%
 In excess of $5,000,000 and including $10,000,000                    0.45%
 In excess of $10,000,000 and including $25,000,000                   0.35%
 In excess of $25,000,000                                           Negotiable

This annual advisory fee is payable quarterly in arrears and subject to a minimum $4,000 annual
advisory fee. The advisory fee will be deducted quarterly in arrears from a brokerage account
to be identified by the Client. The services to be provided and the above referenced fee
schedule shall be subject to renegotiation after the initial 4-year period of the engagement. If
there is no renegotiation after the initial 4-year period, the above fee schedule shall remain in
effect. Any renegotiated fee schedule will be provided to the Client for written acknowledgment
prior to implementation.

                                    FINANCIAL PLANNING FEES

Market Street Wealth Management Advisors, LLC’s Financial Planning fixed fee is determined
based on the nature of the services being provided and the complexity of each client’s
circumstances. All fees are agreed upon prior to entering into a contract with any client.

We may request a retainer upon completion of our initial fact-finding session with the client;
however, advance payment will never exceed $1,200 for work that will not be completed within
six months. The balance is due upon completion of the plan.

Financial Planning Fee Offset: Market Street Wealth Management Advisors, LLC reserves
the discretion to reduce or waive the minimum fixed fee if a financial planning client chooses
to engage us for our Investment Management Services.

                            Vanguard Personalized Indexing Program

Clients who participate in the Vanguard program will pay an additional 0.20% advisory fee
directly to Vanguard, in addition to their regular Market Street Wealth Management Advisors,
LLC advisory fee, for program participation.

                                      GENERAL INFORMATION

Fee Differentials: Market Street Wealth Management Advisors, LLC’s annual investment
advisory fee shall be based upon various objective and subjective factors, including but not
...

types of clients:

•   Individuals (other than high net worth individuals)

•   High net worth individuals

•   Businesses

•   Private Foundations

•   Pension and Profit Sharing Plans (other than plan participants)

•   Charitable Organizations

Market Street Wealth Management Advisors, LLC, in its sole discretion, may charge a lesser
investment management fee and/or reduce or waive its aggregate portfolio minimum based
upon certain criteria (i.e. anticipated future earning capacity, anticipated future additional
assets, dollar amount of assets to be managed, related accounts, account composition,
negotiations with client, etc.). Please Note: As indicated above at Item 5, if you maintain less
than $500,000 for Wealth Management; $395,604 for Investment Management without
Planning (standalone); or $333,333 for Retirement Plan Consulting clients of assets under
Market Street Wealth Management Advisors, LLC’s management and are subject to the
quarterly minimum fee, you will pay a higher percentage quarterly fee than the percentage
referenced in the fee schedule at Item 5 above.